Climate Risk Profile for Morwell, Victoria

Morwell, Victoria· Latrobe City· 3840
Medium Risk
Updated Apr 2026

Morwell faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. The town is located inland, so coastal risks are minimal. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.5
Bushfire
6.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Morwell

increasing

Flood

45/100

Morwell faces a moderate risk of flooding, primarily from the Morwell River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

60/100

The area surrounding Morwell is prone to bushfires, particularly during dry summers. Climate change is projected to increase the frequency and intensity of bushfires in the region.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

50/100

Morwell is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Morwell is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Morwell

Detailed Hazard Analysis

heat Risk

50/100

Morwell is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

45/100

Morwell faces a moderate risk of flooding, primarily from the Morwell River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Riverine flooding

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

coastal Risk

10/100

Morwell is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

60/100

The area surrounding Morwell is prone to bushfires, particularly during dry summers. Climate change is projected to increase the frequency and intensity of bushfires in the region.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Develop a household emergency plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Morwell River
Elevation Range
50-80m
Flood Zone
Areas along the Morwell River are designated as flood zones.

The Latrobe City Council maintains flood maps and provides information on flood preparedness.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves to the north and east.
Planning Overlay
Bushfire Management Overlay applies to areas surrounding Morwell.
Bushfire Prone Area
Yes

Residents should maintain their properties to reduce fuel loads and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense, posing health risks to vulnerable populations.

Coastal Evidence

Distance to Coast
140 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2012
floodModerate

Significant rainfall caused flooding in low-lying areas of Morwell, impacting homes and businesses.

Source
2009
bushfireCatastrophic

The Black Saturday bushfires had a devastating impact on communities near Morwell, highlighting the region's vulnerability to bushfires.

Source
2014
heatwaveMajor

A prolonged heatwave in January 2014 resulted in heat stress and health concerns for residents of Morwell.

Source
2021
stormModerate

Severe storms caused flash flooding and power outages in Morwell and surrounding areas.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood454.7(+0.2)4.9(+0.4)4.8(+0.3)5.1(+0.6)
bushfire606.4(+0.4)6.7(+0.7)6.6(+0.6)7.0(+1.0)
heat505.3(+0.3)5.6(+0.6)5.5(+0.5)5.9(+0.9)
coastal101.01.01.01.0

Under a moderate emissions scenario, Morwell is projected to experience a slight increase in overall climate risk, with notable increases in bushfire and heatwave risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees along the Morwell River.

Est. cost: High

Learn more

Bushfire Preparedness Programs

Immediate

Implement community education programs to enhance bushfire preparedness and promote property maintenance to reduce fuel loads.

Est. cost: Medium

Learn more

Heatwave Early Warning System

Near-term

Develop and implement a heatwave early warning system to alert vulnerable populations and provide guidance on staying safe during extreme heat events.

Est. cost: Low

Learn more

Urban Greening Initiatives

Long-term

Increase green spaces and tree cover in urban areas to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Learn more

Community Resilience Building

Long-term

Foster community networks and support systems to enhance resilience to climate-related disasters and promote social cohesion.

Est. cost: Low

Learn more

About Morwell's Climate Risk Profile

Morwell is a town in the Latrobe Valley, Victoria, that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding from the Morwell River and local creeks, bushfires in the surrounding areas, and more frequent and intense heatwaves.

Flooding is a concern due to increased rainfall intensity predicted with climate change. The Morwell River and local waterways can overflow, impacting residential and commercial areas. Bushfire risk is elevated due to hotter, drier conditions, increasing the likelihood of fires spreading from nearby bushland.

Heatwaves are becoming more frequent and severe, posing health risks to vulnerable populations. The urban environment can exacerbate the heat island effect, making conditions even more challenging during extreme heat events.

While Morwell is located inland and does not face direct coastal threats, the broader region is still affected by climate change impacts. Residents and businesses should take proactive measures to adapt to these changing conditions and mitigate potential risks.

Data sources: BOM · CSIRO · EMV

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Morwell?

The main climate change risks for Morwell include increased flooding from the Morwell River, more frequent and intense bushfires, and more severe heatwaves.

How will climate change affect property values in Morwell?

Properties in high-risk areas, such as those prone to flooding or bushfires, may experience a decrease in value due to climate change impacts.

What is the Latrobe City Council doing to address climate change?

The Latrobe City Council is developing and implementing climate strategies to reduce emissions, enhance resilience, and adapt to the impacts of climate change.

How can I prepare my home for a bushfire in Morwell?

You can prepare your home for a bushfire by maintaining your property to reduce fuel loads, developing a bushfire survival plan, and having an emergency kit ready.

What should I do during a heatwave in Morwell?

During a heatwave, you should stay indoors in air-conditioned environments, drink plenty of water, avoid strenuous activities, and check on vulnerable neighbors and family members.

Where can I find information about flood risks in Morwell?

You can find information about flood risks in Morwell on the Latrobe City Council website, including flood maps and preparedness guides.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections