Climate Risk Profile: Gundowring, VIC

Gundowring, Victoria· Towong Shire· 3747
Medium Risk
Updated May 2026

Gundowring faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Gundowring

increasing

Flood

65/100

Gundowring faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

40/100

The area around Gundowring has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

50/100

Gundowring is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Gundowring is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Gundowring

Detailed Hazard Analysis

heat Risk

50/100

Gundowring is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect (minor)

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

65/100

Gundowring faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Inadequate drainage

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Gundowring is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Gundowring has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the elevated flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Develop an emergency plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Mitta Mitta River
Elevation Range
200-250m
Flood Zone
Areas near the Mitta Mitta River are prone to flooding.

Historical flood data indicates that the area has experienced several moderate to major flood events in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to forested areas.
Planning Overlay
Bushfire Management Overlay
Bushfire Prone Area
Yes

The area is designated as a bushfire-prone area due to the surrounding vegetation.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
2 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
300 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2012
floodModerate

Moderate flooding occurred in the Mitta Mitta River, impacting low-lying areas of Gundowring.

Source
2009
bushfireMajor

The Black Saturday bushfires impacted the region, causing significant damage and loss of life in nearby communities.

Source
2019
heatwaveModerate

A prolonged heatwave affected Victoria, with temperatures exceeding 40°C in Gundowring.

Source
2022
floodModerate

Heavy rainfall caused minor flooding in some parts of Gundowring.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.9(+0.4)7.2(+0.7)7.1(+0.6)7.5(+1.0)
bushfire404.2(+0.2)4.4(+0.4)4.3(+0.3)4.6(+0.6)
heat505.5(+0.5)5.8(+0.8)5.7(+0.7)6.2(+1.2)
coastal101.01.01.01.0

Under a moderate emissions scenario, Gundowring is projected to experience a slight increase in overall climate risk, primarily driven by increased flooding and heatwave intensity.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage infrastructure to reduce flood risk.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement community education programs and assist residents with property maintenance to reduce bushfire risk.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Water Conservation

Long-term

Promote water conservation measures to ensure water security during periods of drought.

Est. cost: Low

Learn more

Community Resilience Building

Near-term

Establish community support networks to assist residents during and after extreme weather events.

Est. cost: Low

Learn more

About Gundowring's Climate Risk Profile

Gundowring, Victoria, is a rural community that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding, bushfires, and heatwaves. Changes in rainfall patterns and rising temperatures are expected to exacerbate these hazards in the coming decades.

Flooding is a significant concern due to the proximity of waterways. More intense rainfall events could lead to increased riverine flooding, impacting properties and infrastructure. Bushfire risk is also elevated due to the surrounding vegetation and drier conditions. Heatwaves are projected to become more frequent and severe, posing health risks to residents, particularly the elderly and those with pre-existing conditions.

The local council and emergency services are working to mitigate these risks through improved infrastructure, community education, and emergency preparedness programs. However, individual households also need to take proactive steps to protect themselves and their properties. This includes developing emergency plans, maintaining properties to reduce fire risk, and taking steps to stay cool during heatwaves.

Adapting to climate change will require a collaborative effort involving all levels of government, community organizations, and individual residents. By working together, Gundowring can build resilience and protect its community from the worst impacts of climate change.

Data sources: BOM · CSIRO · Emergency Management Victoria · Towong Shire Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Gundowring?

The main climate change risks in Gundowring are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to changes in rainfall patterns and rising temperatures.

How can I prepare my property for flooding?

You can prepare your property for flooding by elevating valuable items, installing flood barriers, and ensuring that your property is properly drained. Check the Towong Shire Council website for more information.

What should I do during a heatwave?

During a heatwave, it is important to stay cool, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members. Visit the Health Victoria website for more information.

How can I reduce my bushfire risk?

You can reduce your bushfire risk by maintaining your property, clearing vegetation around your home, and having a bushfire survival plan. Visit the Emergency Management Victoria website for more information.

Where can I find information about emergency services in Gundowring?

You can find information about emergency services in Gundowring on the Emergency Management Victoria website. You can also contact the Towong Shire Council for local emergency information.

Is Gundowring a good place to invest in property considering climate change?

While Gundowring offers a beautiful rural lifestyle, potential investors should carefully consider the increasing risks of flooding, bushfires, and heatwaves. Reviewing council planning documents and obtaining detailed property risk assessments is highly recommended.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections