Climate Risk Assessment for Civic, ACT

Civic, Australian Capital Territory· City of Canberra· 2601
Medium Risk
Updated Apr 2026

Civic, ACT, faces a moderate climate risk profile. The primary concerns are increasing heatwave intensity and potential flooding from extreme rainfall events. While bushfire risk is relatively low, it's important to consider ember attack potential from surrounding bushland.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.0
Bushfire
3.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Civic

increasing

Flood

40/100

Civic faces a moderate risk of flooding, primarily from intense rainfall events that can overwhelm local drainage systems. Development and urbanization have increased the amount of impervious surfaces, contributing to higher runoff volumes.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

30/100

Civic has a relatively low bushfire risk due to its urban location and limited vegetation within the immediate vicinity. However, surrounding areas with bushland pose a potential ember attack risk during severe bushfire events.

Key drivers:

  • ·Proximity to bushland
  • ·Ember attack potential
increasing

Heat

70/100

Civic experiences a high risk of heatwaves, particularly during the summer months. The urban heat island effect exacerbates temperatures, leading to increased heat stress for vulnerable populations.

Key drivers:

  • ·Urban heat island effect
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Civic is not exposed to coastal risks due to its inland location.

stable

Wind

24/100

Moderate wind risk — gusty summer winds

stable

Storm

28/100

Moderate storm risk — spring/summer thunderstorms

stable

Social

18/100

Moderate social stability — high public sector

increasing

Energy

32/100

Moderate energy costs — heating and cooling

In-Depth Climate Risk Guides for Civic

Detailed Hazard Analysis

heat Risk

70/100

Civic experiences a high risk of heatwaves, particularly during the summer months. The urban heat island effect exacerbates temperatures, leading to increased heat stress for vulnerable populations.

Primary Drivers

  • ·Urban heat island effect
  • ·Increased frequency of heatwaves
  • ·Aging population

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

40/100

Civic faces a moderate risk of flooding, primarily from intense rainfall events that can overwhelm local drainage systems. Development and urbanization have increased the amount of impervious surfaces, contributing to higher runoff volumes.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Aging infrastructure

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

coastal Risk

10/100

Civic is not exposed to coastal risks due to its inland location.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

30/100

Civic has a relatively low bushfire risk due to its urban location and limited vegetation within the immediate vicinity. However, surrounding areas with bushland pose a potential ember attack risk during severe bushfire events.

Primary Drivers

  • ·Proximity to bushland
  • ·Ember attack potential
  • ·Fuel load in surrounding areas

Projections (RCP8.5)

2030

3.2

2050

3.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of heatwaves and flooding.

Price Impact

Properties in areas prone to flooding or heat stress may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential for ember attack during bushfire season.
  • 4.Review the council's climate change adaptation plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Lake Burley Griffin
Elevation Range
550-580m
Flood Zone
Areas adjacent to Lake Burley Griffin and major stormwater channels may be susceptible to flooding.

The ACT government maintains flood maps and provides guidance on flood preparedness.

View council flood map

Bushfire Evidence

Distance to Bushland
Variable, with some areas adjacent to bushland reserves.
Planning Overlay
https://esa.act.gov.au/be-bushfire-ready/bushfire-prone-areas
Bushfire Prone Area
Yes

Check the ACT Emergency Services Agency website for the latest bushfire risk information.

Heat Evidence

Avg January Max Temp
28.5°C
Heat Stress Days/Year
5 days

BOM data indicates an increasing trend in the frequency and intensity of heatwaves in the Canberra region.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2020
stormModerate

Severe hailstorm caused damage to buildings and infrastructure in Civic.

Source
2018
heatwaveModerate

Prolonged heatwave with record-breaking temperatures impacted Civic and surrounding areas.

Source
2007
floodMinor

Heavy rainfall caused localized flooding in low-lying areas of Civic.

Source
2003
bushfireMajor

The 2003 Canberra bushfires impacted the region, with ember attacks reaching Civic.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood404.3(+0.3)4.5(+0.5)
bushfire303.1(+0.1)3.2(+0.2)
heat707.8(+0.8)8.5(+1.5)
coastal101.01.0

By 2030, Civic is projected to experience a notable increase in heatwave intensity and frequency, along with a slightly elevated risk of flooding. Bushfire risk remains relatively stable. The urban heat island effect will likely worsen, requiring adaptation measures to protect vulnerable populations.

CSIRO Climate Projections

Adaptation Recommendations

Implement urban greening strategies

Immediate

Increase tree canopy cover and green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Learn more

Upgrade stormwater drainage infrastructure

Near-term

Improve the capacity and resilience of stormwater drainage systems to manage increased rainfall intensity.

Est. cost: High

Learn more

Develop a heatwave management plan

Immediate

Establish a comprehensive plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Learn more

Promote water-sensitive urban design

Long-term

Incorporate water-sensitive design principles in new developments to reduce runoff and improve water quality.

Est. cost: Medium

Learn more

Community education programs

Near-term

Educate residents and businesses about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Civic's Climate Risk Profile

Civic, located in the heart of Canberra, is the city's central business district and a hub for commercial, retail, and cultural activities. The suburb's climate risk profile is primarily influenced by its urban environment and inland location.

Heatwaves pose a significant threat to Civic, with the urban heat island effect amplifying temperatures during summer months. This can lead to increased heat stress for residents, particularly the elderly and those with pre-existing health conditions. The frequency and intensity of heatwaves are projected to increase in the future due to climate change.

Flooding is another concern for Civic, as intense rainfall events can overwhelm the city's drainage systems. Urban development has increased the amount of impervious surfaces, leading to higher runoff volumes and a greater risk of flash flooding. Aging infrastructure may also contribute to the problem.

Bushfire risk is relatively low in Civic due to its urban location. However, surrounding areas with bushland pose a potential ember attack risk during severe bushfire events. It's important for residents and businesses to be aware of this risk and take appropriate precautions.

Coastal risks are not a concern for Civic due to its inland location.

Data sources: BOM · CSIRO · ACT Emergency Services Agency · ACT Environment, Planning and Sustainable Development Directorate

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Civic?

The main climate change risks for Civic are increasing heatwave intensity and frequency, and potential flooding from extreme rainfall events.

How will climate change affect property values in Civic?

Properties in areas prone to flooding or heat stress may experience a decrease in value.

What is the council doing to address climate change in Civic?

The City of Canberra is implementing various strategies to address climate change, including urban greening, stormwater drainage upgrades, and community education programs.

How can I prepare for heatwaves in Civic?

Stay hydrated, seek shade, and check on vulnerable neighbors during heatwaves. Consider installing air conditioning or visiting a cooling center.

What should I do if my property is flooded in Civic?

Contact the ACT Emergency Services Agency for assistance. Move to higher ground and avoid contact with floodwater.

Is Civic considered a bushfire prone area?

While Civic itself is largely urbanized, it is near bushland and therefore ember attack is a risk. Check the ACT Emergency Services Agency website for the latest bushfire risk information.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections