Climate Risk Profile: Bellmere, QLD

Bellmere, Queensland
Medium Risk
Updated Mar 2026

Bellmere faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
7.0
Coastal
1.5

Climate Hazard Breakdown for Bellmere

increasing

Flood

65/100

Bellmere has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

42/100

Bellmere faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Decreased rainfall
increasing

Heat

70/100

Bellmere is expected to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
stable

Coastal

15/100

Bellmere is located inland and has a low risk from coastal hazards. Sea level rise is not expected to directly impact the suburb.

Key drivers:

  • ·Distance from coast
increasing

Wind

35/100

Notable wind risk — tropical cyclone wind fields

increasing

Storm

39/100

Notable storm risk — cyclones and thunderstorms

stable

Social

24/100

Moderate social stability — growth regions

increasing

Energy

42/100

Elevated energy costs — high cooling demand

In-Depth Climate Risk Guides for Bellmere

Detailed Hazard Analysis

heat Risk

70/100

Bellmere is expected to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

Bellmere has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

15/100

Bellmere is located inland and has a low risk from coastal hazards. Sea level rise is not expected to directly impact the suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.5

2050

1.5

Data source

bushfire Risk

42/100

Bellmere faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Decreased rainfall
  • ·Dry vegetation

Projections (RCP8.5)

2030

4.8

2050

5.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to increased flood and bushfire risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and property maintenance requirements.
  • 3.Consider energy efficiency upgrades to mitigate heat impacts.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Caboolture River
Elevation Range
10-30m
Flood Zone
Some areas are within a designated flood zone.

Historical flood events have impacted parts of Bellmere. Residents should consult the Moreton Bay Regional Council for detailed flood risk information.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves.
Planning Overlay
Qld Fire and Emergency Services Bushfire Prone Area Map
Bushfire Prone Area
Yes

Bellmere is located in a bushfire prone area. Residents should maintain their properties to reduce fuel loads and be prepared to evacuate if necessary.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
3 days

Bellmere experiences hot summers with occasional heatwave conditions. Climate change is expected to increase the frequency and intensity of heatwaves.

Coastal Evidence

Distance to Coast
25 km
Sea Level Rise Exposure
Low
Erosion Risk
Negligible

Historical Climate Events

2011
floodModerate

The 2011 Queensland floods caused significant inundation in parts of the Moreton Bay region, including areas near Bellmere.

Source
2019
heatwaveModerate

Southeastern Queensland experienced a prolonged heatwave in January 2019, with record-breaking temperatures recorded across the region.

Source
2020
stormMinor

Severe thunderstorms caused localized flooding and wind damage in parts of the Moreton Bay region.

Source
2023
floodModerate

Heavy rainfall and flooding impacted parts of Queensland, including areas near Bellmere, causing road closures and property damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.7(+0.2)6.9(+0.4)6.8(+0.3)7.1(+0.6)
bushfire424.3(+0.1)4.5(+0.3)4.4(+0.2)4.7(+0.5)
heat707.5(+0.5)8.0(+1.0)7.7(+0.7)8.5(+1.5)
coastal151.51.51.51.5

Under a moderate emissions scenario, Bellmere is projected to experience a slight increase in overall climate risk, primarily driven by increased heatwave frequency and intensity. Flood risk is also expected to increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Resilience

Near-term

Install flood barriers, elevate electrical systems, and develop a household flood plan.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Maintain a defensible space around your property, prepare a bushfire survival kit, and stay informed about fire danger ratings.

Est. cost: Low

Learn more

Promote Heatwave Safety

Immediate

Install air conditioning or fans, stay hydrated, and check on vulnerable neighbors during heatwaves.

Est. cost: Medium

Learn more

Invest in Energy Efficiency

Long-term

Install solar panels, improve insulation, and use energy-efficient appliances to reduce your carbon footprint and lower energy bills.

Est. cost: High

Learn more

Support Local Climate Action

Long-term

Participate in community initiatives to reduce greenhouse gas emissions and advocate for climate-friendly policies.

Est. cost: Low

Learn more

About Bellmere's Climate Risk Profile

Bellmere, Queensland, is projected to experience a range of climate change impacts over the coming decades. The most significant risks are associated with increased flooding, more frequent and intense heatwaves, and a heightened bushfire threat.

Increased rainfall intensity is expected to exacerbate flood risk in Bellmere, particularly in low-lying areas near waterways. Residents should be aware of local flood maps and have a plan in place to protect their property and ensure their safety.

Heatwaves are projected to become more frequent and intense, posing a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions. It is important to stay hydrated, seek air-conditioned environments during heatwaves, and check on neighbors and family members.

Bushfire risk is also expected to increase due to hotter, drier conditions. Residents should maintain their properties to reduce fuel loads and be prepared to evacuate if necessary.

While coastal hazards are not a major concern for Bellmere due to its inland location, the suburb may still be indirectly affected by climate change impacts on coastal communities.

Data sources: BOM · CSIRO · Qld Fire and Emergency Services · Moreton Bay Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Bellmere?

The main climate change risks for Bellmere are increased flooding, more frequent and intense heatwaves, and a heightened bushfire threat.

How can I prepare my home for increased flood risk?

You can prepare your home for increased flood risk by installing flood barriers, elevating electrical systems, and developing a household flood plan.

What should I do during a heatwave?

During a heatwave, you should stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors and family members.

How can I reduce my property's bushfire risk?

You can reduce your property's bushfire risk by maintaining a defensible space around your property, preparing a bushfire survival kit, and staying informed about fire danger ratings.

Where can I find more information about climate change impacts in Bellmere?

You can find more information about climate change impacts in Bellmere from the Moreton Bay Regional Council, the Queensland Government, and the CSIRO.

Will climate change affect my insurance premiums in Bellmere?

Yes, insurance premiums may increase due to increased flood and bushfire risk.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Bellmere, use our analysis tool.

Check Your flood Risk Now

Check Bellmere's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections