📮 Cathcart postcode: 3377

Bushfire Risk in Cathcart, VIC: 2026 Assessment

Cathcart, Victoria· Ararat Rural City· 3377
The area around Cathcart has a high bushfire risk due to the surrounding vegetation and dry conditions, particularly during summer months.Updated 1 June 2026

Bushfire Risk Score

6.0/10

The area around Cathcart has a high bushfire risk due to the surrounding vegetation and dry conditions, particularly during summer months.

Key Facts

Bushfire Risk
The area around Cathcart has a high bushfire risk due to the surrounding vegetation and dry conditions, particularly during summer months.
Trend
increasing
Suburb
Cathcart, VIC
Overall Risk
Medium
Postcode
3377
Highest high-risk exposure
14.9% of land (bushfire)

Bushfire Risk Analysis

Cathcart, Victoria, has a the area around cathcart has a high bushfire risk due to the surrounding vegetation and dry conditions, particularly during summer months. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as a bushfire-prone area due to the surrounding vegetation.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cathcart, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cathcart including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cathcart sits within ClimateNest's suburb-level hazard model for bushfire risk. 14.9% of the suburb's land area is mapped in high-risk bushfire zones and 63.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cathcart.

Cathcart (postcode 3377) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.9% of land in high-risk zones), riverine flood (7.2% of land in high-risk zones), surface flood (7.2% of land in high-risk zones). Exposure is not uniform across Cathcart — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to state forest
BAL Overlay / ZoneBushfire Management Overlay
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region, leading to evacuations and property damage.

2013
Moderate

Bushfires in the region threatened properties near Cathcart.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire. This should include evacuation routes, emergency contacts, and a list of essential items to take with you.

Est. cost: Low

Improve Home Insulation

Near-term

Proper insulation can help keep your home cooler during heatwaves and reduce energy consumption. Consider installing insulation in your walls, ceilings, and floors.

Est. cost: Medium

Install a Rainwater Tank

Long-term

Collect rainwater for use in your garden or for flushing toilets. This can help reduce your reliance on mains water and conserve water resources.

Est. cost: Medium

Support Local Fire Brigade

Immediate

Volunteer with or donate to the local Country Fire Authority (CFA) to support their efforts in protecting the community from bushfires.

Est. cost: Low

Council & Emergency Services

Ararat Rural City
Emergency Services

Data last updated: 1 June 2026

Explore Cathcart Risk Reports

Frequently Asked Questions

Is Cathcart in a bushfire prone area?

Parts of Cathcart may be designated as bushfire prone land. Based on available data, Cathcart has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cathcart?

BAL ratings in Cathcart depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cathcart?

Yes, properties in bushfire-prone parts of Cathcart may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cathcart?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Cathcart is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.9% of Cathcart in high-risk zones for bushfire, with a further 63.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cathcart Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cathcart, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections