Climate Risk in Gapsted, VIC

Gapsted, Victoria· Rural City of Wangaratta· 3737
Medium Risk
Updated June 2026

Gapsted faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in severity due to climate change. While coastal risks are negligible, residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.8
Heat
5.5
Coastal
1.0

Climate Hazard Breakdown for Gapsted

increasing

Flood

65/100

Gapsted faces a moderate risk of flooding due to its proximity to the Ovens River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use
increasing

Bushfire

48/100

The area around Gapsted has a moderate bushfire risk due to the presence of nearby bushland and forested areas. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
increasing

Heat

55/100

Gapsted is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Gapsted is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Key drivers:

  • ·N/A
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Gapsted

Detailed Hazard Analysis

heat Risk

55/100

Gapsted is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
  • ·Reduced vegetation cover

Projections (RCP8.5)

2030

6.0

2050

6.5

Data source

flood Risk

65/100

Gapsted faces a moderate risk of flooding due to its proximity to the Ovens River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging drainage infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Gapsted is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Primary Drivers

  • ·N/A

Projections (N/A)

2030

1.0

2050

1.0

Data source

bushfire Risk

48/100

The area around Gapsted has a moderate bushfire risk due to the presence of nearby bushland and forested areas. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Wind patterns

Projections (RCP8.5)

2030

5.3

2050

5.8

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risks of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Inquire about insurance costs and coverage.
  • 4.Review council's climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Ovens River
Elevation Range
170-200m
Flood Zone
Areas near the Ovens River are designated as flood zones.

Historical flood data indicates that Gapsted has experienced several moderate to major flood events in the past. Recent infrastructure upgrades aim to improve drainage and reduce flood risk.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to forested areas.
Planning Overlay
Bushfire Management Overlay applies to some properties.
Bushfire Prone Area
Yes

The local CFA (Country Fire Authority) actively manages bushfire risks through controlled burns and community education programs.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
3 days

The Bureau of Meteorology data shows an increasing trend in the number of days exceeding 35°C in Gapsted.

Coastal Evidence

Distance to Coast
250 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2012
floodModerate

The Ovens River flooded, impacting low-lying areas and causing road closures.

Source
2009
bushfireMajor

The Black Saturday bushfires impacted the region, causing significant damage to property and the environment.

Source
2019
heatwaveModerate

A prolonged heatwave resulted in increased hospital admissions and strain on infrastructure.

Source
2022
floodModerate

Heavy rainfall caused flash flooding in some parts of Gapsted, leading to property damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.9(+0.4)7.1(+0.6)7.1(+0.6)7.4(+0.9)
bushfire485.0(+0.2)5.2(+0.4)5.1(+0.3)5.4(+0.6)
heat556.0(+0.5)6.3(+0.8)6.2(+0.7)6.8(+1.3)
coastal101.01.01.01.0

Under a moderate emissions scenario, Gapsted is projected to experience a slight increase in overall climate risk, primarily driven by more frequent and intense heatwaves and flooding events.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure upgrades to improve drainage and reduce flood risk, such as levees and improved stormwater management systems.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Immediate

Implement bushfire mitigation strategies, such as controlled burns, vegetation management, and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations, including establishing cooling centers and providing public health information.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce the impact of droughts and water scarcity, such as rainwater harvesting and efficient irrigation techniques.

Est. cost: Low

Learn more

Strengthen Community Resilience

Long-term

Foster community resilience through education and awareness programs, emergency preparedness training, and social support networks.

Est. cost: Low

Learn more

About Gapsted's Climate Risk Profile

Gapsted, located in northeastern Victoria, is susceptible to several climate-related hazards. The primary concerns are flooding from the Ovens River and its tributaries, bushfires due to the surrounding forested areas, and increasingly severe heatwaves.

Flooding events can inundate low-lying areas, disrupting transportation and damaging property. The risk is exacerbated by increased rainfall intensity and potential changes in land use that reduce natural water absorption. Bushfires pose a threat during the dry summer months, particularly when coupled with strong winds. The risk is increasing due to hotter, drier conditions.

Heatwaves are becoming more frequent and intense, posing health risks to vulnerable populations. The combination of these factors necessitates proactive adaptation measures to protect the community and its assets.

While Gapsted is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and increased demand for resources, can still affect the region. Therefore, a comprehensive approach to climate resilience is essential.

Data sources: BOM · CSIRO · EMV · Rural City of Wangaratta

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Gapsted?

The main climate change risks for Gapsted are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How is the local council preparing for climate change?

The Rural City of Wangaratta is developing and implementing climate adaptation strategies to address the risks of climate change, including flood mitigation and bushfire preparedness.

What can residents do to prepare for heatwaves?

Residents can prepare for heatwaves by staying hydrated, seeking air-conditioned environments, and checking on vulnerable neighbors.

Where can I find information about flood risks in Gapsted?

Information about flood risks in Gapsted can be found on the Rural City of Wangaratta website and through the Victorian State Emergency Service.

What is the bushfire risk in Gapsted?

Gapsted has a moderate bushfire risk due to its proximity to forested areas. Residents should be aware of bushfire safety guidelines and have a bushfire survival plan.

Are there any community initiatives to address climate change in Gapsted?

Yes, there are several community initiatives focused on sustainability and climate action, including local environmental groups and council-led programs.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Gapsted, use our analysis tool.

Check Your flood Risk Now

Check Gapsted's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections