Climate Risk Profile: Eurobin, VIC

Eurobin, Victoria· Rural City of Benalla· 3737

Medium Risk

Updated June 2026

Eurobin faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly increasing the intensity of floods and the frequency of heatwaves.

Overall Risk Score

52/100

Medium

Confidence: Medium

Hazard Breakdown

Flood

6.0

Bushfire

4.0

Heat

6.0

Coastal

1.0

Climate Hazard Breakdown for Eurobin

increasing

Flood

60/100

Eurobin faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

·Increased rainfall intensity
·Proximity to waterways

increasing

Bushfire

40/100

The area around Eurobin has a moderate bushfire risk due to the presence of surrounding bushland. Hotter and drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

·Increased temperatures
·Drier conditions

increasing

Heat

60/100

Eurobin is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

·Rising average temperatures
·Increased frequency of heatwaves

stable

Coastal

10/100

Eurobin is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Eurobin

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

60/100

Eurobin is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

·Rising average temperatures
·Increased frequency of heatwaves

Projections (RCP8.5)

2030

6.5

2050

7.5

Data source

flood Risk

60/100

Eurobin faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

·Increased rainfall intensity
·Proximity to waterways
·Low-lying topography

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Eurobin is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Eurobin has a moderate bushfire risk due to the presence of surrounding bushland. Hotter and drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

·Increased temperatures
·Drier conditions
·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increased risk of flooding and bushfires.

Price Impact

Properties in areas prone to flooding or bushfires may experience a decrease in value.

Buyer Checklist

1.Check flood maps and bushfire overlays.
2.Assess the property's vulnerability to flooding and bushfires.
3.Obtain insurance quotes.
4.Consider the long-term impacts of climate change on the property.

Local Climate Evidence

Flood Evidence

Nearest Waterway: Broken River
Elevation Range: 200-250m
Flood Zone: Areas near the Broken River are susceptible to flooding.

Bushfire Evidence

Distance to Bushland: Within 1km of state forest
Planning Overlay: Bushfire Management Overlay
Bushfire Prone Area: Yes

Heat Evidence

Avg January Max Temp: 31.5°C
Heat Stress Days/Year: 3 days

Coastal Evidence

Distance to Coast: 200 km
Sea Level Rise Exposure: Not applicable
Erosion Risk: Not applicable

Historical Climate Events

2010

floodModerate

Significant flooding occurred in the region, impacting Eurobin and surrounding areas. The Broken River overflowed its banks, causing property damage and road closures.

Source

2009

heatwaveMajor

The Black Saturday bushfires were preceded by a severe heatwave that affected much of Victoria, including Eurobin. Temperatures soared to record levels, exacerbating the fire risk.

Source

2016

floodMinor

Heavy rainfall caused minor flooding in Eurobin, with some roads and properties affected.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

Hazard	Today	2030	2050
flood	60	6.5(+0.5)	7.0(+1.0)
bushfire	40	4.3(+0.3)	4.5(+0.5)
heat	60	6.7(+0.7)	7.5(+1.5)
coastal	10	1.0	1.0

By 2030, Eurobin is projected to experience a moderate increase in overall climate risk, driven primarily by increased flooding and heatwave intensity. Bushfire risk is also expected to increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve flood defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop a heatwave plan

Immediate

Create a community heatwave plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Bushfire preparedness

Near-term

Implement bushfire preparedness programs and ensure residents have evacuation plans in place.

Est. cost: Medium

Learn more

Water conservation

Long-term

Promote water conservation measures to reduce the impact of droughts and water scarcity.

Est. cost: Low

Learn more

About Eurobin's Climate Risk Profile

Eurobin, located in Victoria, is subject to several climate-related risks. The primary concerns are flooding due to its proximity to waterways, and increasing heatwave frequency and intensity.

The risk of flooding is expected to increase with climate change, as more intense rainfall events become more common. This could lead to property damage and disruption to local infrastructure.

Bushfire risk is also a concern, with hotter and drier conditions increasing the likelihood of fires in the surrounding bushland. Residents should be prepared for potential evacuations and property protection measures.

Heatwaves are projected to become more frequent and severe, posing a significant risk to vulnerable populations, such as the elderly and those with pre-existing health conditions. It is important to have strategies in place to cope with extreme heat.

While Eurobin is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, could still affect the community.

Data sources: BOM · CSIRO · EMV

Local Government Resources

Rural City of Benalla

Climate Strategy Flood Maps Emergency Services

Frequently Asked Questions

What are the main climate change risks in Eurobin?

The main climate change risks in Eurobin are flooding, heatwaves, and bushfires. These risks are expected to increase in the future due to climate change.

How will climate change affect property values in Eurobin?

Properties in areas prone to flooding or bushfires may experience a decrease in value. It is important to assess the property's vulnerability to these risks.

What can I do to prepare for heatwaves in Eurobin?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors. Consider installing air conditioning or visiting a cooling center.

What should I do if a flood occurs in Eurobin?

Follow the instructions of emergency services, evacuate if necessary, and move to higher ground. Do not drive or walk through floodwaters.

How can I protect my property from bushfires in Eurobin?

Clear vegetation around your property, install fire-resistant materials, and have a bushfire survival plan in place. Stay informed about fire danger ratings and warnings.