Climate Risk in Ararat, VIC

Ararat, Victoria
Medium Risk
Updated Apr 2026

Ararat faces increasing risks from flooding, bushfires, and heatwaves due to climate change. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.5
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Ararat

increasing

Flood

65/100

Ararat faces a moderate risk of flooding due to its location near waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

45/100

Ararat has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Ararat is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Ararat is located inland and does not face a direct risk from coastal hazards.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Ararat

Detailed Hazard Analysis

heat Risk

70/100

Ararat is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

Ararat faces a moderate risk of flooding due to its location near waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Ararat is located inland and does not face a direct risk from coastal hazards.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

45/100

Ararat has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increased risk of flooding and bushfires.

Price Impact

Properties in areas prone to flooding or bushfires may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess the property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes.
  • 4.Develop a bushfire survival plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hopkins River
Elevation Range
250-350m
Flood Zone
Areas near the Hopkins River are prone to flooding.

Historical flood events have impacted Ararat, particularly areas close to the Hopkins River. Council maintains flood maps and provides guidance on flood preparedness.

View council flood map

Bushfire Evidence

Distance to Bushland
Surrounded by bushland to the north and west.
Planning Overlay
Bushfire Management Overlay applies to areas surrounding the town.
Bushfire Prone Area
Yes

Ararat is located in a designated bushfire-prone area. Residents should maintain their properties and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
30°C
Heat Stress Days/Year
3 days

Ararat experiences several heat stress events each year, particularly during the summer months. Vulnerable populations are at increased risk during these events.

Coastal Evidence

Distance to Coast
180 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2011
floodModerate

Significant flooding occurred in Ararat following heavy rainfall, impacting homes and businesses near the Hopkins River.

Source
2009
bushfireMajor

The Black Saturday bushfires impacted the region surrounding Ararat, causing significant damage and loss of life.

Source
2019
heatwaveModerate

Ararat experienced a prolonged heatwave with temperatures exceeding 40 degrees Celsius for several days.

Source
2023
floodModerate

Heavy rainfall caused flash flooding in Ararat, impacting roads and infrastructure.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.7(+0.2)6.9(+0.4)6.8(+0.3)7.1(+0.6)
bushfire454.6(+0.1)4.8(+0.3)4.7(+0.2)5.0(+0.5)
heat707.5(+0.5)7.8(+0.8)7.7(+0.7)8.2(+1.2)
coastal101.01.01.01.0

Under a moderate emissions scenario, Ararat is projected to experience a slight increase in overall climate risk, primarily driven by increased heatwave frequency and intensity.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as fuel reduction burns, community education programs, and improved emergency response capabilities.

Est. cost: Medium

Learn more

Develop a Heatwave Management Plan

Near-term

Implement a heatwave management plan to protect vulnerable populations, including cooling centers, public awareness campaigns, and early warning systems.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water demand and ensure water security during periods of drought.

Est. cost: Low

Learn more

About Ararat's Climate Risk Profile

Ararat is located in western Victoria and is subject to a range of climate-related risks. The primary concerns are increased flooding due to more intense rainfall, a higher bushfire risk from hotter and drier conditions, and more frequent and severe heatwaves.

Climate change projections indicate that Ararat will experience higher average temperatures, altered rainfall patterns, and more extreme weather events. These changes will exacerbate existing vulnerabilities and pose new challenges for the community.

Flooding is a significant concern due to the proximity of waterways. Increased rainfall intensity can lead to flash flooding and riverine flooding, impacting homes, businesses, and infrastructure. Bushfire risk is also elevated due to the surrounding bushland, with hotter and drier conditions increasing the likelihood of ignition and spread.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations such as the elderly and those with chronic health conditions. The urban heat island effect can further amplify the impact of heatwaves in built-up areas.

Adapting to these climate change impacts will require a coordinated effort from residents, businesses, and local government. This includes implementing measures to reduce flood risk, improve bushfire preparedness, and mitigate the impacts of heatwaves.

Data sources: BOM · CSIRO · EMV

Local Government Resources

Frequently Asked Questions

What are the main climate change risks facing Ararat?

Ararat faces increasing risks from flooding, bushfires, and heatwaves due to climate change. These risks are projected to worsen in the future.

How is the Ararat Rural City Council addressing climate change?

The Ararat Rural City Council is developing and implementing strategies to mitigate and adapt to the impacts of climate change. These strategies include measures to reduce greenhouse gas emissions, improve flood defenses, and enhance bushfire preparedness.

What can residents do to prepare for climate change impacts?

Residents can take steps to prepare for climate change impacts by developing a bushfire survival plan, flood-proofing their homes, conserving water, and staying informed about extreme weather events.

Where can I find more information about climate change projections for Ararat?

More information about climate change projections for Ararat can be found on the CSIRO website and the Bureau of Meteorology website.

Are there any community groups working on climate change in Ararat?

Yes, there are several community groups working on climate change in Ararat. Contact the Ararat Rural City Council for more information.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections