VIC86 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Belgrave

UNKNOWN

High
7.2/10 risk score

Belgrave faces significant climate risks, particularly from bushfires and flooding.

Buchan

East Gippsland Shire

High
7.2/10 risk score

Buchan is a rural town in East Gippsland, Victoria, facing increasing risks from flooding, bushfires, and heatwaves due to climate change.

Corryong

UNKNOWN

High
7.2/10 risk score

Corryong faces significant risks from bushfires, floods, and heatwaves, which are projected to increase in severity due to climate change.

Eildon

UNKNOWN

High
7.2/10 risk score

Eildon faces significant risks from flooding and bushfires due to its location near the Eildon Dam and surrounding forests.

Kinglake

UNKNOWN

High
7.2/10 risk score

Kinglake faces significant climate risks, particularly from bushfires and flooding.

Launching Place

UNKNOWN

High
7.2/10 risk score

Launching Place faces significant climate risks, particularly from flooding and bushfires.

Mallacoota

East Gippsland

High
7.2/10 risk score

Mallacoota faces significant climate change risks, particularly from bushfires, flooding, heatwaves and coastal hazards.

Marysville

UNKNOWN

High
7.2/10 risk score

Marysville faces significant climate risks, particularly from bushfires and flooding.

Alexandra

Murrindindi

Medium
5.8/10 risk score

Alexandra, VIC, faces moderate risks from flooding, bushfires, and heatwaves.

Anglesea

Surf Coast

Medium
5.8/10 risk score

Anglesea faces a medium overall climate risk, with bushfire and flood risks being the most significant concerns.

Apollo Bay

UNKNOWN

Medium
5.8/10 risk score

Apollo Bay faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Bacchus Marsh

Moorabool

Medium
5.8/10 risk score

Bacchus Marsh faces increasing risks from flooding and heatwaves due to climate change.

Bairnsdale

East Gippsland Shire

Medium
5.8/10 risk score

Bairnsdale faces moderate climate risks, primarily from flooding and heatwaves.

Echuca

UNKNOWN

Medium
5.8/10 risk score

Echuca faces a moderate climate risk, primarily driven by increased flooding and heatwave events.

Emerald

Cardinia

Medium
5.8/10 risk score

Emerald is a suburb in Victoria that faces moderate climate risks, particularly from flooding and bushfires.

Frankston

Frankston City Council

Medium
5.8/10 risk score

Frankston faces increasing risks from heatwaves, coastal erosion, and flooding due to climate change.

Healesville

Yarra Ranges

Medium
5.8/10 risk score

Healesville faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Lakes Entrance

UNKNOWN

Medium
5.8/10 risk score

Lakes Entrance faces increasing climate risks, particularly from flooding, heatwaves and coastal hazards.

Lakeside

Cardinia

Medium
5.8/10 risk score

Lakeside faces increasing risks from flooding and heatwaves due to climate change.

Lilydale

UNKNOWN

Medium
5.8/10 risk score

Lilydale faces increasing risks from flooding and heatwaves due to climate change.

Loch Sport

UNKNOWN

Medium
5.8/10 risk score

Loch Sport faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.

Lorne

Surf Coast

Medium
5.8/10 risk score

Lorne faces a medium overall climate risk, with bushfire and flood risks being the most prominent.

Melton South

Melton

Medium
5.8/10 risk score

Melton South faces increasing risks from flooding and heatwaves due to climate change.

Mildura

Mildura Rural City

Medium
5.8/10 risk score

Mildura faces increasing risks from flooding and heatwaves due to climate change.

Moe

Latrobe City

Medium
5.8/10 risk score

Moe faces increasing risks from flooding and heatwaves due to climate change.

Mornington

Mornington Peninsula Shire

Medium
5.8/10 risk score

Mornington faces a moderate climate risk, primarily from flooding, heatwaves, and coastal erosion.

Paynesville

East Gippsland

Medium
5.8/10 risk score

Paynesville faces a medium overall climate risk, primarily driven by flooding, heatwaves, and coastal hazards.

Port Melbourne

City of Port Phillip

Medium
5.8/10 risk score

Port Melbourne faces increasing risks from climate change, particularly related to coastal inundation, heatwaves, and flooding.

Queenscliff

UNKNOWN

Medium
5.8/10 risk score

Queenscliff is a coastal town in Victoria that faces several climate-related risks, including flooding, heatwaves, and coastal erosion.

Rosebud

Mornington Peninsula

Medium
5.8/10 risk score

Rosebud faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal hazards.

Sale

Wellington

Medium
5.8/10 risk score

Sale faces increasing risks from flooding, heatwaves, and bushfires due to climate change.

Shepparton

UNKNOWN

Medium
5.8/10 risk score

Shepparton faces increasing risks from flooding and heatwaves due to climate change.

Stratford

Wellington

Medium
5.8/10 risk score

Stratford is a town in Victoria that faces moderate climate risks, primarily from flooding and heatwaves.

Traralgon

Latrobe

Medium
5.8/10 risk score

Traralgon faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Warrandyte

UNKNOWN

Medium
5.8/10 risk score

Warrandyte faces moderate climate risks, primarily from flooding and bushfires.

Warrnambool

UNKNOWN

Medium
5.8/10 risk score

Warrnambool faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Yarra Glen

Yarra Ranges

Medium
5.8/10 risk score

Yarra Glen faces moderate climate risks, primarily from flooding and bushfires.

Ballan

UNKNOWN

Medium
5.5/10 risk score

Ballan, Victoria, faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Ballarat

City of Ballarat

Medium
5.5/10 risk score

Ballarat faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Bemm River

UNKNOWN

Medium
5.5/10 risk score

Bemm River faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Bendigo

City of Greater Bendigo

Medium
5.5/10 risk score

Bendigo faces increasing risks from heatwaves and flooding due to climate change.

Craigieburn

Hume

Medium
5.5/10 risk score

Craigieburn faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Echuca Village

UNKNOWN

Medium
5.5/10 risk score

Echuca Village faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.

Moe South

UNKNOWN

Medium
5.5/10 risk score

Moe South faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Morwell

Latrobe City

Medium
5.5/10 risk score

Morwell faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Seymour

Mitchell

Medium
5.5/10 risk score

Seymour faces increasing risks from flooding and heatwaves due to climate change.

Venus Bay

UNKNOWN

Medium
5.5/10 risk score

Venus Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.

Yarram

Wellington

Medium
5.5/10 risk score

Yarram is a town in Victoria that faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Ararat

Ararat Rural City

Medium
5.2/10 risk score

Ararat faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Bannockburn

Golden Plains

Medium
5.2/10 risk score

Bannockburn faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Bright

Alpine

Medium
5.2/10 risk score

Bright, VIC, faces moderate climate risks, primarily from flooding and bushfires.

Cann River

UNKNOWN

Medium
5.2/10 risk score

Cann River faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Cape Paterson

UNKNOWN

Medium
5.2/10 risk score

Cape Paterson is a coastal town in Victoria facing increasing climate risks, particularly from coastal hazards and heatwaves.

Churchill

Latrobe

Medium
5.2/10 risk score

Churchill faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in severity.

Clifton Springs

City of Greater Geelong

Medium
5.2/10 risk score

Clifton Springs faces increasing risks from climate change, particularly related to heatwaves and coastal hazards.

Cowes

Bass Coast

Medium
5.2/10 risk score

Cowes faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Dandenong

Greater Dandenong City Council

Medium
5.2/10 risk score

Dandenong faces a medium overall climate risk, primarily driven by increasing flood and heat risks.

Drouin

Baw Baw

Medium
5.2/10 risk score

Drouin faces increasing risks from flooding and heatwaves due to climate change.

Geelong

City of Greater Geelong

Medium
5.2/10 risk score

Geelong faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Gembrook

UNKNOWN

Medium
5.2/10 risk score

Gembrook faces moderate risks from flooding and heatwaves, and a high risk of bushfires.

Heyfield

Wellington

Medium
5.2/10 risk score

Heyfield faces increasing risks from flooding and heatwaves due to climate change.

Horsham

Horsham Rural City

Medium
5.2/10 risk score

Horsham is a regional city in Victoria that faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Inverloch

Bass Coast

Medium
5.2/10 risk score

Inverloch is a coastal town in Victoria that faces moderate climate risks, particularly from flooding, heatwaves and coastal erosion.

Kilcunda

Bass Coast

Medium
5.2/10 risk score

Kilcunda is a coastal town in Victoria facing increasing climate risks.

Kilmore

Mitchell

Medium
5.2/10 risk score

Kilmore faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Korumburra

South Gippsland

Medium
5.2/10 risk score

Korumburra faces increasing risks from flooding and heatwaves due to climate change.

Lismore

UNKNOWN

Medium
5.2/10 risk score

Lismore, VIC, faces a moderate overall climate risk.

Loch

South Gippsland

Medium
5.2/10 risk score

Loch, Victoria, faces moderate climate risks, primarily from flooding and bushfires.

Maffra

Wellington

Medium
5.2/10 risk score

Maffra faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Maribyrnong

UNKNOWN

Medium
5.2/10 risk score

Maribyrnong faces increasing risks from flooding and heatwaves due to climate change.

Melton

Melton City Council

Medium
5.2/10 risk score

Melton faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Melton West

Melton

Medium
5.2/10 risk score

Melton West faces moderate climate risks, primarily related to heatwaves and flooding.

Murchison

Greater Shepparton

Medium
5.2/10 risk score

Murchison faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Orbost

East Gippsland Shire

Medium
5.2/10 risk score

Orbost is a town in East Gippsland, Victoria, that faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Port Fairy

Moyne

Medium
5.2/10 risk score

Port Fairy faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Portarlington

City of Greater Geelong

Medium
5.2/10 risk score

Portarlington faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Richmond

City of Yarra

Medium
5.2/10 risk score

Richmond faces increasing risks from flooding and heatwaves due to climate change.

St Kilda

City of Port Phillip

Medium
5.2/10 risk score

St Kilda faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.

Stawell

Northern Grampians Shire

Medium
5.2/10 risk score

Stawell faces moderate risks from climate change, primarily related to bushfires, heatwaves and flooding.

Sunbury

Hume

Medium
5.2/10 risk score

Sunbury faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wallan

Mitchell

Medium
5.2/10 risk score

Wallan faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Wangaratta

Rural City of Wangaratta

Medium
5.2/10 risk score

Wangaratta faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Warragul

Baw Baw

Medium
5.2/10 risk score

Warragul faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Werribee

Wyndham

Medium
5.2/10 risk score

Werribee faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Wodonga

Wodonga

Medium
5.2/10 risk score

Wodonga faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Wonthaggi

Bass Coast

Medium
5.2/10 risk score

Wonthaggi faces moderate climate risks, primarily from flooding and coastal hazards.

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–10), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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