Almurta Climate Risk Assessment

Almurta, Victoria· City of Monash· 3155
Medium Risk
Updated June 2026

Almurta faces a medium overall climate risk, primarily driven by a high susceptibility to heatwaves due to urbanisation and a moderate flood risk from intense rainfall. Bushfire and coastal risks are very low. Future projections indicate an increase in heat risk and a slight rise in flood risk.

Overall Risk Score

55/100
Medium

Confidence: High

Hazard Breakdown

Flood
4.0
Bushfire
2.0
Heat
7.0
Coastal
0.5

Climate Hazard Breakdown for Almurta

increasing

Flood

40/100

Low to moderate flood risk, primarily from localised heavy rainfall events and potential minor creek overflow.

Key drivers:

  • ·Increased intensity of rainfall events
  • ·Urbanisation and increased impervious surfaces
stable

Bushfire

20/100

Very low bushfire risk due to significant urbanisation and distance from major bushland areas.

Key drivers:

  • ·Limited proximity to large fuel loads
increasing

Heat

70/100

High heat risk, particularly during summer, due to urban heat island effect and limited tree canopy.

Key drivers:

  • ·Urban heat island effect
  • ·Increased frequency and intensity of heatwaves
stable

Coastal

5/100

Negligible coastal risk due to significant distance from the coast.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Almurta

Detailed Hazard Analysis

heat Risk

70/100

High heat risk, particularly during summer, due to urban heat island effect and limited tree canopy.

Primary Drivers

  • ·Urban heat island effect
  • ·Increased frequency and intensity of heatwaves
  • ·Reduced tree canopy cover

Projections (RCP 4.5)

2030

7.5

2050

8.0

Data source

flood Risk

40/100

Low to moderate flood risk, primarily from localised heavy rainfall events and potential minor creek overflow.

Primary Drivers

  • ·Increased intensity of rainfall events
  • ·Urbanisation and increased impervious surfaces

Projections (RCP 4.5)

2030

4.5

2050

5.0

Data source

coastal Risk

5/100

Negligible coastal risk due to significant distance from the coast.

Projections (RCP 4.5)

2030

0.5

2050

0.5

Data source

bushfire Risk

20/100

Very low bushfire risk due to significant urbanisation and distance from major bushland areas.

Primary Drivers

  • ·Limited proximity to large fuel loads

Projections (RCP 4.5)

2030

2.1

2050

2.2

Data source

What This Means for Property Owners

Insurance Outlook

Standard premiums, but potential for increased costs in flood-prone pockets or during extreme heat events.

Price Impact

Currently minimal, but increasing heat stress could impact desirability and value in the long term.

Buyer Checklist

  • 1.Check property drainage and stormwater connections.
  • 2.Assess proximity to any potential localised flood zones.
  • 3.Evaluate shading and cooling options for the property.
  • 4.Review insurance policy details for flood and storm cover.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Gardiners Creek
Elevation Range
20-50m AHD
Flood Zone
Low-lying areas near Gardiners Creek may be susceptible to minor inundation during extreme rainfall events.

Drainage infrastructure is a key factor in managing localised flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Greater than 5km to significant bushland reserves.
Planning Overlay
No specific bushfire overlay identified for the immediate suburb.
Bushfire Prone Area
No

Surrounding parklands are managed and do not pose a significant bushfire threat to Almurta.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
12 days

High density housing and limited green space contribute to elevated temperatures compared to surrounding rural areas.

Coastal Evidence

Distance to Coast
75 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2021
floodModerate

Significant rainfall caused flash flooding in parts of Melbourne's east, including areas near Almurta, impacting local roads and some properties due to overwhelmed drainage systems.

Source
2014
heatwaveMajor

A prolonged heatwave affected Victoria, with temperatures exceeding 40°C in Melbourne. Almurta experienced elevated temperatures contributing to health risks.

Source
2011
stormModerate

Severe thunderstorms brought heavy rain and damaging winds to Melbourne's eastern suburbs, causing localised flash flooding and power outages.

Source
2009
heatwaveCatastrophic

The Black Saturday bushfires were preceded by extreme heat conditions across Victoria, including the Melbourne metropolitan area, which exacerbated fire danger.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood404.2(+0.2)4.3(+0.3)
bushfire202.02.1(+0.1)
heat707.3(+0.3)7.6(+0.6)
coastal50.50.5

By 2030, Almurta is projected to experience a slight increase in overall climate risk, driven primarily by more frequent and intense heat events. Flood risk may see a minor increase due to more extreme rainfall.

CSIRO Climate Projections

Adaptation Recommendations

Increase Urban Tree Canopy

Near-term

Implement a program to plant more street trees and encourage green roofs/walls to mitigate the urban heat island effect and improve air quality.

Est. cost: $500k - $1M

Learn more

Upgrade Stormwater Drainage

Near-term

Invest in upgrading and maintaining existing stormwater infrastructure to better handle intense rainfall events and reduce localised flooding.

Est. cost: $1M - $5M

Learn more

Promote Cool Roofs and Pavements

Near-term

Encourage or mandate the use of cool roofing materials and reflective pavements in new developments and redevelopments to reduce heat absorption.

Est. cost: $100k - $500k (incentives)

Learn more

Develop Heatwave Response Plan

Immediate

Establish a clear community-based plan for responding to heatwaves, including public cooling centres, vulnerable resident support, and public health messaging.

Est. cost: $50k - $100k

Learn more

Enhance Green Infrastructure

Long-term

Integrate more permeable surfaces, rain gardens, and swales into public spaces and private developments to improve stormwater management and reduce runoff.

Est. cost: $2M - $10M

Learn more

About Almurta's Climate Risk Profile

Almurta, located within the City of Monash in Victoria, presents a mixed climate risk profile for its residents. The suburb's overall risk is rated as Medium, largely influenced by significant heat vulnerability. The urbanised nature of Almurta, characterised by extensive development and a substantial amount of impervious surfaces, contributes to a pronounced urban heat island effect. This, combined with the projected increase in the frequency and intensity of heatwaves across Victoria, places Almurta at a high risk during summer months.

The flood risk in Almurta is assessed as low to moderate. While not situated near major rivers, the suburb can experience localised flooding during periods of intense rainfall. This is exacerbated by the high proportion of sealed surfaces, which reduce natural water absorption and can overwhelm drainage systems. Creek systems within or near the suburb may experience minor overflows, impacting low-lying areas after significant storm events.

In contrast, Almurta exhibits a very low risk from bushfires. Its established suburban character, with significant separation from large tracts of native bushland and the presence of well-maintained urban infrastructure, greatly mitigates this threat. The risk is considered stable, with minimal projected changes due to its inherent geographical and developmental characteristics.

Coastal risks are negligible for Almurta, given its inland location far removed from the Victorian coastline. There are no direct threats from sea-level rise or coastal erosion impacting the suburb. This hazard category remains consistently low and stable.

Future climate projections suggest an intensification of existing risks. The heat risk is expected to increase notably by 2050, with more frequent and severe heatwave events. Flood risk is also projected to rise slightly due to more extreme rainfall patterns. Residents should be aware of these evolving risks and consider appropriate adaptation measures, particularly concerning heat resilience.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · Metropolitan Fire Brigade (MFB) · City of Monash Council · Geoscience Australia · Victorian State Government

Local Government Resources

Frequently Asked Questions

What is the main climate risk for Almurta residents?

The primary climate risk for Almurta is heat, due to the urban heat island effect and increasing frequency of heatwaves. Localised flooding during intense rainfall is a secondary concern.

Is Almurta at risk of bushfires?

No, Almurta has a very low bushfire risk. It is a well-established urban area with significant distance from major bushland reserves.

How will climate change affect flooding in Almurta?

Climate change is projected to increase the intensity of rainfall events, potentially leading to more frequent and severe localised flooding, particularly in low-lying areas and those with high levels of impervious surfaces.

What can I do to protect my home from heat in Almurta?

Consider planting shade trees, installing awnings, using light-coloured roofing materials, improving insulation, and ensuring adequate ventilation. The council may offer resources or incentives for cool retrofits.

Does Almurta experience coastal erosion or sea-level rise impacts?

No, Almurta is located far inland and is not exposed to any risks associated with sea-level rise or coastal erosion.

Where can I find official flood information for Almurta?

Official flood information, including flood maps for the City of Monash, can be found on the City of Monash Council website under their emergency management or flood information sections.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections