Jam Jerrup Climate Risk Profile

Jam Jerrup, Victoria· Cardinia Shire Council· 3980
Medium Risk
Updated June 2026

Jam Jerrup, VIC, faces a medium overall climate risk, primarily driven by high heatwave susceptibility and moderate flood and bushfire risks. While coastal risks are currently low, projections indicate an increasing trend across all hazards.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
5.0
Heat
7.0
Coastal
3.0

Climate Hazard Breakdown for Jam Jerrup

increasing

Flood

60/100

Moderate flood risk due to proximity to waterways and low elevation.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise impacting drainage
increasing

Bushfire

50/100

Moderate bushfire risk due to surrounding vegetation and historical fire activity.

Key drivers:

  • ·Increased dry periods
  • ·Fuel load accumulation
increasing

Heat

70/100

High heat risk due to susceptibility to heatwaves and limited tree canopy.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent and intense heatwaves
stable

Coastal

30/100

Low coastal risk due to distance from the immediate coastline, but potential for storm surge impacts.

Key drivers:

  • ·Sea level rise
  • ·Storm surge events
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Jam Jerrup

Detailed Hazard Analysis

heat Risk

70/100

High heat risk due to susceptibility to heatwaves and limited tree canopy.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent and intense heatwaves

Projections (RCP 4.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Moderate flood risk due to proximity to waterways and low elevation.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise impacting drainage

Projections (RCP 4.5)

2030

6.5

2050

7.0

Data source

coastal Risk

30/100

Low coastal risk due to distance from the immediate coastline, but potential for storm surge impacts.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge events

Projections (RCP 4.5)

2030

3.5

2050

4.0

Data source

bushfire Risk

50/100

Moderate bushfire risk due to surrounding vegetation and historical fire activity.

Primary Drivers

  • ·Increased dry periods
  • ·Fuel load accumulation

Projections (RCP 4.5)

2030

5.5

2050

6.0

Data source

What This Means for Property Owners

Insurance Outlook

Increasing premiums and potential for reduced cover in high-risk zones.

Price Impact

Potential negative impact on property values in areas with high climate risk.

Buyer Checklist

  • 1.Review flood maps and bushfire reports.
  • 2.Check insurance policy coverage and costs.
  • 3.Assess property's elevation and proximity to vegetation.
  • 4.Investigate local council's climate adaptation plans.
  • 5.Consider heat resilience measures for the home.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Western Port Bay
Elevation Range
0-10m
Flood Zone
Coastal inundation and low-lying areas

Vulnerable to storm surges and king tides impacting drainage.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
Significant Bushfire Prone Area Overlay
Bushfire Prone Area
Yes

Surrounded by coastal heath and remnant bushland.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
8 days

Limited urban tree canopy in developed areas contributes to the urban heat island effect.

Coastal Evidence

Distance to Coast
0.5 km
Sea Level Rise Exposure
Moderate
Erosion Risk
Low

Historical Climate Events

1977
bushfireMajor

The Ash Wednesday bushfires caused widespread destruction across Victoria, impacting areas near Jam Jerrup.

Source
2011
floodModerate

Significant rainfall led to localized flooding in low-lying areas around Western Port Bay, affecting coastal communities.

Source
2014
heatwaveMajor

A prolonged heatwave affected Victoria, with temperatures exceeding 40°C in many regions, including areas south-east of Melbourne.

Source
2021
stormModerate

Severe thunderstorms caused localized flash flooding and wind damage in parts of Gippsland and the Mornington Peninsula.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood606.5(+0.5)6.8(+0.8)
bushfire505.4(+0.4)5.7(+0.7)
heat707.7(+0.7)8.2(+1.2)
coastal303.3(+0.3)3.6(+0.6)

By 2030, Jam Jerrup is projected to experience a noticeable increase in overall climate risk, driven primarily by more frequent and intense heatwaves. Flood and bushfire risks will also see a moderate increase.

CSIRO Climate Projections

Adaptation Recommendations

Enhance Urban Tree Canopy

Near-term

Increase planting of native, drought-tolerant trees in public spaces and encourage street tree planting to mitigate urban heat island effects and provide shade.

Est. cost: $$

Learn more

Improve Stormwater Drainage Systems

Near-term

Upgrade and maintain existing stormwater infrastructure to better handle increased rainfall intensity and reduce localized flooding risks.

Est. cost: $$$

Learn more

Develop Community Bushfire Preparedness Plans

Immediate

Work with local fire authorities to develop and promote household and community-level bushfire preparedness plans, including evacuation strategies.

Est. cost: $

Learn more

Implement Water Sensitive Urban Design (WSUD)

Long-term

Incorporate WSUD principles in new developments and retrofits to manage stormwater runoff, improve water quality, and reduce flood impacts.

Est. cost: $$

Learn more

Promote Heatwave Action Plans

Immediate

Educate residents on recognizing the signs of heat stress and provide information on cooling centers and personal protective measures during heatwaves.

Est. cost: $

Learn more

About Jam Jerrup's Climate Risk Profile

Jam Jerrup, located within the Cardinia Shire in Victoria, is a coastal locality with a growing population. Its geographical position presents a unique set of climate-related challenges and opportunities. The suburb is characterized by its proximity to coastal areas and significant bushland reserves, making it susceptible to a range of climate impacts.

The primary climate concern for Jam Jerrup is the increasing risk of extreme heat. With rising average temperatures and more frequent, intense heatwaves predicted, residents are likely to experience greater heat stress. This is exacerbated by the limited tree canopy in some areas, reducing natural cooling.

Flood risk is another significant consideration. While not directly on a major river, Jam Jerrup is vulnerable to coastal inundation during storm surges and king tides, as well as flash flooding from intense rainfall events, particularly given its low-lying areas. The effectiveness of existing drainage systems under future climate scenarios is a key concern.

Bushfire risk is present due to the surrounding natural vegetation. While not as densely populated as some other fire-prone areas, the potential for fires to spread into the suburb, especially during prolonged dry periods, remains a threat. Maintaining adequate buffer zones and fire preparedness is crucial.

Coastal erosion and sea-level rise, while currently a lower risk, are projected to become more significant over the coming decades. These factors could impact coastal infrastructure and natural habitats over the long term. Understanding these evolving risks is essential for future planning and community resilience.

Data sources: ClimateNest Analysis · CSIRO · Bureau of Meteorology (BOM) · Country Fire Authority (CFA) · Victorian State Emergency Service (SES) · Cardinia Shire Council

Local Government Resources

Frequently Asked Questions

What is the main flood risk for Jam Jerrup residents?

The main flood risk for Jam Jerrup stems from coastal inundation during storm surges and king tides, as well as localized flash flooding from intense rainfall events due to its low-lying nature.

How will climate change affect heatwaves in Jam Jerrup?

Climate change is projected to increase the frequency and intensity of heatwaves in Jam Jerrup, leading to more days with extreme temperatures and a higher risk of heat-related health issues.

Is Jam Jerrup considered a bushfire-prone area?

Yes, Jam Jerrup is classified as a bushfire-prone area due to its proximity to significant bushland and coastal heath, requiring residents to be prepared for potential fire threats.

What are the long-term coastal risks for Jam Jerrup?

While currently low, long-term coastal risks include potential impacts from sea-level rise and increased storm surge activity, which could affect coastal infrastructure and low-lying areas over time.

Where can I find official flood information for Jam Jerrup?

Official flood information, including flood maps and reports specific to Jam Jerrup, can be found on the Cardinia Shire Council website.

What steps can I take to prepare my home for climate risks in Jam Jerrup?

Residents should develop a household emergency plan, consider landscaping for fire resistance, ensure adequate insulation and cooling for heatwaves, and check flood resilience measures for their property.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections