Bushfire Risk in Almurta, VIC: 2026 Assessment
Bushfire Risk Score
2.0/10Very low bushfire risk due to significant urbanisation and distance from major bushland areas.
Key Facts
- Bushfire Risk
- Very low bushfire risk due to significant urbanisation and distance from major bushland areas.
- Trend
- stable
- Suburb
- Almurta, VIC
- Overall Risk
- Medium
- Postcode
- 3979
- Region
- Coastal VIC
- Median property value
- $725,000
- Dominant hazard
- damaging wind (5/10)
- Highest high-risk exposure
- 11.6% of land (bushfire)
Bushfire Risk Analysis
Almurta, Victoria, has a very low bushfire risk due to significant urbanisation and distance from major bushland areas. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
Surrounding parklands are managed and do not pose a significant bushfire threat to Almurta.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Almurta, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Almurta including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Almurta sits within ClimateNest's suburb-level hazard model for bushfire risk. 11.6% of the suburb's land area is mapped in high-risk bushfire zones and 66.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Almurta.
On ClimateNest's 0โ10 suburb hazard index, Almurta scores 4 for bushfire risk โ a moderate exposure relative to the Australian suburb range. For comparison, properties in Almurta can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Almurta located in Coastal VIC (postcode 3979), is a Victoria suburb tracked by ClimateNest. The suburb's median property value is $725,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Almurta.
Across the six hazard axes ClimateNest models, the dominant climate risk in Almurta is damaging wind (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Almurta, damaging wind is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Almurta are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Adaptation & Mitigation Actions
Increase Urban Tree Canopy
Near-termImplement a program to plant more street trees and encourage green roofs/walls to mitigate the urban heat island effect and improve air quality.
Est. cost: $500k - $1M
Upgrade Stormwater Drainage
Near-termInvest in upgrading and maintaining existing stormwater infrastructure to better handle intense rainfall events and reduce localised flooding.
Est. cost: $1M - $5M
Promote Cool Roofs and Pavements
Near-termEncourage or mandate the use of cool roofing materials and reflective pavements in new developments and redevelopments to reduce heat absorption.
Est. cost: $100k - $500k (incentives)
Develop Heatwave Response Plan
ImmediateEstablish a clear community-based plan for responding to heatwaves, including public cooling centres, vulnerable resident support, and public health messaging.
Est. cost: $50k - $100k
Enhance Green Infrastructure
Long-termIntegrate more permeable surfaces, rain gardens, and swales into public spaces and private developments to improve stormwater management and reduce runoff.
Est. cost: $2M - $10M
Council & Emergency Services
Explore Almurta Risk Reports
View other climate risk assessments for Almurta:
Frequently Asked Questions
Is Almurta in a bushfire prone area?
Parts of Almurta may be designated as bushfire prone land. Based on available data, Almurta has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Almurta?
BAL ratings in Almurta depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Almurta?
Yes, properties in bushfire-prone parts of Almurta may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Almurta?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.
What are the main climate risks in Almurta?
ClimateNest's suburb model rates Almurta's dominant climate risk as damaging wind at 5/10 on a 0โ10 index, followed by bushfire (4/10) and extreme heat (4/10). These are suburb-level averages โ an address-level report is needed to confirm the risk of a specific property in Almurta.
What share of Almurta is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 11.6% of Almurta in high-risk zones for bushfire, with a further 66.6% in moderate-risk zones. Suburb-level exposure is not uniform โ individual properties can differ from these averages, so an address-level check is recommended.
Is Almurta Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Almurta, Victoria, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections