Climate Risk in Benalla, VIC

Benalla, Victoria· Benalla Rural City· 3672
Medium Risk
Updated Apr 2026

Benalla faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of extreme weather events. Residents should prepare for hotter summers and potential flooding events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Benalla

increasing

Flood

65/100

Benalla faces a moderate risk of flooding due to its proximity to the Broken River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

40/100

Benalla has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase fire intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

60/100

Benalla experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Benalla is located inland and does not face a direct risk from coastal hazards such as sea-level rise or coastal erosion.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Benalla

Detailed Hazard Analysis

heat Risk

60/100

Benalla experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Benalla faces a moderate risk of flooding due to its proximity to the Broken River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Benalla is located inland and does not face a direct risk from coastal hazards such as sea-level rise or coastal erosion.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Benalla has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase fire intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas with higher flood or bushfire risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about insurance costs and coverage.
  • 4.Develop a bushfire survival plan if necessary.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Broken River
Elevation Range
170-190m
Flood Zone
Areas near the Broken River are designated as flood zones.

Historical flood events have impacted Benalla, highlighting the need for ongoing flood mitigation efforts.

View council flood map

Bushfire Evidence

Distance to Bushland
Within 5km of significant bushland areas.
Planning Overlay
Bushfire Management Overlay applies to some areas.
Bushfire Prone Area
Yes

Residents in bushfire-prone areas should have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
31°C
Heat Stress Days/Year
3 days

Heatwaves can strain local healthcare services and infrastructure.

Coastal Evidence

Distance to Coast
180 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2010
floodModerate

Significant flooding occurred in Benalla following heavy rainfall, impacting homes and businesses.

Source
2009
bushfireMajor

The Black Saturday bushfires impacted the region surrounding Benalla, causing widespread damage and loss of life.

Source
2019
heatwaveModerate

Benalla experienced a prolonged heatwave with temperatures exceeding 40 degrees Celsius for several days.

Source
2022
floodModerate

Flooding occurred in Benalla following heavy rainfall, impacting homes and businesses.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Benalla is projected to experience an increase in the frequency and intensity of heatwaves and flooding events. Bushfire risk is also expected to increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop Heatwave Preparedness Plans

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Enhance Bushfire Mitigation

Near-term

Implement bushfire mitigation measures, such as fuel reduction burns and community education programs.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce the impact of droughts and water scarcity.

Est. cost: Low

Learn more

About Benalla's Climate Risk Profile

Benalla, located in regional Victoria, is susceptible to a range of climate-related hazards. The town's proximity to the Broken River makes it vulnerable to flooding, which is expected to worsen with increased rainfall intensity due to climate change. Hotter summers and more frequent heatwaves pose a significant risk to public health, especially for vulnerable populations. The surrounding bushland also presents a bushfire risk, which is projected to increase with drier conditions and a longer fire season.

Flooding in Benalla can inundate residential areas, disrupt transportation, and damage infrastructure. The Broken River and its tributaries can overflow during periods of heavy rainfall, causing widespread flooding. Climate change models predict an increase in extreme rainfall events, which will likely lead to more frequent and severe flooding in the future.

Heatwaves are becoming more common and intense in Benalla, posing a significant threat to the health and well-being of residents. High temperatures can lead to heatstroke, dehydration, and other heat-related illnesses. Vulnerable populations, such as the elderly, children, and those with chronic health conditions, are particularly at risk.

The bushfire risk in Benalla is also a concern, especially during the summer months. The surrounding bushland provides ample fuel for fires, and hot, dry conditions can quickly escalate a small fire into a major bushfire. Climate change is projected to increase the frequency and intensity of bushfires, making it even more important for residents to be prepared.

Adapting to these climate change impacts will require a multi-faceted approach, including improved flood management, heatwave preparedness plans, and bushfire mitigation strategies. Community awareness and education are also crucial to ensure that residents are informed about the risks and how to protect themselves.

Data sources: BOM · CSIRO · EMV · SES

Local Government Resources

Frequently Asked Questions

What are the main climate change risks facing Benalla?

Benalla faces significant risks from flooding, heatwaves, and bushfires, all of which are expected to worsen with climate change.

How is the Benalla Rural City Council addressing climate change?

The council is developing and implementing strategies to mitigate and adapt to the impacts of climate change, including flood management and heatwave preparedness plans. Check their website for details.

What can residents do to prepare for heatwaves in Benalla?

Residents can stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves. Follow the advice of health authorities.

What should I do if my property is located in a flood-prone area?

If your property is in a flood-prone area, you should have a flood plan, know your evacuation route, and ensure you have adequate insurance coverage.

How can I protect my home from bushfires in Benalla?

You can protect your home by clearing vegetation around your property, maintaining your roof and gutters, and having a bushfire survival plan.

Where can I find more information about climate change projections for Benalla?

The Climate Change in Australia website provides detailed climate change projections for regions across Australia, including Benalla.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections