Bonshaw Climate Risk and Resilience

Bonshaw, Victoria· City of Ballarat· 3352
Medium Risk
Updated June 2026

Bonshaw, located in Victoria's City of Ballarat, faces a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding. While bushfire risk is lower, preparedness is still necessary. Future projections indicate an increase in heatwave intensity and frequency.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
N/A

Climate Hazard Breakdown for Bonshaw

increasing

Flood

60/100

Bonshaw faces a moderate flood risk, primarily due to its proximity to waterways and lower-lying areas. Recent development and increased rainfall intensity contribute to this risk.

Key drivers:

  • ·Proximity to Yarrowee Creek
  • ·Increased rainfall intensity
stable

Bushfire

40/100

Bonshaw has a low to moderate bushfire risk, with some areas bordering grasslands and scattered vegetation. While not a high-risk zone, preparedness is still advised.

Key drivers:

  • ·Proximity to grasslands
  • ·Vegetation management practices
increasing

Heat

70/100

Bonshaw experiences a high risk of heatwaves, with increasing average temperatures and more frequent extreme heat days. Urban heat island effects and limited tree canopy in some areas exacerbate this.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat days
stable

Coastal

0/100

Bonshaw is not at risk from coastal hazards as it is located inland.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Bonshaw

Detailed Hazard Analysis

heat Risk

70/100

Bonshaw experiences a high risk of heatwaves, with increasing average temperatures and more frequent extreme heat days. Urban heat island effects and limited tree canopy in some areas exacerbate this.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat days
  • ·Urban heat island effect

Projections (SSP2-4.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Bonshaw faces a moderate flood risk, primarily due to its proximity to waterways and lower-lying areas. Recent development and increased rainfall intensity contribute to this risk.

Primary Drivers

  • ·Proximity to Yarrowee Creek
  • ·Increased rainfall intensity
  • ·Urbanisation

Projections (SSP2-4.5)

2030

6.5

2050

7.0

Data source

coastal Risk

0/100

Bonshaw is not at risk from coastal hazards as it is located inland.

Projections (SSP2-4.5)

2030

0.0

2050

0.0

Data source

bushfire Risk

40/100

Bonshaw has a low to moderate bushfire risk, with some areas bordering grasslands and scattered vegetation. While not a high-risk zone, preparedness is still advised.

Primary Drivers

  • ·Proximity to grasslands
  • ·Vegetation management practices

Projections (SSP2-4.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Moderate to High risk of increased premiums due to flood and heatwave risks.

Price Impact

Potential for negative impact on property values in high-risk flood zones. Heat stress may also become a factor.

Buyer Checklist

  • 1.Review council flood maps for specific property risk.
  • 2.Check proximity to grasslands and vegetation.
  • 3.Assess property's cooling strategies and insulation.
  • 4.Inquire about past insurance claims related to weather events.
  • 5.Understand local emergency service response times.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Yarrowee Creek
Elevation Range
Approximately 440-470m
Flood Zone
Areas adjacent to Yarrowee Creek and its tributaries are identified as flood-prone.

The Yarrowee Creek catchment has a history of flooding, with recent studies indicating potential for increased severity.

View council flood map

Bushfire Evidence

Distance to Bushland
Variable, with some properties bordering grasslands and scattered vegetation.
Planning Overlay
Bushfire Prone Area overlay may apply to certain zones.
Bushfire Prone Area
Yes

While not a high-risk zone, the proximity to vegetated areas requires residents to be aware of fire danger ratings and implement basic fire prevention measures.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
15 days

Ballarat region experiences an average of 15 days per year above 35°C, with projections indicating an increase in these extreme heat events.

Coastal Evidence

Distance to Coast
120 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

1993
floodMajor

Significant flooding occurred along Yarrowee Creek, impacting areas of Ballarat West, including parts of Bonshaw, causing widespread property damage and disruption.

Source
2009
heatwaveCatastrophic

Victoria experienced the Black Saturday bushfires, preceded by an extreme heatwave. While Bonshaw was not directly impacted by the fires, the heatwave conditions affected the entire state.

Source
2016
floodModerate

Heavy rainfall led to localised flooding in Ballarat, with Yarrowee Creek experiencing elevated levels, causing minor inundation in low-lying areas near Bonshaw.

