Your Home Is Your Biggest Asset. Know Its Climate Risk And Act On It.
ClimateNest gives Australian homeowners the data to understand their property's climate risk — so you can take action. From flood and bushfire to insurance cost projections through to 2050, know exactly what to do to protect your home, reduce premiums, and increase long-term property value.
Sources: Climate Council (2025), APRA (2025), BOM, CSIRO, ABS, state hazard mapping. No fabricated statistics.
What Every Homeowner Needs to Know
Climate change is already affecting Australian property. Here's what matters most for your home.
Reduce Insurance Costs
See your property's modelled premium trajectory to 2050 and identify specific mitigations that can reduce loading. Flood resilience upgrades, bushfire BAL improvements, and storm-proofing can lower your risk profile and premiums.
Source: APRA National Claims Database, ICA Catastrophe Data
Increase Property Value
Climate-resilient homes retain value. Our Climate Risk Financial Drag shows the dollar impact of climate risks on your home's value — and which adaptations (solar, insulation, flood mitigation) deliver the best ROI over time.
Source: Climate Council / PropTrack (2025)
Protect Your Family
Know exactly which of 8 climate hazards threaten your home — flood, bushfire, extreme heat, storm, coastal erosion, wind, energy risk, and social vulnerability — and get prioritised, property-specific actions to reduce each risk.
Source: Climate Council (2025), BOM Severe Weather Archive
How It Works
Three simple steps to understand your home's climate risk.
Enter Your Address
Type any Australian residential address. Your report is customised to your property, not your suburb.
Get Your Score Instantly
Within 30 seconds, receive your ClimateNest Index score — a single number from 0–100 that rates your property's climate risk.
Read Your Full Report
Your report includes 8 hazard scores, insurance cost projections to 2050, climate-adjusted property value, and adaptation recommendations.
Why Homeowners Choose ClimateNest
See how ClimateNest compares to the alternatives most homeowners rely on.
| Feature | ClimateNest | Insurance Paperwork | Council Mapping |
|---|---|---|---|
| 8 hazards scored | — | — | |
| Insurance cost projection to 2050 | — | — | |
| Property value impact ($) | — | — | |
| ClimateNest Index score | — | — | |
| Adaptation recommendations | — | — | |
| Takes under 5 minutes | — | — | |
| PDF report to keep | — | — | |
| From A$69 | — | — |
Insurance paperwork = PDS and policy documents. Council mapping = state and local government hazard overlays.
What Your Report Tells You To Do
Every ClimateNest report includes property-specific, costed actions ranked by ROI. Here's what a real homeowner received for their property.
Sample Property
42 Wentworth Road, Vaucluse NSW 2030
Stormwater Drainage Upgrade
High ROIAddresses the property's moderate flood risk (25/100) by improving site drainage and redirecting overland flow away from the slab foundation. Suitable for slab-on-ground homes in low-lying coastal suburbs.
Flood Barriers at Entry Points
High ROIRemovable flood barriers at doors, garage, and vents prevent water ingress during 1-in-100-year storm events. Paired with the drainage upgrade, this reduces flood risk to Minimal for this property type.
External Shading & Heat Reduction
Medium ROIExternal blinds, awnings, and reflective roof coating reduce indoor temperatures by up to 8°C on extreme heat days (the property scored 42/100). Lowers cooling costs and improves liveability during heatwaves.
Solar Panel Installation (13.2kW)
High ROIGoogle Solar API aerial analysis of the actual roof identified 149m² of usable area, supporting a 13.2kW system (33 panels). Annual savings of A$5,849/yr with a 2.5-year payback period and A$102,000 in 20-year net savings. Reduces energy risk and adds resale value.
Roof & Guttering Upgrade
Medium ROIReinforced roofing and large-capacity gutters handle increased storm intensity (storm risk 30/100, Worsening). Prevents water damage, reduces maintenance, and supports solar panel installation.
Total Investment: A$51,600
Total Potential Value Add: A$195,000
The actions above are based on a paid report for 42 Wentworth Road, Vaucluse NSW. Your report will be customised to your property's address, build type, hazard scores, and local council data.
Your Solar Potential,
Calculated From Science
Every ClimateNest report includes a solar energy assessment powered by Google Solar API — the same technology used by solar installers to design roof systems. Where aerial imagery covers the property, we analyse the actual roof geometry, orientation, and shading to calculate its true solar potential; where it doesn't, the report says so and shows a clearly-labelled regional estimate instead.
Aerial Roof Analysis
Where Google's aerial imagery covers the property, it scans the roof to measure usable area, detect roof planes, assess orientation and pitch, and identify shading from trees, chimneys, and adjacent buildings.
System Design From Your Roof
Where roof data is available we calculate the system size, panel count, and placement from your actual roof — not a generic 5kW estimate. Where it isn't, the report clearly shows an estimate instead.
Your Property's Solar Report
We combine your roof data with Australian solar irradiance data (Open-Meteo) to calculate annual energy production, electricity savings, CO₂ offset, installation cost, payback period, and 20-year net savings.
Example result for 42 Wentworth Road, Vaucluse:
Roof area: 149m² | System: 13.2kW | Panels: 33
Annual Energy: 19,495 kWh | Est. Savings/yr: A$5,849
Installation cost: A$14,520 | Payback: 2.5 years | 20-yr savings: A$102,000
Source: Google Solar API aerial roof analysis + Open-Meteo irradiance. Roof analysis is shown where aerial imagery covers the property; otherwise a regional estimate is used.
Based on your property's specific latitude and local solar irradiance data from Open-Meteo. Actual output depends on roof orientation, shading, and panel efficiency.
Trusted by Australian Homeowners
Homeowners across Australia use ClimateNest to understand their property's climate future.
“I was shocked to see my insurance could double by 2050. Now I'm budgeting ahead and looking at flood mitigation. Worth every dollar.”
— Sarah M., Brisbane QLD
“The bushfire risk score helped us choose the right property. We walked away from one that looked great but had a 62/100 bushfire score.”
— James & Priya R., Blue Mountains NSW
“I didn't know my property was in a flood overlay until I ran this report. Now I have the right insurance and I've raised my electricals.”
— Michael T., Townsville QLD
Common Questions from Homeowners
Know What Climate Change Means for Your Home
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