Neerim Junction Climate Risk Assessment

Neerim Junction, Victoria· Baw Baw Shire Council· 3831
Medium Risk
Updated July 2026

Neerim Junction faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing flood risks. While heatwaves pose a moderate concern, coastal impacts are negligible. Proactive adaptation is crucial to mitigate future climate impacts.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
5.0
Coastal
N/A

Climate Hazard Breakdown for Neerim Junction

increasing

Flood

60/100

Moderate flood risk due to proximity to waterways and potential for flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Land use changes upstream
increasing

Bushfire

70/100

High bushfire risk due to surrounding vegetation and historical fire activity.

Key drivers:

  • ·Increased frequency of extreme fire weather days
  • ·Drier fuel loads
increasing

Heat

50/100

Moderate heat risk, with potential for increased frequency and intensity of heatwaves.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent extreme heat days
stable

Coastal

0/100

Negligible coastal risk due to inland location.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Neerim Junction

Detailed Hazard Analysis

heat Risk

50/100

Moderate heat risk, with potential for increased frequency and intensity of heatwaves.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent extreme heat days
  • ·Urban heat island effect (minor)

Projections (High Emissions)

2030

5.5

2050

6.0

Data source

flood Risk

60/100

Moderate flood risk due to proximity to waterways and potential for flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Land use changes upstream
  • ·Limited natural flood mitigation

Projections (High Emissions)

2030

6.5

2050

7.0

Data source

coastal Risk

0/100

Negligible coastal risk due to inland location.

Projections (High Emissions)

2030

0.0

2050

0.0

Data source

bushfire Risk

70/100

High bushfire risk due to surrounding vegetation and historical fire activity.

Primary Drivers

  • ·Increased frequency of extreme fire weather days
  • ·Drier fuel loads
  • ·Proximity to dense bushland

Projections (High Emissions)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Increasing premiums and potential for higher excess due to bushfire and flood risks.

Price Impact

Potential negative impact on property values in high-risk zones, particularly for properties with high bushfire or flood exposure.

Buyer Checklist

  • 1.Review current and future bushfire risk reports.
  • 2.Check council flood maps and local drainage.
  • 3.Assess property's bushfire resilience rating.
  • 4.Inquire about local emergency services access and response times.
  • 5.Understand insurance availability and cost.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Neerim South Creek
Elevation Range
150-250m
Flood Zone
Low to Medium risk in some lower-lying areas

Susceptible to localised flash flooding following intense rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to significant bushland reserves
Planning Overlay
Bushfire Prone Area
Bushfire Prone Area
Yes

The area is classified as a Bushfire Prone Area by the Country Fire Authority (CFA).

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
5 days

Temperatures are projected to increase, leading to more frequent and intense heatwaves.

Coastal Evidence

Distance to Coast
120 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2009
bushfireMajor

Black Saturday bushfires impacted surrounding regions, highlighting the significant bushfire risk in the area.

Source
2011
floodModerate

Significant rainfall led to localised flooding in parts of Baw Baw Shire, affecting low-lying areas.

Source
2016
bushfireModerate

A series of smaller bushfires occurred in the region during a dry summer, requiring significant firefighting resources.

Source
2019
heatwaveMajor

Extended period of extreme heat across Victoria, including the Gippsland region, leading to health alerts and increased fire danger.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: High Emissions

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire708.0(+1.0)8.8(+1.8)
heat505.7(+0.7)6.5(+1.5)
coastal00.00.0

By 2030, under a high emissions scenario, Neerim Junction is projected to experience a notable increase in overall climate risk, primarily driven by a significant rise in bushfire risk and a moderate increase in heatwave intensity. Flood risk is also expected to rise slightly.

CSIRO Climate Projections

Adaptation Recommendations

Strengthen Bushfire Preparedness

Immediate

Develop and maintain defendable space around properties, upgrade building materials to fire-resistant standards, and ensure clear evacuation plans are in place.

Est. cost: $$

Learn more

Improve Flood Mitigation Infrastructure

Near-term

Investigate and upgrade local drainage systems, consider permeable paving in new developments, and maintain natural waterways to improve water flow.

Est. cost: $$$

Learn more

Enhance Heatwave Resilience

Near-term

Promote cool housing design principles, establish community cooling centres, and implement public health campaigns on heat safety.

Est. cost: $$

Learn more

Community Education and Awareness

Near-term

Regularly conduct workshops and information sessions on climate risks, emergency preparedness, and adaptation strategies for residents.

Est. cost: $

Learn more

Review and Update Local Planning Schemes

Long-term

Ensure local planning policies adequately address climate change risks, particularly bushfire and flood hazards, in new developments and land use planning.

Est. cost: $$$

Learn more

About Neerim Junction's Climate Risk Profile

Neerim Junction, located in Victoria's Baw Baw Shire, is a community with a medium overall climate risk profile. The most pressing concern is the high risk of bushfire, stemming from its proximity to significant bushland areas and the increasing frequency of extreme fire weather days. Historical data and climate projections indicate a worsening trend, necessitating robust fire preparedness and mitigation strategies.

Flood risk is also a significant factor for Neerim Junction. While not directly on a major river, the area is susceptible to flash flooding due to its topography and potential for intense rainfall events. The surrounding landscape and potential upstream land use changes can exacerbate this risk. Understanding local drainage patterns and ensuring adequate infrastructure are key to managing this hazard.

Heatwaves present a moderate and growing risk. As average temperatures rise and extreme heat days become more common, the community will need to adapt to prolonged periods of high temperatures. This includes ensuring access to cooling centres, promoting heat-safe housing designs, and raising awareness about the health impacts of extreme heat.

While Neerim Junction is situated inland, its climate resilience is intrinsically linked to broader regional trends. The interplay between bushfire, flood, and heat risks requires a coordinated approach to planning and adaptation. Community engagement and access to reliable climate information are vital for building a more resilient future for Neerim Junction.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · Victorian State Emergency Service (SES) · Baw Baw Shire Council

Local Government Resources

Frequently Asked Questions

What is the primary bushfire risk for Neerim Junction?

The primary bushfire risk stems from the adjacent dense bushland and the increasing frequency of extreme fire weather days, classifying the area as a Bushfire Prone Area.

How susceptible is Neerim Junction to flooding?

Neerim Junction is susceptible to localised flash flooding, particularly in lower-lying areas, following intense rainfall events due to its topography and drainage patterns.

What are the projected changes in heatwaves for Neerim Junction?

Climate projections indicate an increase in the frequency and intensity of heatwaves for Neerim Junction, with more frequent extreme heat days expected.

Are there any coastal risks for Neerim Junction?

No, Neerim Junction is located significantly inland and faces no direct coastal risks such as sea-level rise or coastal erosion.

What actions can residents take to prepare for climate risks?

Residents should focus on bushfire preparedness (defendable space, evacuation plans), understand local flood risks, ensure properties are heat-resilient, and stay informed through council and emergency service updates.

How does climate change impact property insurance in Neerim Junction?

Climate change impacts, particularly bushfire and flood risks, are likely to lead to increasing insurance premiums and potentially higher excess amounts for properties in Neerim Junction.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections