Climate Risk Profile: Kyabram, VIC

Kyabram, Victoria
Medium Risk
Updated Apr 2026

Kyabram faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly increasing the intensity and frequency of heatwaves and flooding events. Residents should prepare for hotter summers and potential disruptions from flooding.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Kyabram

increasing

Flood

65/100

Kyabram faces a moderate risk of flooding due to its proximity to the Goulburn River and surrounding waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and potentially disrupting infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow
stable

Bushfire

40/100

Kyabram has a moderate bushfire risk due to surrounding grasslands and agricultural areas. While not directly adjacent to dense forests, dry vegetation can still pose a fire hazard during hot and windy conditions.

Key drivers:

  • ·Dry vegetation
  • ·Hot and windy conditions
increasing

Heat

60/100

Kyabram experiences high temperatures during summer, leading to a significant heat risk. Prolonged heatwaves can strain infrastructure and pose health risks to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Kyabram is located inland and does not face any direct coastal risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Kyabram

Detailed Hazard Analysis

heat Risk

60/100

Kyabram experiences high temperatures during summer, leading to a significant heat risk. Prolonged heatwaves can strain infrastructure and pose health risks to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Kyabram faces a moderate risk of flooding due to its proximity to the Goulburn River and surrounding waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and potentially disrupting infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow
  • ·Urban development reducing natural drainage

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Kyabram is located inland and does not face any direct coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Kyabram has a moderate bushfire risk due to surrounding grasslands and agricultural areas. While not directly adjacent to dense forests, dry vegetation can still pose a fire hazard during hot and windy conditions.

Primary Drivers

  • ·Dry vegetation
  • ·Hot and windy conditions
  • ·Potential for lightning strikes

Projections (RCP8.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and heatwaves.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about bushfire risk and mitigation measures.
  • 4.Ensure adequate home cooling and insulation.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Goulburn River
Elevation Range
117m - 125m
Flood Zone
Areas near the Goulburn River are designated as flood zones.

Historical flood data indicates that Kyabram has experienced several flooding events in the past, highlighting the ongoing risk.

View council flood map

Bushfire Evidence

Distance to Bushland
Several kilometers to the nearest significant bushland.
Planning Overlay
Check with Campaspe Shire Council for specific bushfire overlay zones.
Bushfire Prone Area
Yes

While not immediately surrounded by dense forest, the presence of grasslands and agricultural land increases the potential for grassfires.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

Kyabram often experiences several days above 40°C during summer, increasing the risk of heatstroke and other heat-related illnesses.

Coastal Evidence

Distance to Coast
200 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2010
floodModerate

Significant flooding occurred in the Goulburn River, impacting low-lying areas of Kyabram.

Source
2009
heatwaveMajor

Kyabram experienced extreme heatwave conditions during the Black Saturday bushfires, with temperatures exceeding 45°C.

Source
1993
floodMajor

Major flooding event along the Goulburn River, causing widespread damage in Kyabram and surrounding areas.

Source
2017
floodModerate

Heavy rainfall caused localized flooding in Kyabram, affecting some residential areas.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood656.8(+0.3)7.0(+0.5)
bushfire404.1(+0.1)4.2(+0.2)
heat606.8(+0.8)7.5(+1.5)
coastal101.01.0

By 2030, Kyabram is projected to experience a notable increase in heatwave intensity and frequency, along with a slightly elevated risk of flooding. Bushfire risk remains relatively stable. Adaptation measures focused on heat mitigation are crucial.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure improvements to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop Heatwave Management Plan

Immediate

Implement a comprehensive heatwave management plan to protect vulnerable populations during extreme heat events.

Est. cost: Medium

Learn more

Promote Fire Safety Awareness

Near-term

Educate residents about fire safety guidelines and encourage property maintenance to reduce bushfire risk.

Est. cost: Low

Learn more

Upgrade Building Insulation

Long-term

Encourage homeowners to improve building insulation to reduce energy consumption and improve thermal comfort during heatwaves.

Est. cost: Medium

Learn more

Enhance Emergency Response Capabilities

Near-term

Strengthen local emergency response capabilities to effectively manage climate-related disasters.

Est. cost: Medium

Learn more

About Kyabram's Climate Risk Profile

Kyabram, located in northern Victoria, is primarily at risk from flooding and heatwaves. The town's proximity to the Goulburn River makes it susceptible to riverine flooding during periods of heavy rainfall. Climate change is projected to increase the intensity of rainfall events, potentially leading to more frequent and severe flooding.

Heatwaves are another significant concern for Kyabram. The region already experiences high temperatures during summer, and climate change is expected to further increase average temperatures and the frequency of extreme heat events. This poses health risks, particularly for elderly and vulnerable populations.

While the risk of bushfire is moderate, it should not be ignored. The surrounding grasslands and agricultural areas can become dry and flammable during hot and windy conditions. Residents should maintain their properties and be aware of fire safety guidelines.

Overall, Kyabram needs to focus on adaptation measures to mitigate the impacts of climate change. This includes improving flood defenses, implementing heatwave management plans, and promoting fire safety awareness.

Data sources: BOM · CSIRO · Emergency Management Victoria

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Kyabram?

Kyabram is primarily at risk from flooding and heatwaves, with a moderate risk of bushfire. Climate change is expected to exacerbate these risks.

How can I prepare my home for a heatwave in Kyabram?

Ensure your home is well-insulated, have adequate cooling systems, and stay hydrated during hot weather. Check on vulnerable neighbors and family members.

What should I do during a flood in Kyabram?

Stay informed about flood warnings, move to higher ground if necessary, and avoid driving through floodwaters. Follow instructions from emergency services.

Is Kyabram in a bushfire-prone area?

Yes, Kyabram is considered a bushfire-prone area. Residents should maintain their properties and be aware of fire safety guidelines.

Where can I find information about local emergency services in Kyabram?

Information about local emergency services can be found on the Emergency Management Victoria (EMV) website.

What is Campaspe Shire Council doing to address climate change?

Campaspe Shire Council has a climate strategy in place to reduce emissions and adapt to the impacts of climate change. Visit their website for more information.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections