ClimateNest is Australia's leading actuarial engine for residential real estate. We don't just find environmental problems; we calculate their impact on your net wealth. Our proprietary ClimateNest Index™ assesses 8 climate hazards — flood, bushfire, heat, coastal erosion, wind, storm, social vulnerability, and energy — delivering a comprehensive 0–100 risk score for every property.
Asset Coverage
10M+ AU Properties
Historical Depth
60-Year Climate Baseline
Standard building inspections check the pipes; we check the future. By 2030, 1 in 25 Australian homes will be effectively uninsurable. When insurance premiums triple, property values don't just plateau—they collapse.
Buying into a "Red Zone" without pricing in the A$5,000+ annual premium loading.
Our models identify "Climate Alphas"—properties that will retain value while others stagnate.
Our scores are calculated deterministically from official government data sources (BOM, CSIRO, Geoscience Australia, ABS, state fire services). AI is used only to write the plain-English explanations of those scores — never to generate or alter the numbers themselves.
ClimateNest was founded to close the information gap between institutional lenders and private buyers. Banks use these models to protect their mortgage books. We believe you should use them to protect your family home.
Our proprietary ClimateNest Index Score synthesises 16+ government data sources into a single strategic verdict. We don't just provide data; we provide a financial roadmap for a changing world.
One address. Eight climate hazards. Sixteen government data sources. A single 0–100 ClimateNest Index score.
Every report scores flood, bushfire, extreme heat, coastal erosion, wind, storm, social stability, and energy trajectory using deterministic government data — not AI guesses.
A single 0–100 composite score weighted to your goal — buying, renting, insuring, or investing. Includes current, 2030, and 2050 projections.
Insurance cost trajectories modelled to 2030 and 2050. Property value discount estimates based on RBA and Climate Council data. DCF analysis for investors.
Professional-grade PDF with executive summary, hazard breakdown, temporal projections, methodology citations, and conveyancer-ready language. Download or share instantly.
Historical Records
Census 2021
Climate Models
State Fire Records
Australia's only climate risk platform combining 8-hazard deterministic scoring, financial projections, and nationwide coverage — purpose-built for Australian property.
ClimateNest AU$69 | Groundsure AU$39 (NSW only) | Climate Valuation User-input property details | |
|---|---|---|---|
| Hazards covered | 8 hazards | 3 hazards | Heat, flood, bushfire, storm, coastal, hail |
| Price | From AU$69 | AU$39 | From AU$79 |
| National coverage | All states & territories | NSW only | Australia-wide |
| Financial projections | Insurance trajectory, climate drag, DCF | — | Insurance + value impact |
| Projection time horizon | Now / 2030 / 2050 | Now / 30-year | Now / 30-year / 2100 |
| Goal-aware scoring | Yes | — | — |
| Deterministic scoring | Yes — same address = same score | Traffic-light model | ABC resilience rating |
| Property-specific inputs | Address + goal only — instant | Address only | Requires construction details |
| Enterprise API | REST API + batch + white-label | Via InfoTrack only | — |
| Client-ready PDF | Full report + exec summary | Traffic-light report | Engineering-grade report |
| Data sources | BOM, CSIRO, GA, ABS, state services | Ambiental + state agency | Weather, geology, satellite data |
Comparison based on publicly available product documentation as of June 2026. Feature sets may have changed. Groundsure ClimateIndex™ is available through InfoTrack for NSW properties only. Climate Valuation requires user-input construction details and may produce different results based on property attributes.
"Risk comes from not knowing what you're doing. Climate risk comes from not knowing where you're buying."
Reports generated in 5 minutes