Source
2022
floodModerate

Widespread flooding across Victoria, including Ballarat, due to La Niña conditions. Yarrowee Creek overflowed its banks, impacting nearby properties and infrastructure.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: SSP2-4.5

HazardToday20302050
flood606.3(+0.3)6.5(+0.5)
bushfire404.1(+0.1)4.2(+0.2)
heat707.7(+0.7)8.2(+1.2)
coastal00.00.0

By 2030, Bonshaw is projected to experience a noticeable increase in overall climate risk, primarily driven by a significant rise in heatwave intensity and frequency. Flood risk will also see a moderate increase, while bushfire risk remains relatively stable.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Stormwater Infrastructure

Near-term

Invest in upgrading and expanding stormwater drainage systems to better manage increased rainfall intensity and reduce localised flooding.

Est. cost: $$$

Learn more

Implement Urban Greening Initiatives

Immediate

Increase tree planting and green spaces, particularly in heat-vulnerable areas, to mitigate the urban heat island effect and provide cooling.

Est. cost: $$

Learn more

Develop Community Heatwave Response Plan

Immediate

Establish a clear plan for responding to heatwaves, including identifying vulnerable populations, establishing cooling centres, and public awareness campaigns.

Est. cost: $

Learn more

Enhance Bushfire Preparedness Education

Near-term

Conduct regular workshops and distribute information on bushfire preparedness, including creating defendable space and having a household fire plan.

Est. cost: $

Learn more

Promote Water-Sensitive Urban Design (WSUD)

Long-term

Incorporate WSUD principles in new developments and retrofits to manage stormwater runoff, improve water quality, and reduce flood impacts.

Est. cost: $$$

Learn more

About Bonshaw's Climate Risk Profile

Bonshaw, a suburb within the City of Ballarat, Victoria, presents a mixed climate risk profile. The suburb's location near Yarrowee Creek places it under a moderate threat of flooding, a risk amplified by increasing rainfall intensity and ongoing urban development in the catchment area. While not a primary bushfire hotspot, Bonshaw does have areas bordering grasslands and scattered vegetation, necessitating a degree of vigilance and preparedness for potential bushfire events.

The most pronounced climate risk for Bonshaw is heatwaves. The region is experiencing a clear trend of rising average temperatures and a greater frequency of extreme heat days. Factors such as the urban heat island effect, particularly in more developed sections, and insufficient tree canopy in certain areas contribute to exacerbating these high temperatures, posing significant health and infrastructure challenges.

Future climate projections for Bonshaw, based on the SSP2-4.5 scenario, indicate a worsening of existing risks. Heatwave intensity and frequency are expected to increase substantially by 2030 and 2050. Flood risks are also projected to rise, albeit at a slower pace than heat-related hazards, due to continued changes in rainfall patterns and land use.

While Bonshaw is not directly exposed to coastal erosion or inundation due to its inland location, the broader impacts of climate change, such as extreme weather events and temperature fluctuations, will still affect the community. Understanding these localised risks and implementing appropriate adaptation strategies is crucial for enhancing the resilience of Bonshaw's residents and infrastructure.

Data sources: City of Ballarat Council · CSIRO · Bureau of Meteorology (BOM) · Country Fire Authority (CFA) Victoria · Geoscience Australia · Victorian State Emergency Service (SES)

Local Government Resources

Frequently Asked Questions

What is the main flood risk in Bonshaw?

The primary flood risk in Bonshaw is associated with Yarrowee Creek and its tributaries. Areas close to the creek are more susceptible to inundation during heavy rainfall events.

How often does Bonshaw experience extreme heat days?

Bonshaw, like the wider Ballarat region, experiences an increasing number of extreme heat days (above 35°C) per year, with projections indicating this trend will continue.

Is Bonshaw considered a high-risk bushfire area?

Bonshaw is generally considered to have a low to moderate bushfire risk. However, some properties are located near grasslands and scattered vegetation, so preparedness is still advised.

What can I do to protect my home from flooding in Bonshaw?

Check your property's flood risk using the City of Ballarat's flood maps. Consider flood-proofing measures, ensure your home insurance covers flood damage, and have an evacuation plan.

How will climate change affect Bonshaw in the future?

Climate change is projected to increase the frequency and intensity of heatwaves in Bonshaw, and also elevate the risk of flooding due to more extreme rainfall events. Bushfire risk may also see a slight increase.

Where can I find official flood information for Bonshaw?

The City of Ballarat provides detailed flood information, including maps, on their official website. You can access this via their planning and building section.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections