Montmorency Climate Risk Assessment

Montmorency, Victoria· Banyule City Council· 3094
Medium Risk
Updated June 2026

Montmorency, VIC, faces a significant bushfire risk due to its proximity to bushland and an increasing risk from heatwaves. While flood risk is moderate, coastal hazards are negligible. Property values and insurance may be impacted by these climate change factors.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.5
Bushfire
6.0
Heat
7.0
Coastal
0.5

Climate Hazard Breakdown for Montmorency

increasing

Flood

45/100

Montmorency has a moderate flood risk, primarily associated with localized heavy rainfall events and potential overland flow paths rather than major riverine flooding. The topography and drainage systems play a significant role.

Key drivers:

  • ·Increased intensity of rainfall events
  • ·Urbanisation and increased impervious surfaces
increasing

Bushfire

60/100

Montmorency faces a significant bushfire risk due to its proximity to the Dandenong Ranges National Park and other significant bushland areas. The suburb is designated as a bushfire-prone area.

Key drivers:

  • ·Increased frequency and intensity of heatwaves
  • ·Drier vegetation conditions
increasing

Heat

70/100

Montmorency experiences a high risk from heatwaves, with a significant number of days exceeding 35°C projected to increase. The urban heat island effect is also a contributing factor.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat events
stable

Coastal

5/100

Montmorency is located inland and is not directly exposed to coastal erosion or sea-level rise risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Montmorency

Detailed Hazard Analysis

heat Risk

70/100

Montmorency experiences a high risk from heatwaves, with a significant number of days exceeding 35°C projected to increase. The urban heat island effect is also a contributing factor.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat events
  • ·Urban heat island effect

Projections (RCP 4.5)

2030

7.5

2050

8.2

Data source

flood Risk

45/100

Montmorency has a moderate flood risk, primarily associated with localized heavy rainfall events and potential overland flow paths rather than major riverine flooding. The topography and drainage systems play a significant role.

Primary Drivers

  • ·Increased intensity of rainfall events
  • ·Urbanisation and increased impervious surfaces
  • ·Potential for drainage system overload

Projections (RCP 4.5)

2030

5.2

2050

6.0

Data source

coastal Risk

5/100

Montmorency is located inland and is not directly exposed to coastal erosion or sea-level rise risks.

Projections (N/A)

2030

0.5

2050

0.5

Data source

bushfire Risk

60/100

Montmorency faces a significant bushfire risk due to its proximity to the Dandenong Ranges National Park and other significant bushland areas. The suburb is designated as a bushfire-prone area.

Primary Drivers

  • ·Increased frequency and intensity of heatwaves
  • ·Drier vegetation conditions
  • ·Expansion of urban interface with bushland

Projections (RCP 8.5)

2030

6.8

2050

7.5

Data source

What This Means for Property Owners

Insurance Outlook

Increasing premiums and stricter conditions likely due to bushfire and heat risks.

Price Impact

Potential negative impact on resale value for properties in high-risk zones, especially if mitigation measures are not evident.

Buyer Checklist

  • 1.Check bushfire attack level (BAL) rating.
  • 2.Review property drainage and proximity to potential overland flow paths.
  • 3.Assess proximity to bushland and potential ember attack zones.
  • 4.Investigate local tree canopy cover and potential for urban heat island effect.
  • 5.Check insurance availability and cost.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Yarra River (approx. 5km south)
Elevation Range
100-250m above sea level
Flood Zone
Not a designated major flood zone, but susceptible to localized overland flow.

Risk is primarily from intense rainfall overwhelming stormwater systems.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to Dandenong Ranges National Park and other significant bushland reserves.
Planning Overlay
Designated Bushfire Prone Area.
Bushfire Prone Area
Yes

High risk due to urban interface and fuel loads in adjacent national park.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
8 days

Projected increase in extreme heat days and intensity. Urban heat island effect present.

Coastal Evidence

Distance to Coast
45 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

1962
bushfireMajor

The Eastern Suburbs Bushfires of 1962 impacted areas including Montmorency, destroying homes and significant vegetation.

Source
2009
bushfireCatastrophic

While the Black Saturday fires primarily affected regional Victoria, the increased fire danger conditions and proximity to bushland meant heightened awareness and risk for suburbs like Montmorency.

Source
2021
stormModerate

Significant storm events across Melbourne caused widespread damage, including power outages and localized flooding in areas like Montmorency.

Source
2014
heatwaveMajor

A severe heatwave affected Victoria, with temperatures soaring in Melbourne's eastern suburbs, including Montmorency, leading to health alerts and increased demand on emergency services.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood454.8(+0.3)5.1(+0.6)
bushfire606.5(+0.5)7.2(+1.2)
heat707.7(+0.7)8.5(+1.5)
coastal50.50.5

By 2030, Montmorency is projected to experience a noticeable increase in overall climate risk, driven primarily by more frequent and intense heatwaves and a heightened bushfire risk due to drier conditions. Flood risk will see a slight increase due to more extreme rainfall events.

CSIRO Climate Projections

Adaptation Recommendations

Strengthen Bushfire Preparedness

Immediate

Develop and maintain defendable space around properties, upgrade building materials to meet higher bushfire attack levels (BAL), and ensure residents have up-to-date Fire Danger Ratings knowledge and emergency plans.

Est. cost: $500 - $5000+

Learn more

Enhance Urban Cooling and Green Infrastructure

Near-term

Increase tree canopy cover, promote the use of cool-roof materials, and implement permeable paving to mitigate the urban heat island effect and reduce surface temperatures during heatwaves.

Est. cost: $1000 - $10,000+ per property

Learn more

Improve Stormwater Management

Near-term

Invest in and maintain stormwater infrastructure, consider nature-based solutions like rain gardens and swales to manage increased rainfall intensity and reduce localized flooding.

Est. cost: $5,000 - $50,000+ (council level)

Learn more

Community Resilience Building

Long-term

Establish neighbourhood preparedness groups, promote awareness campaigns about climate risks, and ensure vulnerable residents have support networks during extreme weather events.

Est. cost: $100 - $1000 (community level)

Learn more

Water Conservation Measures

Near-term

Implement water-efficient landscaping, rainwater harvesting, and greywater systems to reduce reliance on mains water, especially during potential drought periods.

Est. cost: $200 - $5000+

Learn more

About Montmorency's Climate Risk Profile

Montmorency, a leafy eastern suburb of Melbourne, is situated within the Banyule City Council. Its location, nestled near the foothills of the Dandenong Ranges, provides residents with access to natural beauty but also exposes them to specific climate-related risks. The suburb's overall climate risk profile is shaped by its susceptibility to bushfires and extreme heat, with a moderate concern for localized flooding.

The most prominent risk for Montmorency is bushfire. The suburb is designated as a bushfire-prone area, with significant portions bordering or in close proximity to the extensive bushland of the Dandenong Ranges National Park and other green wedges. This interface between urban development and natural vegetation means that the risk of bushfire impacting properties is a serious consideration, particularly during prolonged dry and hot periods. The increasing frequency of heatwaves exacerbates this risk by drying out vegetation and creating more volatile fire conditions.

Heatwaves represent another significant and growing concern for Montmorency. As average temperatures rise and the intensity of heat events increases, residents are likely to experience more days with extreme heat. This poses risks to human health, particularly for vulnerable populations, and places additional strain on infrastructure such as the power grid. The urban heat island effect, where built-up areas retain more heat than surrounding rural areas, can further intensify these high temperatures within the suburb.

While not a primary concern, Montmorency does have a moderate risk of localized flooding. This is typically associated with intense rainfall events overwhelming local drainage systems and creating overland flow paths, rather than large-scale riverine flooding. The topography of the area and the extent of impervious surfaces contribute to this risk. Residents in low-lying areas or those with inadequate drainage should remain aware of potential flood impacts during heavy downpours.

Coastal risks such as sea-level rise and coastal erosion are not applicable to Montmorency due to its inland location, significantly removed from the coastline. However, the cumulative impacts of bushfire and heat risks, coupled with the potential for flash flooding, mean that property owners and the local council must remain vigilant and proactive in their climate adaptation and emergency preparedness strategies.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · State Emergency Service (SES) Victoria · Banyule City Council · Geoscience Australia · Australian Bureau of Statistics (ABS)

Local Government Resources

Frequently Asked Questions

What is the main bushfire risk for Montmorency residents?

The main bushfire risk stems from Montmorency's location adjacent to the Dandenong Ranges National Park and other bushland areas. This 'bushfire-prone' designation means properties are susceptible to ember attack and direct flame contact during fire events.

How will climate change affect heatwaves in Montmorency?

Climate change is projected to increase the frequency, intensity, and duration of heatwaves in Montmorency. This means more days exceeding 35°C and a greater risk of heat-related health issues and strain on infrastructure.

Is Montmorency at risk of riverine flooding?

Montmorency is not typically at risk from major riverine flooding. The primary flood risk is from localized, intense rainfall overwhelming the stormwater drainage system, leading to overland flows.

What can I do to protect my property from bushfire in Montmorency?

Key actions include maintaining a defendable space around your home (clearing vegetation), ensuring your roof and gutters are clear of debris, and considering upgrading building materials to resist ember attack and radiant heat.

Does Montmorency experience the urban heat island effect?

Yes, like many established suburbs, Montmorency experiences some degree of the urban heat island effect. This means temperatures within the suburb can be higher than surrounding rural areas, particularly at night, due to heat absorbed and re-radiated by buildings and paved surfaces.

Are there specific council resources for flood information in Montmorency?

Yes, Banyule City Council provides flood information, including maps and preparedness advice, on their website. You can find this under their Emergency Management or Water and Drainage sections.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections