QLD300 suburbs assessed

Climate Risk in Queensland Suburbs

Queensland suburbs experience cyclone and flood risk in coastal areas, extreme heat across the state, and increasing storm surge risk for properties in South East Queensland and the tropical north. Brisbane River flooding remains a major risk for inner and outer metropolitan suburbs.

FloodCycloneExtreme HeatStorm Surge

Babinda

UNKNOWN

High
72/100 risk score

Babinda faces significant climate risks, particularly from flooding and heatwaves.

Berserker

Rockhampton

High
72/100 risk score

Berserker, QLD, faces a high overall climate risk, primarily driven by flooding and heatwave risks.

Burketown

UNKNOWN

High
72/100 risk score

Burketown faces significant climate change risks, particularly from flooding and coastal hazards.

Acacia Ridge

Brisbane City

Medium
58/100 risk score

Acacia Ridge faces a moderate climate risk, primarily driven by increasing flood and heat risks.

Airlie Beach

UNKNOWN

Medium
58/100 risk score

Airlie Beach faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Alexandra Hills

Redland

Medium
58/100 risk score

Alexandra Hills faces a moderate overall climate risk.

Atherton

UNKNOWN

Medium
58/100 risk score

Atherton faces increasing risks from flooding and heatwaves due to climate change.

Beechmont

UNKNOWN

Medium
58/100 risk score

Beechmont, QLD, faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.

Beenleigh

Logan City

Medium
58/100 risk score

Beenleigh is a suburb in Queensland that faces moderate climate risks, primarily from flooding and heatwaves.

Bellbird Park

Ipswich

Medium
58/100 risk score

Bellbird Park faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Bellbowrie

Brisbane City

Medium
58/100 risk score

Bellbowrie is a suburb of Brisbane with moderate climate risks.

Bellmere

UNKNOWN

Medium
58/100 risk score

Bellmere faces increasing risks from flooding and heatwaves due to climate change.

Bongaree

Moreton Bay Regional

Medium
58/100 risk score

Bongaree is a coastal suburb in Queensland that faces moderate risks from flooding, heatwaves, and coastal hazards.

Bowen

Whitsunday Regional

Medium
58/100 risk score

Bowen, Queensland, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Bribie Island

UNKNOWN

Medium
58/100 risk score

Bribie Island faces a range of climate-related risks, including flooding, bushfire, heatwaves, and coastal erosion.

Brisbane CBD

Brisbane City

Medium
58/100 risk score

Brisbane CBD faces moderate to high climate risks, primarily from flooding, heatwaves, and coastal hazards.

Brisbane

UNKNOWN

Medium
58/100 risk score

Brisbane faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.

Broadbeach

UNKNOWN

Medium
58/100 risk score

Broadbeach is a coastal suburb facing increasing risks from climate change.

Buderim

Sunshine Coast

Medium
58/100 risk score

Buderim is a suburb on the Sunshine Coast with a moderate overall climate risk.

Bundaberg North

UNKNOWN

Medium
58/100 risk score

Bundaberg North faces moderate climate risks, primarily from flooding and coastal hazards.

Bundaberg

Bundaberg Regional Council

Medium
58/100 risk score

Bundaberg faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.

Bundaberg South

UNKNOWN

Medium
58/100 risk score

Bundaberg South faces a medium level of climate risk, primarily driven by flooding and heat.

Burnett Heads

Bundaberg Regional

Medium
58/100 risk score

Burnett Heads is a coastal town in Queensland that faces moderate climate risks.

Caboolture

Moreton Bay Regional Council

Medium
58/100 risk score

Caboolture faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Caboolture South

Moreton Bay

Medium
58/100 risk score

Caboolture South faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Cairns North

Cairns Regional

Medium
58/100 risk score

Cairns North faces a moderate climate risk, primarily driven by flooding, heat, and coastal hazards.

Cairns

Cairns Regional Council

Medium
58/100 risk score

Cairns faces significant climate risks, particularly from flooding, heatwaves, and coastal hazards.

Cannonvale

Whitsunday Regional

Medium
58/100 risk score

Cannonvale faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Canungra

Scenic Rim

Medium
58/100 risk score

Canungra faces moderate climate risks, primarily from flooding and heatwaves.

Capalaba

Redland

Medium
58/100 risk score

Capalaba faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Ascot

Brisbane City

Medium
55/100 risk score

Ascot, Queensland, faces a medium overall climate risk.

Ayr

UNKNOWN

Medium
55/100 risk score

Ayr is a town in Queensland that faces several climate-related risks, including flooding, heatwaves, and coastal hazards.

Bargara

Bundaberg

Medium
55/100 risk score

Bargara, Queensland, faces a medium overall climate risk.

Beaudesert

UNKNOWN

Medium
55/100 risk score

Beaudesert faces increasing risks from flooding and heatwaves due to climate change.

Beelarong

UNKNOWN

Medium
55/100 risk score

Beelarong faces moderate climate risks, primarily from flooding and heatwaves.

Blackwater

Central Highlands

Medium
55/100 risk score

Blackwater, Queensland, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Bluewater

UNKNOWN

Medium
55/100 risk score

Bluewater faces moderate climate risks, particularly from flooding and heatwaves.

Boonah

Scenic Rim

Medium
55/100 risk score

Boonah faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Burleigh Heads

UNKNOWN

Medium
55/100 risk score

Burleigh Heads faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Burleigh Waters

Gold Coast

Medium
55/100 risk score

Burleigh Waters faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Burpengary

Moreton Bay Regional

Medium
55/100 risk score

Burpengary faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Calamvale

City of Brisbane

Medium
55/100 risk score

Calamvale, a suburb in Brisbane's south, faces a moderate flood risk due to local creeks and increasing rainfall intensity.

Cardiff

UNKNOWN

Medium
55/100 risk score

Cardiff faces moderate climate risks, primarily related to heatwaves and flooding.

Aitkenvale

Townsville

Medium
52/100 risk score

Aitkenvale is a suburb in Townsville, Queensland, that faces a medium overall climate risk.

Albany Creek

Moreton Bay Regional

Medium
52/100 risk score

Albany Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Algester

Brisbane City

Medium
52/100 risk score

Algester is a suburb in Brisbane with a moderate overall climate risk.

Arana Hills

Moreton Bay

Medium
52/100 risk score

Arana Hills faces moderate risks from flooding, bushfires, and heatwaves.

Aratula

UNKNOWN

Medium
52/100 risk score

Aratula faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ashgrove

Brisbane City

Medium
52/100 risk score

Ashgrove is a suburb in Brisbane, Queensland, that faces moderate climate risks.

Aspley

Brisbane City

Medium
52/100 risk score

Aspley faces moderate climate risks, primarily from flooding and heatwaves.

Beachmere

UNKNOWN

Medium
52/100 risk score

Beachmere, Queensland, faces a medium level of climate risk.

Booval

Ipswich

Medium
52/100 risk score

Booval faces moderate climate risks, primarily from flooding and heatwaves.

Boyne Island

Gladstone

Medium
52/100 risk score

Boyne Island faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Bracken Ridge

Brisbane City

Medium
52/100 risk score

Bracken Ridge faces moderate risks from flooding, bushfires, and heatwaves.

Browns Plains

Logan

Medium
52/100 risk score

Browns Plains faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Burrum Heads

Fraser Coast

Medium
52/100 risk score

Burrum Heads is a coastal town in Queensland that faces several climate-related risks.

Caloundra

Sunshine Coast Council

Medium
52/100 risk score

Caloundra faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Auchenflower

Brisbane City Council

Medium
45/100 risk score

Auchenflower, a riverside suburb in Brisbane, faces moderate to high flood risks due to its proximity to the Brisbane River and low-lying areas.

Brisbane

Moderate

Assessment in progress

Cairns

Moderate

Assessment in progress

About Climate Risk in Queensland

Queensland suburbs experience cyclone and flood risk in coastal areas, extreme heat across the state, and increasing storm surge risk for properties in South East Queensland and the tropical north. Brisbane River flooding remains a major risk for inner and outer metropolitan suburbs.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

All Queensland Suburbs (300)
Acacia Ridge QLDAirlie Beach QLDAitkenvale QLDAlbany Creek QLDAlexandra Hills QLDAlgester QLDArana Hills QLDAratula QLDAscot QLDAshgrove QLDAspley QLDAtherton QLDAuchenflower QLDAyr QLDBabinda QLDBargara QLDBeachmere QLDBeaudesert QLDBeechmont QLDBeelarong QLDBeenleigh QLDBellbird Park QLDBellbowrie QLDBellmere QLDBerserker QLDBlackwater QLDBluewater QLDBongaree QLDBoonah QLDBooval QLDBowen QLDBoyne Island QLDBracken Ridge QLDBribie Island QLDBrisbaneBrisbane Cbd QLDBrisbane QLDBroadbeach QLDBrowns Plains QLDBuderim QLDBundaberg North QLDBundaberg QLDBundaberg South QLDBurketown QLDBurleigh Heads QLDBurleigh Waters QLDBurnett Heads QLDBurpengary QLDBurrum Heads QLDCaboolture QLDCaboolture South QLDCairnsCairns North QLDCairns QLDCalamvale QLDCaloundra QLDCannonvale QLDCanungra QLDCapalaba QLDCardiff QLDCardstone QLDCardwell QLDChapel Hill QLDCharleville QLDCharters Towers QLDChelmer QLDChermside QLDChilders QLDChinchilla QLDClermont QLDCleveland QLDClontarf QLDCollinsville QLDCooktown QLDCoolangatta QLDCoolum Beach QLDCoomera QLDCorinda QLDCranbrook QLDCurrumbin QLDDalby QLDDeagon QLDDeception Bay QLDDeeral QLDDoolandella QLDDouglas QLDDutton Park QLDEast Toowoomba QLDEdmonton QLDEli Waters QLDEmerald QLDEsk QLDEverton Hills QLDEverton Park QLDFairfield QLDFerny Grove QLDFerny Hills QLDFig Tree Pocket QLDForest Hill QLDForest Lake QLDFortitude Valley QLDFremantle QLDGatton QLDGayndah QLDGin Gin QLDGladstone QLDGold CoastGold Coast QLDGoodna QLDGoondiwindi QLDGordonvale QLDGracemere QLDGraceville QLDGrange QLDGympie QLDHarristown QLDHelensvale QLDHelidon QLDHervey Bay QLDHighfields QLDHome Hill QLDHope Island QLDHoward QLDHughenden QLDIdalia QLDInala QLDIndooroopilly QLDIngenia Lifestyle Hervey Bay QLDIngenia QLDIngham QLDInglewood QLDInnisfail QLDIpswich QLDJimboomba QLDKallangur QLDKaralee QLDKarana Downs QLDKedron QLDKenilworth QLDKenmore QLDKeperra QLDKin Kora QLDKingaroy QLDKippa Ring QLDKirwan QLDLabrador QLDLaidley QLDLawnton QLDLogan Central QLDLogan QLDLongreach QLDLowood QLDMackay Harbour QLDMackay QLDMango Hill QLDManly QLDManunda QLDMareeba QLDMaroochydore QLDMaryborough QLDMeringandan West QLDMermaid Beach QLDMiallo QLDMiles QLDMilton QLDMitchell QLDMoggill QLDMonto QLDMooloolaba QLDMooroobool QLDMoorooka QLDMorayfield QLDMornington QLDMossman QLDMount Cotton QLDMount Isa QLDMount Larcom QLDMount Louisa QLDMount Morgan QLDMount Sheridan QLDMoura QLDMudgeeraba QLDMundingburra QLDMundoo QLDMundoolun QLDMundubbera QLDNambour QLDNanango QLDNarangba QLDNatural Bridge QLDNerang QLDNew Beith QLDNew Farm QLDNewstead QLDNoosa Heads QLDNoosa QLDNoosaville QLDNormanton QLDNorth Lakes QLDNorth Mackay QLDNsw QLDNundah QLDOonoonba QLDOrmeau QLDOxley QLDPaddington QLDPaget QLDPalm Beach QLDParadise Point QLDParadise QLDPark Avenue QLDParkinson QLDPeregian Beach QLDPetrie QLDPialba QLDPlainland QLDPort Douglas QLDPort Melbourne QLDProserpine QLDQld QLDRaceview QLDRangeville QLDRathdowney QLDRedbank Plains QLDRedcliffe QLDRedland Bay QLDRedlynch QLDRichlands QLDRichmond QLDRobina QLDRockhampton QLDRocklea QLDRoma QLDRosewood QLDRoss River QLDRosslea QLDRosslyn Bay QLDRosslyn QLDRossmoya QLDRossville QLDRuncorn QLDSandgate QLDSarina QLDScarness QLDSmithfield QLDSouth Brisbane QLDSouth Mission Beach QLDSouthport QLDSpringbrook QLDSpringfield QLDSpringwood QLDSt Lucia QLDStafford Heights QLDStafford QLDStanthorpe QLDStrathpine QLDSunnybank QLDSunshine CoastSunshine Coast QLDSurfers Paradise QLDTamborine Mountain QLDTamborine QLDTannum Sands QLDTaringa QLDTeneriffe QLDTewantin QLDThe Gap QLDThornlands QLDThuringowa QLDThursday Island QLDTin Can Bay QLDTingalpa QLDToowong QLDToowoomba QLDTorquay QLDTownsvilleTownsville QLDTrinity Beach QLDTully QLDUpper Coomera QLDUrangan QLDUrraween QLDVarsity Lakes QLDVic QLDVictoria Point QLDWa QLDWacol QLDWalkerston QLDWandal QLDWarwick QLDWavell Heights QLDWeipa QLDWest End QLDWoodridge QLDWoree QLDWynnum QLDYeppoon QLDYeronga QLDYorkeys Knob QLDZillmere QLD

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections