Climate Risk Profile: Lara, VIC

Lara, Victoria· City of Greater Geelong· 3212
Medium Risk
Updated Mar 2026

Lara faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. These risks are projected to increase in the future due to climate change. Residents should take steps to prepare for these potential impacts.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
6.0
Coastal
5.0

Climate Hazard Breakdown for Lara

increasing

Flood

60/100

Lara faces a moderate risk of flooding due to its proximity to Hovells Creek and other waterways. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

40/100

Lara has a moderate bushfire risk due to the presence of grasslands and nearby bushland areas. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

60/100

Lara is experiencing an increasing number of heatwaves and hotter days. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
increasing

Coastal

50/100

Lara is somewhat exposed to coastal risks due to its proximity to Corio Bay. Sea level rise and storm surges could lead to coastal inundation and erosion.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Lara

Detailed Hazard Analysis

heat Risk

60/100

Lara is experiencing an increasing number of heatwaves and hotter days. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.8

2050

7.5

Data source

flood Risk

60/100

Lara faces a moderate risk of flooding due to its proximity to Hovells Creek and other waterways. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Sea level rise affecting drainage

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

50/100

Lara is somewhat exposed to coastal risks due to its proximity to Corio Bay. Sea level rise and storm surges could lead to coastal inundation and erosion.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

bushfire Risk

40/100

Lara has a moderate bushfire risk due to the presence of grasslands and nearby bushland areas. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds

Projections (RCP8.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas at high risk of flooding or coastal inundation.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess the property's vulnerability to climate risks.
  • 3.Obtain insurance quotes.
  • 4.Consider the long-term impacts of climate change on property value.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hovells Creek
Elevation Range
5-20 meters
Flood Zone
Areas near Hovells Creek are designated as flood zones.

Historical flood events have impacted properties near Hovells Creek. The council is undertaking flood mitigation works to reduce the risk.

View council flood map

Bushfire Evidence

Distance to Bushland
Within 2km of You Yangs Regional Park
Planning Overlay
Bushfire Management Overlay applies to some areas.
Bushfire Prone Area
Yes

Residents should maintain their properties to reduce fuel loads and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
3 km
Sea Level Rise Exposure
Low-lying areas near Corio Bay are exposed to sea level rise.
Erosion Risk
Some coastal areas are at risk of erosion.

Historical Climate Events

2011
floodModerate

Major flooding occurred in the Geelong region, impacting Lara with significant rainfall and overflowing creeks.

Source
2009
heatwaveMajor

The 2009 Victorian heatwave resulted in record-breaking temperatures and contributed to increased mortality rates in the region, including Lara.

Source
2015
bushfireMinor

Bushfires in the nearby You Yangs Regional Park caused smoke haze and required firefighting efforts to prevent the spread to residential areas in Lara.

Source
2023
floodModerate

Heavy rainfall caused flash flooding in parts of Lara, leading to road closures and property damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.2(+0.2)4.5(+0.5)
heat606.8(+0.8)7.5(+1.5)
coastal505.3(+0.3)5.7(+0.7)

By 2030, Lara is projected to experience an increase in the frequency and intensity of heatwaves, as well as a higher risk of flooding due to more intense rainfall events. Coastal risks are also expected to increase due to sea level rise.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Management Infrastructure

Near-term

Upgrade drainage systems and build flood levees to protect properties from flooding.

Est. cost: High

Learn more

Develop a Heatwave Management Plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and community outreach programs.

Est. cost: Medium

Learn more

Implement Coastal Protection Measures

Long-term

Construct seawalls and restore coastal vegetation to protect against sea level rise and storm surges.

Est. cost: Very High

Learn more

Promote Bushfire Preparedness

Near-term

Educate residents about bushfire risks and encourage them to develop bushfire survival plans.

Est. cost: Low

Learn more

Enhance Community Resilience

Immediate

Establish community support networks and provide resources to help residents prepare for and recover from climate-related disasters.

Est. cost: Low

Learn more

About Lara's Climate Risk Profile

Lara, located near Geelong in Victoria, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to Hovells Creek and Corio Bay makes it susceptible to flooding and coastal inundation. Rising temperatures and more frequent heatwaves pose a significant threat to public health, particularly for vulnerable populations.

Flooding is a major concern for Lara, with increased rainfall intensity expected to exacerbate the risk of riverine and flash flooding. The low-lying areas near the creek are particularly vulnerable. Coastal hazards, including sea level rise and storm surges, could lead to erosion and inundation of coastal properties.

Heatwaves are becoming more frequent and intense, posing a risk to the elderly, children, and those with chronic health conditions. The urban heat island effect can further amplify temperatures in built-up areas. Bushfire risk is also present due to the surrounding grasslands and bushland.

Addressing these climate risks requires a multi-faceted approach, including improved flood management infrastructure, coastal protection measures, and strategies to mitigate the urban heat island effect. Community awareness and preparedness are also crucial to minimizing the impacts of climate change on Lara.

Data sources: BOM · CSIRO · EMV · City of Greater Geelong

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Lara?

Lara faces risks from flooding, heatwaves, and coastal hazards due to its location and climate change impacts.

How is the City of Greater Geelong addressing climate change?

The council is implementing various strategies to reduce emissions, improve resilience, and protect the community from climate impacts. Refer to the council's website for details.

What can I do to prepare for flooding in Lara?

Check flood maps, elevate your home if possible, and have an emergency plan. The SES website has more information.

How can I stay safe during a heatwave in Lara?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors. Follow advice from the Department of Health.

Is my property in Lara at risk from bushfires?

If you live near bushland, you are at risk. Clear vegetation around your home and have a bushfire survival plan. Check the CFA website for more information.

What is the council doing to protect Lara from coastal erosion?

The council is monitoring coastal erosion and developing adaptation strategies, including potential seawalls and beach nourishment projects.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections