Moondarra Climate Risk Profile

Moondarra, Victoria· Wellington Shire Council· 3832
Medium Risk
Updated June 2026

Moondarra, Victoria, faces a notable bushfire risk due to its proximity to surrounding bushland and a moderate flood risk associated with the Latrobe River. Heatwaves are also a growing concern. While not directly exposed to coastal hazards, residents should be prepared for increasing temperatures and potential extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.0
Bushfire
6.0
Heat
5.0
Coastal
N/A

Climate Hazard Breakdown for Moondarra

stable

Flood

40/100

Moondarra has a moderate flood risk, primarily due to its proximity to the Latrobe River and its generally low-lying topography in certain areas. While major events are infrequent, localized flash flooding can occur during intense rainfall.

Key drivers:

  • ·Latrobe River inundation
  • ·Intense rainfall events
increasing

Bushfire

60/100

The suburb is situated in a region with significant bushland surrounding it, posing a high bushfire risk, particularly during hot, dry, and windy conditions. Many properties are located on the urban-rural interface.

Key drivers:

  • ·Proximity to dense bushland
  • ·Hot and dry climate
increasing

Heat

50/100

Moondarra experiences a moderate heat risk, with summers often bringing prolonged periods of high temperatures. The surrounding vegetation and lack of extensive urban cooling contribute to this risk.

Key drivers:

  • ·Increasing frequency of heatwaves
  • ·Average temperature rise
stable

Coastal

0/100

Moondarra is located inland and is not exposed to coastal hazards such as sea-level rise or storm surges.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Moondarra

Detailed Hazard Analysis

heat Risk

50/100

Moondarra experiences a moderate heat risk, with summers often bringing prolonged periods of high temperatures. The surrounding vegetation and lack of extensive urban cooling contribute to this risk.

Primary Drivers

  • ·Increasing frequency of heatwaves
  • ·Average temperature rise
  • ·Limited canopy cover in some areas

Projections (SSP2-4.5)

2030

5.5

2050

6.0

Data source

flood Risk

40/100

Moondarra has a moderate flood risk, primarily due to its proximity to the Latrobe River and its generally low-lying topography in certain areas. While major events are infrequent, localized flash flooding can occur during intense rainfall.

Primary Drivers

  • ·Latrobe River inundation
  • ·Intense rainfall events
  • ·Urbanisation and impervious surfaces

Projections (SSP2-4.5)

2030

4.2

2050

4.5

Data source

coastal Risk

0/100

Moondarra is located inland and is not exposed to coastal hazards such as sea-level rise or storm surges.

Projections (N/A)

2030

0.0

2050

0.0

Data source

bushfire Risk

60/100

The suburb is situated in a region with significant bushland surrounding it, posing a high bushfire risk, particularly during hot, dry, and windy conditions. Many properties are located on the urban-rural interface.

Primary Drivers

  • ·Proximity to dense bushland
  • ·Hot and dry climate
  • ·Prevailing winds

Projections (SSP3-7.0)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase, particularly for properties in high bushfire risk zones. Comprehensive cover is recommended.

Price Impact

Properties with high bushfire or flood risk may see a negative impact on resale value and marketability.

Buyer Checklist

  • 1.Review current and future bushfire risk assessments.
  • 2.Check flood maps for proximity to waterways and drainage.
  • 3.Assess property's bushfire resilience rating (if available).
  • 4.Verify emergency access routes.
  • 5.Inquire about local vegetation management plans.
  • 6.Understand council's climate adaptation strategies.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Latrobe River
Elevation Range
Varies, with some areas at lower elevations near waterways
Flood Zone
Areas adjacent to waterways and low-lying zones may be subject to inundation.

While not all of Moondarra is flood-prone, specific pockets require careful consideration during heavy rainfall.

View council flood map

Bushfire Evidence

Distance to Bushland
Immediately adjacent in many areas
Planning Overlay
Designated Bushfire Prone Area
Bushfire Prone Area
Yes

Properties bordering the extensive bushland require robust fire preparedness measures.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
8 days

Average temperatures are projected to rise, increasing the frequency and severity of heat stress events.

Coastal Evidence

Distance to Coast
75 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

1939
bushfireCatastrophic

The Black Friday bushfires devastated large areas of Victoria, including regions near Moondarra, causing widespread destruction and loss of life.

Source
2009
bushfireCatastrophic

The Black Saturday bushfires impacted many communities across Victoria, with significant fire activity in the Gippsland region, highlighting ongoing bushfire risks.

Source
2011
floodModerate

Significant rainfall led to flooding in parts of Gippsland, including areas near the Latrobe River, impacting local communities and infrastructure.

Source
2016
heatwaveMajor

Victoria experienced a severe heatwave with prolonged periods of extreme temperatures, placing stress on infrastructure and health services across the state.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: SSP2-4.5

HazardToday20302050
flood404.1(+0.1)4.2(+0.2)
bushfire606.2(+0.2)6.5(+0.5)
heat505.3(+0.3)5.6(+0.6)
coastal00.00.0

By 2030, under a moderate emissions scenario, Moondarra is projected to see a slight increase in overall climate risk. Bushfire and heat risks are expected to rise most significantly, driven by warmer temperatures and potentially drier conditions. Flood risk remains relatively stable but requires ongoing monitoring.

CSIRO Climate Projections

Adaptation Recommendations

Strengthen Bushfire Preparedness

Immediate

Implement and maintain property-level bushfire preparedness measures, including creating defendable space, using fire-resistant building materials, and developing a household emergency plan.

Est. cost: $500 - $5,000+

Learn more

Improve Stormwater Management

Near-term

Enhance local stormwater drainage systems and promote permeable surfaces to reduce the risk of flash flooding during intense rainfall events.

Est. cost: $10,000 - $100,000+

Learn more

Increase Urban Greening and Tree Canopy

Long-term

Plant more trees and establish green spaces to mitigate the urban heat island effect and provide shade, reducing heat stress during summer.

Est. cost: $5,000 - $50,000+

Learn more

Community Education and Awareness

Near-term

Conduct regular community workshops and information sessions on climate risks, preparedness strategies, and available support services.

Est. cost: $1,000 - $5,000

Learn more

Water Conservation Measures

Near-term

Promote water-wise gardening and household practices to conserve water resources, especially during potential drought periods.

Est. cost: $100 - $1,000

Learn more

About Moondarra's Climate Risk Profile

Moondarra, situated within the Wellington Shire in Victoria, presents a complex climate risk profile for its residents. The suburb's geographical location, nestled amongst significant natural landscapes, places it at a moderate to high risk from bushfires. The surrounding vegetation, particularly during prolonged dry spells and high wind conditions, can escalate fire behaviour, posing a direct threat to properties on the urban-rural fringe.

Flood risk, while generally moderate, is a consideration due to the presence of the Latrobe River and its tributaries in the wider region. While Moondarra itself may not be directly on the main river floodplain, localised flash flooding during intense rainfall events remains a possibility, especially in lower-lying areas or those with inadequate drainage infrastructure. Understanding local topography and drainage patterns is crucial for assessing this risk.

Heatwaves are an increasingly significant climate hazard across Victoria, and Moondarra is no exception. The suburb experiences periods of extreme heat during summer months, with projections indicating an increase in both the frequency and intensity of these events. The urban heat island effect, though less pronounced than in major cities, can be exacerbated by surrounding vegetation and building materials, leading to elevated temperatures within the suburb.

While Moondarra is geographically removed from the coast, and therefore not directly impacted by sea-level rise or storm surges, the broader climatic shifts affecting Victoria will still influence the local environment. These include changes in rainfall patterns, temperature extremes, and the potential for more severe weather events, all of which contribute to the overall climate resilience challenge for the community.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · State Emergency Service (SES) · Wellington Shire Council · Geoscience Australia

Local Government Resources

Frequently Asked Questions

What is the primary bushfire risk for Moondarra residents?

The primary bushfire risk stems from the surrounding dense bushland. Properties bordering these areas are most vulnerable, especially during hot, dry, and windy conditions. It's crucial to have a well-maintained property and a clear bushfire survival plan.

How likely is flooding in Moondarra?

While Moondarra is not typically on a major floodplain, localized flash flooding can occur during intense rainfall events, particularly in lower-lying areas or those with inadequate drainage. Checking the Wellington Shire Council flood maps for your specific property is recommended.

Are heatwaves a significant concern for Moondarra?

Yes, heatwaves are a growing concern. Summers are becoming hotter, and the frequency and intensity of extreme heat events are projected to increase. Residents should take precautions to stay cool and hydrated during these periods.

What can I do to protect my property from bushfires?

Key actions include maintaining a clear buffer zone around your home (at least 30 metres), using fire-resistant building materials, clearing gutters and downpipes, and having a well-rehearsed emergency plan. The CFA website offers detailed guidance.

Does Moondarra experience coastal erosion or sea-level rise impacts?

No, Moondarra is located significantly inland and is not exposed to coastal erosion or sea-level rise. Its climate risks are primarily related to bushfire, flood, and heat.

Where can I find official flood information for Moondarra?

The most accurate and up-to-date flood information for Moondarra can be found on the Wellington Shire Council's website, which provides access to flood maps and emergency management resources.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections