Climate Risk in Cathcart, Victoria

Cathcart, Victoria· Ararat Rural City· 3377
Medium Risk
Updated June 2026

Cathcart, VIC, faces increasing risks from bushfires, floods, and heatwaves due to climate change. Residents should prepare for more frequent extreme weather events. The area is not exposed to coastal risks.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.5
Bushfire
6.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Cathcart

increasing

Flood

45/100

Cathcart faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localized flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

60/100

The area around Cathcart has a high bushfire risk due to the surrounding vegetation and dry conditions, particularly during summer months.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

50/100

Cathcart is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Cathcart is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Cathcart

Detailed Hazard Analysis

heat Risk

50/100

Cathcart is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

45/100

Cathcart faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localized flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

coastal Risk

10/100

Cathcart is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

60/100

The area around Cathcart has a high bushfire risk due to the surrounding vegetation and dry conditions, particularly during summer months.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increasing risk of bushfires and floods.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays
  • 2.Assess property's vulnerability to heatwaves
  • 3.Review insurance options
  • 4.Develop a bushfire survival plan

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hopkins River
Elevation Range
250-300m
Flood Zone
Low-lying areas near Hopkins River

Historical flood events have been recorded along the Hopkins River.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to state forest
Planning Overlay
Bushfire Management Overlay
Bushfire Prone Area
Yes

The area is designated as a bushfire-prone area due to the surrounding vegetation.

Heat Evidence

Avg January Max Temp
30°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2011
floodModerate

Flooding along the Hopkins River affected low-lying areas in and around Cathcart.

Source
2013
bushfireModerate

Bushfires in the region threatened properties near Cathcart.

Source
2009
heatwaveMajor

The 2009 heatwave resulted in record high temperatures and increased health risks.

Source
2019
bushfireModerate

Bushfires impacted the region, leading to evacuations and property damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood454.8(+0.3)5.0(+0.5)
bushfire606.4(+0.4)6.7(+0.7)
heat505.6(+0.6)6.0(+1.0)
coastal101.01.0

By 2030, Cathcart is projected to experience a moderate increase in overall climate risk, with notable increases in heatwave frequency and intensity, as well as heightened bushfire risk due to drier conditions.

CSIRO Climate Projections

Adaptation Recommendations

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire. This should include evacuation routes, emergency contacts, and a list of essential items to take with you.

Est. cost: Low

Learn more

Improve Home Insulation

Near-term

Proper insulation can help keep your home cooler during heatwaves and reduce energy consumption. Consider installing insulation in your walls, ceilings, and floors.

Est. cost: Medium

Learn more

Install a Rainwater Tank

Long-term

Collect rainwater for use in your garden or for flushing toilets. This can help reduce your reliance on mains water and conserve water resources.

Est. cost: Medium

Learn more

Support Local Fire Brigade

Immediate

Volunteer with or donate to the local Country Fire Authority (CFA) to support their efforts in protecting the community from bushfires.

Est. cost: Low

Learn more

About Cathcart's Climate Risk Profile

Cathcart is a rural locality in Victoria, Australia. The primary climate risks for Cathcart include bushfires, flooding, and heatwaves. Climate change is expected to exacerbate these risks, leading to more frequent and intense extreme weather events.

Bushfire risk is significant due to the surrounding vegetation and dry conditions, especially during the summer months. Residents should maintain their properties and have a bushfire survival plan.

Flooding can occur due to intense rainfall events, particularly in low-lying areas. It is important to stay informed about weather warnings and potential evacuation routes.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations such as the elderly and those with chronic health conditions. Residents should take precautions to stay cool and hydrated during heatwaves.

While Cathcart is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and infrastructure, could still affect the community.

Data sources: BOM · CSIRO · EMV · Ararat Rural City Council

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Cathcart?

The main climate risks in Cathcart are bushfires, flooding, and heatwaves. These risks are expected to increase due to climate change.

How can I prepare for a bushfire in Cathcart?

You can prepare for a bushfire by developing a bushfire survival plan, maintaining your property, and staying informed about weather warnings.

What should I do during a heatwave in Cathcart?

During a heatwave, you should stay cool and hydrated, avoid strenuous activity, and check on vulnerable neighbors and family members.

Where can I find information about flood risks in Cathcart?

You can find information about flood risks on the Ararat Rural City Council website and the Victorian State Emergency Service website.

How is the Ararat Rural City Council addressing climate change?

The Ararat Rural City Council is developing and implementing strategies to reduce greenhouse gas emissions and adapt to the impacts of climate change. Check their website for details.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections