ClimateNest
ClimateNest

Climate Risk Assessment for Marlo, VIC

Marlo, Victoria· East Gippsland· 3909
Medium Risk
Updated Apr 2026

Marlo faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
5.5
Coastal
5.0

Climate Hazard Breakdown for Marlo

increasing

Flood

65/100

Marlo faces a moderate risk of flooding due to its proximity to the Snowy River and coastal location. Increased rainfall intensity and rising sea levels could exacerbate flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

40/100

Marlo has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

55/100

Marlo is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·More frequent heatwaves
increasing

Coastal

50/100

Marlo is vulnerable to coastal erosion and inundation due to sea level rise. This could impact infrastructure and property.

Key drivers:

  • ·Sea level rise
  • ·Coastal erosion
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Marlo

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

55/100

Marlo is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·More frequent heatwaves

Projections (RCP8.5)

2030

6.0

2050

6.5

Data source

flood Risk

65/100

Marlo faces a moderate risk of flooding due to its proximity to the Snowy River and coastal location. Increased rainfall intensity and rising sea levels could exacerbate flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

50/100

Marlo is vulnerable to coastal erosion and inundation due to sea level rise. This could impact infrastructure and property.

Primary Drivers

  • ·Sea level rise
  • ·Coastal erosion
  • ·Storm surges

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

bushfire Risk

40/100

Marlo has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation density

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risks of flooding, bushfires, and coastal erosion.

Price Impact

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess the property's vulnerability to coastal erosion.
  • 3.Inquire about insurance costs and coverage.
  • 4.Develop a bushfire survival plan.
  • 5.Consider the long-term climate risks when making a purchase decision.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Snowy River
Elevation Range
0-20m
Flood Zone
Partial Flood Overlay

Marlo's low-lying areas near the Snowy River are particularly vulnerable to flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
Bushfire Prone Area
Bushfire Prone Area
Yes

The area surrounding Marlo is designated as a bushfire-prone area.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
2 days

Marlo is experiencing an increase in the frequency and intensity of heatwaves.

Coastal Evidence

Distance to Coast
0.5 km
Sea Level Rise Exposure
Moderate
Erosion Risk
Moderate

Historical Climate Events

2013
bushfireModerate

Bushfires impacted areas near Marlo, requiring evacuations and causing property damage.

Source
2012
floodModerate

Flooding along the Snowy River impacted Marlo, causing damage to infrastructure and properties.

Source
2009
heatwaveModerate

A severe heatwave affected Victoria, including Marlo, leading to increased hospital admissions.

Source
2020
bushfireMajor

The Black Summer bushfires significantly impacted East Gippsland, including areas near Marlo, causing widespread devastation.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday20302050
flood656.9(+0.4)7.4(+0.9)
bushfire404.2(+0.2)4.6(+0.6)
heat555.8(+0.3)6.2(+0.7)
coastal505.3(+0.3)5.8(+0.8)

Under a moderate emissions scenario, Marlo is projected to experience a slight increase in overall climate risk by 2030, with notable increases in flood, bushfire, heat, and coastal risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and drainage systems.

Est. cost: High

Learn more

Strengthen Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as fuel reduction and community education programs.

Est. cost: Medium

Learn more

Develop a Heatwave Response Plan

Near-term

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Learn more

Implement Coastal Protection Measures

Long-term

Protect coastal areas from erosion and inundation through measures such as seawalls and beach nourishment.

Est. cost: High

Learn more

Enhance Emergency Warning Systems

Immediate

Improve the effectiveness of emergency warning systems to ensure residents receive timely and accurate information during extreme weather events.

Est. cost: Medium

Learn more

About Marlo's Climate Risk Profile

Marlo, located in East Gippsland, Victoria, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to the Snowy River and the coast makes it particularly susceptible to flooding and coastal erosion. Rising temperatures and drier conditions also elevate the risk of bushfires and heatwaves.

Flooding is a significant concern for Marlo. Increased rainfall intensity and rising sea levels are expected to exacerbate flood events, potentially impacting homes, businesses, and infrastructure. The low-lying areas near the river and coast are most at risk.

Bushfire risk is also increasing in Marlo. Hotter, drier conditions create a more favorable environment for bushfires, threatening properties and natural ecosystems. Residents should be aware of bushfire safety measures and have evacuation plans in place.

Heatwaves are becoming more frequent and intense in Marlo, posing a health risk to vulnerable populations, such as the elderly and those with chronic illnesses. It is important to stay hydrated, seek shade, and check on neighbors during heatwaves.

Coastal erosion and inundation are also threats to Marlo. Rising sea levels and storm surges could damage coastal infrastructure and property, as well as impact the natural environment. Long-term planning is needed to address these challenges.

Data sources: BOM · CSIRO · Victorian State Emergency Service · East Gippsland Shire Council

Local Government Resources

East Gippsland Shire Council

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate change risks in Marlo?

Marlo faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change.

How will climate change affect property values in Marlo?

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

What can I do to prepare for bushfires in Marlo?

Develop a bushfire survival plan, clear vegetation around your property, and stay informed about fire danger ratings.

Where can I find information about flood risks in Marlo?

You can find information about flood risks on the East Gippsland Shire Council website and the Victorian State Emergency Service website.

How can I stay safe during a heatwave in Marlo?

Stay hydrated, seek shade, avoid strenuous activity, and check on vulnerable neighbors.

What is the council doing to address climate change in Marlo?

The East Gippsland Shire Council is developing and implementing climate change strategies to reduce emissions and adapt to the impacts of climate change.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Marlo, use our analysis tool.

Analyse a Property in Marlo →

Check Your flood Risk Now

Check Marlo's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data
Get Your flood Risk Report — A$69

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections