Torwood Climate Risk Profile

Torwood, Victoria· Moorabool Shire Council· 3797
Medium Risk
Updated June 2026

Torwood, Victoria, faces a moderate overall climate risk, primarily driven by a significant bushfire threat due to its proximity to natural vegetation. While flood and heat risks are present and projected to increase, coastal hazards are negligible. Residents should prioritize bushfire preparedness and consider heat resilience measures.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.0
Bushfire
6.5
Heat
5.0
Coastal
0.5

Climate Hazard Breakdown for Torwood

increasing

Flood

40/100

Torwood experiences a low to moderate risk of flooding, primarily associated with localized heavy rainfall events and potential overflow from nearby creeks. The risk is generally contained to lower-lying areas.

Key drivers:

  • ·Increased intensity of rainfall events
  • ·Urbanisation leading to increased runoff
increasing

Bushfire

65/100

Torwood has a significant bushfire risk due to its proximity to dry sclerophyll forests and grasslands. The area is classified as a bushfire-prone zone, requiring vigilance during high-risk periods.

Key drivers:

  • ·Increased frequency and intensity of heatwaves
  • ·Drier vegetation conditions
increasing

Heat

50/100

Torwood faces a moderate heat risk, with projections indicating an increase in the frequency and intensity of heatwaves. Limited tree canopy in some areas contributes to higher local temperatures.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent extreme heat days
stable

Coastal

5/100

Torwood is located inland and has no direct exposure to coastal hazards such as sea-level rise or storm surges.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Torwood

Detailed Hazard Analysis

heat Risk

50/100

Torwood faces a moderate heat risk, with projections indicating an increase in the frequency and intensity of heatwaves. Limited tree canopy in some areas contributes to higher local temperatures.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent extreme heat days
  • ·Urban heat island effect in denser areas

Projections (RCP 4.5)

2030

5.5

2050

6.0

Data source

flood Risk

40/100

Torwood experiences a low to moderate risk of flooding, primarily associated with localized heavy rainfall events and potential overflow from nearby creeks. The risk is generally contained to lower-lying areas.

Primary Drivers

  • ·Increased intensity of rainfall events
  • ·Urbanisation leading to increased runoff

Projections (RCP 4.5)

2030

4.5

2050

5.0

Data source

coastal Risk

5/100

Torwood is located inland and has no direct exposure to coastal hazards such as sea-level rise or storm surges.

Projections (RCP 4.5)

2030

0.5

2050

0.5

Data source

bushfire Risk

65/100

Torwood has a significant bushfire risk due to its proximity to dry sclerophyll forests and grasslands. The area is classified as a bushfire-prone zone, requiring vigilance during high-risk periods.

Primary Drivers

  • ·Increased frequency and intensity of heatwaves
  • ·Drier vegetation conditions
  • ·Prevailing winds

Projections (RCP 8.5)

2030

7.0

2050

7.5

Data source

What This Means for Property Owners

Insurance Outlook

Moderate to High premiums expected, especially for properties in bushfire-prone zones. Flood insurance may be advisable for specific low-lying areas.

Price Impact

Potential negative impact on resale value for properties with high bushfire or flood risk. Increased demand for resilient properties.

Buyer Checklist

  • 1.Review Fire Danger Rating and Total Fire Ban days history.
  • 2.Check proximity to bushland and vegetation.
  • 3.Assess property's bushfire attack level (BAL) rating.
  • 4.Investigate local flood mapping and drainage.
  • 5.Consider property's orientation and shading for heat.
  • 6.Verify emergency access routes.
  • 7.Check insurance availability and cost.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Pykes Creek
Elevation Range
350-450m
Flood Zone
Low to Medium risk in specific low-lying areas

Flood risk is primarily associated with localized heavy rainfall and minor creek overflows.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
Significant Bushfire Prone Area Overlay
Bushfire Prone Area
Yes

The suburb is directly bordered by extensive bushland and grasslands, increasing inherent risk.

Heat Evidence

Avg January Max Temp
28.5°C
Heat Stress Days/Year
5 days

Average January maximum temperatures are moderate, but the frequency of days exceeding 35°C is projected to increase.

Coastal Evidence

Distance to Coast
120 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2009
bushfireCatastrophic

The Black Saturday bushfires devastated large parts of Victoria, including areas near Torwood. While Torwood itself may have been spared direct major destruction, the regional impact and threat were immense.

Source
2010
floodModerate

Significant rainfall across Victoria led to widespread flooding, impacting many regional areas. Creeks and rivers in the vicinity of Torwood experienced elevated levels, causing localized inundation.

Source
2016
heatwaveMajor

Victoria experienced a severe heatwave with prolonged periods of extreme temperatures. This led to increased health risks and strain on infrastructure across regional areas like Torwood.

Source
2019
bushfireMajor

A series of significant bushfires occurred across Victoria during the 2019-2020 summer, driven by dry conditions. While not as catastrophic as 2009, these fires posed a serious threat to many regional communities.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood404.5(+0.5)4.8(+0.8)
bushfire657.2(+0.7)7.7(+1.2)
heat505.6(+0.6)6.0(+1.0)
coastal50.50.5

By 2030, Torwood is projected to experience a moderate increase in overall climate risk. Bushfire and heat risks are expected to rise notably due to more extreme weather conditions, while flood risk will see a smaller increase. Coastal risks remain negligible.

CSIRO Climate Projections

Adaptation Recommendations

Strengthen Bushfire Preparedness

Immediate

Develop and maintain a comprehensive household bushfire survival plan, including clear evacuation routes and communication strategies. Ensure properties meet current vegetation clearing standards.

Est. cost: $100 - $500 (for planning materials, equipment)

Learn more

Improve Property Resilience to Heat

Near-term

Increase shade through tree planting (native species), install awnings or pergolas, and improve home insulation. Consider installing efficient cooling systems.

Est. cost: $500 - $5,000+

Learn more

Enhance Stormwater Management

Near-term

Implement water-sensitive urban design principles where possible, such as permeable paving and rain gardens, to reduce runoff and localised flooding.

Est. cost: $200 - $2,000 (for individual properties)

Learn more

Community Bushfire Education

Long-term

Organise regular community workshops and information sessions on bushfire preparedness, response, and recovery, involving local CFA and emergency services.

Est. cost: Low (volunteer-driven)

Learn more

Water Conservation Measures

Long-term

Promote and implement water conservation practices at both household and community levels to mitigate risks associated with potential future droughts.

Est. cost: Low

Learn more

About Torwood's Climate Risk Profile

Torwood, situated within the Moorabool Shire Council region of Victoria, presents a mixed climate risk profile for its residents. The most pressing concern is the substantial bushfire risk, stemming from its location adjacent to extensive areas of dry sclerophyll forests and grasslands. This classification as a bushfire-prone area necessitates a high degree of preparedness, particularly during the warmer months when conditions are most conducive to ignition and rapid spread.

The suburb also contends with a low to moderate flood risk. While not situated on a major river system, localized flooding can occur following intense rainfall events, potentially impacting lower-lying areas and properties near smaller creeks. The increasing intensity of rainfall events due to climate change is a key driver for this escalating risk, alongside the effects of urbanisation which can increase surface runoff.

Heatwaves represent another growing concern for Torwood. Projections indicate a rise in both the frequency and severity of extreme heat days. While the suburb may not experience the intense urban heat island effect of larger cities, areas with less tree canopy cover can still experience significantly elevated temperatures during heatwaves, posing risks to vulnerable populations and infrastructure.

In contrast, Torwood is geographically positioned inland, rendering it virtually immune to coastal hazards such as sea-level rise and storm surges. This aspect of climate risk is stable and does not pose a threat to the suburb's residents or infrastructure. However, the overall climate resilience of Torwood is significantly influenced by the more prominent bushfire and increasing heat and flood risks.

Data sources: Bureau of Meteorology (BOM) · CSIRO · CFA - Country Fire Authority · Moorabool Shire Council · Geoscience Australia · Victorian State Government

Local Government Resources

Frequently Asked Questions

What is the main bushfire risk for Torwood residents?

The main bushfire risk stems from Torwood's location adjacent to significant areas of dry sclerophyll forests and grasslands, classifying it as a bushfire-prone area. This requires diligent preparation, especially during high-risk seasons.

Does Torwood face significant flood risks?

Torwood has a low to moderate flood risk, primarily associated with localized heavy rainfall events and potential overflows from nearby creeks like Pykes Creek. Lower-lying areas are more susceptible.

How will climate change affect heatwaves in Torwood?

Climate change is projected to increase the frequency and intensity of heatwaves in Torwood. This means more days exceeding 35°C and potentially longer periods of extreme heat, impacting comfort and health.

What actions can I take to protect my home from bushfires in Torwood?

Key actions include maintaining a well-defined defendable space around your property, clearing gutters and roofs of debris, having a bushfire survival plan, and ensuring your home is constructed or upgraded to meet relevant bushfire attack level (BAL) standards.

Are there any specific resources for Torwood residents regarding climate change adaptation?

Yes, Moorabool Shire Council provides resources on their website regarding climate change adaptation and emergency preparedness. The Country Fire Authority (CFA) and the Bureau of Meteorology (BOM) also offer valuable information specific to bushfire and weather risks.

Is Torwood affected by sea-level rise?

No, Torwood is located inland and is not exposed to any risks associated with sea-level rise or coastal erosion.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections