Climate Risk in Eltham North, Victoria

Eltham North, Victoria· Nillumbik· 3095
Medium Risk
Updated Mar 2026

Eltham North faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
4.0
Coastal
1.0

Climate Hazard Breakdown for Eltham North

increasing

Flood

60/100

Eltham North faces a moderate risk of flooding due to its proximity to waterways and undulating terrain. Intense rainfall events can lead to localized flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

70/100

Eltham North has a high bushfire risk due to its location near bushland areas. Hot, dry summers and strong winds can increase the likelihood and intensity of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

40/100

Eltham North experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Eltham North is located inland and has a very low risk of coastal hazards.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Eltham North

Detailed Hazard Analysis

heat Risk

40/100

Eltham North experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

60/100

Eltham North faces a moderate risk of flooding due to its proximity to waterways and undulating terrain. Intense rainfall events can lead to localized flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Eltham North is located inland and has a very low risk of coastal hazards.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Eltham North has a high bushfire risk due to its location near bushland areas. Hot, dry summers and strong winds can increase the likelihood and intensity of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood and bushfire risk maps
  • 2.Assess property's vulnerability to extreme weather
  • 3.Review insurance options
  • 4.Consider energy efficiency upgrades

Local Climate Evidence

Flood Evidence

Nearest Waterway
Diamond Creek
Elevation Range
80-150m
Flood Zone
Areas near Diamond Creek are prone to flooding

Localized flooding can occur after heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves
Planning Overlay
Bushfire Prone Area
Bushfire Prone Area
Yes

Check CFA website for fire restrictions and warnings.

Heat Evidence

Avg January Max Temp
29.5°C
Heat Stress Days/Year
3 days

Plan for more frequent heatwaves in the future.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2009
bushfireCatastrophic

The Black Saturday bushfires caused widespread devastation in Victoria, including areas near Eltham North.

Source
2011
floodModerate

Significant flooding occurred in Eltham North due to heavy rainfall, impacting homes and infrastructure.

Source
2014
heatwaveModerate

A prolonged heatwave affected Eltham North, with temperatures exceeding 40°C for several days.

Source
2023
stormModerate

Severe storms caused damage to property and infrastructure in Eltham North.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat404.5(+0.5)5.0(+1.0)
coastal101.01.0

By 2030, Eltham North is projected to experience a moderate increase in flood, bushfire, and heat risks under a high emissions scenario.

CSIRO Climate Projections

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire preparedness

Immediate

Clear vegetation around homes, develop a bushfire survival plan, and install fire-resistant materials.

Est. cost: Low to Medium

Learn more

Heatwave preparedness

Near-term

Install air conditioning, improve home insulation, and establish cooling centers for vulnerable residents.

Est. cost: Medium

Learn more

Community education programs

Long-term

Raise awareness about climate risks and adaptation measures through community workshops and information campaigns.

Est. cost: Low

Learn more

About Eltham North's Climate Risk Profile

Eltham North, located in Victoria, is susceptible to several climate-related risks. The suburb's proximity to waterways and bushland increases its vulnerability to flooding and bushfires. Climate change is expected to exacerbate these risks, leading to more frequent and intense extreme weather events.

Flooding is a concern due to increased rainfall intensity. Urban development can also contribute to increased runoff. Residents should be aware of flood warnings and have evacuation plans in place.

Bushfire risk is high during hot, dry summers. The surrounding bushland provides ample fuel for fires, and strong winds can quickly spread flames. Homeowners should maintain their properties and be prepared to evacuate if necessary.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations. Residents should stay hydrated, seek air-conditioned environments, and check on elderly neighbors during heatwaves.

While coastal risks are minimal due to its inland location, the broader impacts of climate change will still affect Eltham North. Taking proactive adaptation measures is crucial to protect the community and its assets.

Data sources: BOM · CSIRO · EMV

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Eltham North?

The main climate risks in Eltham North are flooding, bushfires, and heatwaves, which are projected to increase with climate change.

How can I prepare my home for bushfires?

Clear vegetation around your home, develop a bushfire survival plan, and install fire-resistant materials.

What should I do during a heatwave?

Stay hydrated, seek air-conditioned environments, and check on elderly neighbors.

Where can I find information about flood risks in Eltham North?

You can find information about flood risks on the Nillumbik Shire Council website.

Are there any community programs to help residents prepare for climate change?

Nillumbik Shire Council offers various community programs and resources to help residents prepare for climate change.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections