Narracan Climate Risk Profile

Narracan, Victoria· Warragul· 3820
Medium Risk
Updated June 2026

Narracan, Victoria, faces a significant bushfire risk due to its proximity to dense vegetation and increasing hot days. While flood risk is moderate, it's exacerbated by intense rainfall. Heatwave impacts are also projected to rise, though coastal risks are negligible.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
5.0
Coastal
N/A

Climate Hazard Breakdown for Narracan

increasing

Flood

60/100

Narracan experiences a medium risk of flooding, primarily from localised heavy rainfall and potential overflow from nearby creeks. The risk is moderate but can be exacerbated by upstream conditions.

Key drivers:

  • ·Increased intensity of rainfall events
  • ·Changes in land use upstream
increasing

Bushfire

70/100

Narracan is situated in a high bushfire risk area, with significant vegetation surrounding the suburb. The risk is amplified during hot, dry, and windy conditions.

Key drivers:

  • ·Increased frequency of hot days
  • ·Drier vegetation fuel loads
increasing

Heat

50/100

The suburb faces a medium risk from heatwaves, with a notable number of days exceeding 35°C projected to increase. Urban heat island effects are less pronounced due to surrounding vegetation.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent extreme heat events
stable

Coastal

0/100

Narracan is inland and not exposed to coastal hazards such as sea-level rise or storm surges.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Narracan

Detailed Hazard Analysis

heat Risk

50/100

The suburb faces a medium risk from heatwaves, with a notable number of days exceeding 35°C projected to increase. Urban heat island effects are less pronounced due to surrounding vegetation.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent extreme heat events
  • ·Reduced diurnal temperature variation

Projections (RCP 4.5)

2030

5.5

2050

6.0

Data source

flood Risk

60/100

Narracan experiences a medium risk of flooding, primarily from localised heavy rainfall and potential overflow from nearby creeks. The risk is moderate but can be exacerbated by upstream conditions.

Primary Drivers

  • ·Increased intensity of rainfall events
  • ·Changes in land use upstream
  • ·Inadequate stormwater drainage

Projections (RCP 4.5)

2030

6.5

2050

7.0

Data source

coastal Risk

0/100

Narracan is inland and not exposed to coastal hazards such as sea-level rise or storm surges.

Projections (RCP 4.5)

2030

0.0

2050

0.0

Data source

bushfire Risk

70/100

Narracan is situated in a high bushfire risk area, with significant vegetation surrounding the suburb. The risk is amplified during hot, dry, and windy conditions.

Primary Drivers

  • ·Increased frequency of hot days
  • ·Drier vegetation fuel loads
  • ·Proximity to dense bushland

Projections (RCP 4.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Increasing premiums and potential coverage limitations due to high bushfire risk.

Price Impact

Potential negative impact on property values in high-risk zones, particularly for properties lacking adequate bushfire resilience.

Buyer Checklist

  • 1.Review current and future bushfire risk assessments.
  • 2.Check property's bushfire attack level (BAL) rating.
  • 3.Verify flood resilience measures (e.g., site drainage, building materials).
  • 4.Assess proximity to fire services and evacuation routes.
  • 5.Inquire about insurance availability and cost.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Narracan Creek
Elevation Range
150-250m
Flood Zone
Low to Medium risk areas identified along Narracan Creek.

Flood risk is primarily driven by localised heavy rainfall and creek overflow, with some areas potentially affected by flash flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to significant bushland reserves
Planning Overlay
Designated Bushfire Prone Area
Bushfire Prone Area
Yes

The suburb is surrounded by dense forests and grasslands, increasing its susceptibility to bushfires, especially during hot and dry conditions.

Heat Evidence

Avg January Max Temp
28.5°C
Heat Stress Days/Year
5 days

Average January maximum temperatures are moderate, but the frequency of extreme heat days (above 35°C) is projected to increase significantly.

Coastal Evidence

Distance to Coast
100 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2009
bushfireCatastrophic

The Black Saturday bushfires impacted the broader Gippsland region, including areas near Narracan, causing widespread destruction and loss of life. While Narracan itself may have been spared direct major impact, the regional event highlighted the extreme bushfire threat.

Source
2011
floodModerate

Significant rainfall led to localised flooding in parts of the Baw Baw Shire, affecting roads and properties. Narracan experienced some disruption due to swollen creeks and saturated ground.

Source
2016
heatwaveMajor

Victoria experienced a severe heatwave with prolonged periods above 40°C. While specific data for Narracan is limited, the region endured extreme temperatures, impacting health and increasing fire danger.

Source
2021
floodModerate

Heavy rainfall across Gippsland caused localised flooding, impacting roads and properties in low-lying areas. Narracan experienced minor disruptions due to creek flooding.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood606.5(+0.5)6.8(+0.8)
bushfire708.0(+1.0)8.8(+1.8)
heat505.7(+0.7)6.2(+1.2)
coastal00.00.0

By 2030, Narracan's overall climate risk is projected to increase, driven primarily by a heightened bushfire threat due to hotter, drier conditions. Flood risk will see a moderate increase from more intense rainfall, and heatwave impacts will become more frequent.

CSIRO Climate Projections

Adaptation Recommendations

Strengthen Bushfire Preparedness

Immediate

Implement and maintain defendable space around properties, upgrade building materials to meet higher BAL ratings, and ensure clear evacuation routes.

Est. cost: $5,000 - $50,000+

Learn more

Improve Stormwater Management

Near-term

Investigate and upgrade local drainage infrastructure to cope with increased intensity rainfall events. Promote permeable surfaces and water-sensitive urban design.

Est. cost: $10,000 - $100,000+

Learn more

Enhance Heatwave Resilience

Near-term

Promote cool housing design, increase tree canopy cover in public spaces, and establish community cooling centres.

Est. cost: $2,000 - $20,000 per property/project

Learn more

Community Bushfire Education

Immediate

Conduct regular workshops and information sessions on bushfire preparedness, survival planning, and post-fire recovery.

Est. cost: $500 - $5,000

Learn more

Develop Local Flood Response Plan

Near-term

Create a specific local plan for flood events, including early warning systems, evacuation procedures, and community support networks.

Est. cost: $1,000 - $10,000

Learn more

About Narracan's Climate Risk Profile

Narracan, located in Victoria's Gippsland region, presents a complex climate risk profile, with bushfire being the most prominent concern. The suburb is nestled amongst significant bushland areas, increasing its vulnerability during periods of high fire danger. Climate change projections indicate an increase in the frequency and intensity of extreme heat events, coupled with drier vegetation, which collectively elevate the bushfire risk.

The flood risk in Narracan, while currently assessed as moderate, is influenced by localised heavy rainfall and the potential for creek overflows. As rainfall patterns shift towards more intense, shorter bursts, the capacity of existing drainage systems may be challenged, leading to increased flash flooding potential. Understanding the specific catchment dynamics and stormwater infrastructure is crucial for managing this risk.

Heatwaves pose a growing threat to Narracan. The number of days exceeding 35°C is expected to rise, impacting public health, infrastructure, and local ecosystems. While Narracan is not heavily urbanised, the general trend of rising temperatures and more frequent extreme heat events necessitates adaptation strategies focused on cooling and health.

Coastal hazards are not a direct concern for Narracan due to its inland location. However, broader regional climate impacts, such as changes in water availability or agricultural productivity, could indirectly affect the community. The focus for Narracan remains on managing terrestrial risks like bushfire and flood.

Overall, Narracan requires a proactive approach to climate resilience, prioritising bushfire preparedness and mitigation, alongside strategies to manage increasing flood and heat risks. Community engagement and robust local planning are essential to navigate these challenges effectively.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · Victorian State Emergency Service (SES) · Baw Baw Shire Council (placeholder) · ClimateNest analysis

Local Government Resources

Frequently Asked Questions

What is the main climate risk for Narracan residents?

The primary climate risk for Narracan is bushfire, due to its location adjacent to significant bushland areas and projected increases in hot, dry weather conditions.

How will climate change affect flooding in Narracan?

Climate change is expected to increase the intensity of rainfall events, potentially leading to more frequent and severe localised flooding from Narracan Creek and stormwater runoff.

Are there specific bushfire overlays affecting Narracan properties?

Yes, Narracan is designated as a Bushfire Prone Area, meaning properties within the suburb are subject to specific building regulations and planning requirements related to bushfire risk.

What can I do to prepare my property for bushfires in Narracan?

Key preparation steps include maintaining a defendable space around your home, clearing gutters and downpipes, having appropriate fire-fighting equipment, and developing a household bushfire survival plan.

Does Narracan face risks from sea-level rise?

No, Narracan is located sufficiently inland and at an elevation that it does not face any direct risks from sea-level rise or coastal erosion.

Where can I find official flood information for Narracan?

Official flood information, including flood maps and warnings, can typically be found on the Baw Baw Shire Council website and through the Victorian State Emergency Service (SES) website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections