Magpie: Climate Risk Assessment

Magpie, Victoria· City of Greater Geelong· 3215
Medium Risk
Updated June 2026

Magpie, Victoria, faces a medium overall climate risk, primarily driven by significant heatwave risks and moderate flood potential. While coastal and bushfire risks are lower, increasing temperatures and intense rainfall events pose growing challenges. Proactive adaptation is crucial for enhancing resilience.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Magpie

increasing

Flood

60/100

Moderate flood risk due to proximity to waterways and low-lying areas.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urbanisation
stable

Bushfire

40/100

Low to moderate bushfire risk, with some risk from nearby vegetated areas.

Key drivers:

  • ·Proximity to vegetated reserves
  • ·Fuel load management
increasing

Heat

70/100

High heat risk due to urban heat island effect and limited tree canopy.

Key drivers:

  • ·Rising average temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Negligible coastal risk due to significant distance from the coast.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Magpie

Detailed Hazard Analysis

heat Risk

70/100

High heat risk due to urban heat island effect and limited tree canopy.

Primary Drivers

  • ·Rising average temperatures
  • ·Urban heat island effect
  • ·Reduced green space

Projections (RCP 8.5)

2030

7.5

2050

8.2

Data source

flood Risk

60/100

Moderate flood risk due to proximity to waterways and low-lying areas.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urbanisation
  • ·Stormwater system capacity

Projections (RCP 4.5)

2030

6.5

2050

7.2

Data source

coastal Risk

10/100

Negligible coastal risk due to significant distance from the coast.

Projections (RCP 4.5)

2030

1.1

2050

1.2

Data source

bushfire Risk

40/100

Low to moderate bushfire risk, with some risk from nearby vegetated areas.

Primary Drivers

  • ·Proximity to vegetated reserves
  • ·Fuel load management

Projections (High Emissions)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to rising heatwave and flood risks, though bushfire and coastal risks are minimal.

Price Impact

Potential for negative impact on property values in flood-prone areas or those experiencing extreme heat stress. Generally moderate impact currently.

Buyer Checklist

  • 1.Review flood maps and stormwater reports for the specific property.
  • 2.Assess proximity to vegetated areas and understand bushfire regulations.
  • 3.Check for existing cooling systems and insulation effectiveness.
  • 4.Inquire about property elevation and drainage.
  • 5.Consider the impact of extreme heat on daily living.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Barwon River (approx. 5km)
Elevation Range
10-30m AHD
Flood Zone
Low to Medium risk in specific depressions and near drainage lines

While not directly on the Barwon River, localized flooding can occur due to intense rainfall overwhelming stormwater infrastructure and drainage in lower-lying areas.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to several small reserves and parklands
Planning Overlay
Designated Bushfire Prone Area (limited extent)
Bushfire Prone Area
Yes

The risk is primarily associated with the interface between urban areas and vegetated reserves, particularly during hot, dry, and windy conditions.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
12 days

The urban heat island effect is noticeable, with temperatures often several degrees higher than surrounding rural areas, especially at night. Limited tree canopy cover contributes to this.

Coastal Evidence

Distance to Coast
45 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2011
floodModerate

Significant rainfall caused flash flooding in parts of the Geelong region, impacting low-lying areas and some properties in suburbs like Magpie.

Source
2014
heatwaveMajor

A prolonged heatwave affected Victoria, with temperatures exceeding 40°C for several consecutive days. Magpie experienced significant heat stress.

Source
2016
stormModerate

Severe thunderstorms brought heavy rainfall and damaging winds to the Geelong region, causing localized flooding and power outages.

Source
2019
bushfireMinor

While not directly impacting Magpie, significant bushfires occurred in nearby regions of Victoria, highlighting the general risk during dry periods.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood606.3(+0.3)6.8(+0.8)
bushfire404.1(+0.1)4.4(+0.4)
heat707.7(+0.7)8.8(+1.8)
coastal101.01.1(+0.1)

By 2030, Magpie is projected to experience a moderate increase in overall climate risk, driven primarily by a notable rise in heatwave intensity and frequency. Flood risk will see a slight increase due to more extreme rainfall events.

CSIRO Climate Projections

Adaptation Recommendations

Increase Urban Tree Canopy

Near-term

Implement a large-scale tree planting program along streets and in public spaces to mitigate the urban heat island effect and provide shade.

Est. cost: $$$

Learn more

Upgrade Stormwater Infrastructure

Near-term

Invest in upgrading and expanding stormwater drainage systems to better cope with increased intensity of rainfall events and reduce localized flooding.

Est. cost: $$$$

Learn more

Promote Cool Roofs and Permeable Surfaces

Near-term

Encourage or mandate the use of cool roofing materials and permeable paving in new developments and renovations to reduce heat absorption and improve water infiltration.

Est. cost: $$

Learn more

Develop Heatwave Action Plan

Immediate

Establish a clear community-based heatwave action plan, including identifying vulnerable populations, establishing cooling centres, and providing public health advice.

Est. cost: $

Learn more

Community Bushfire Preparedness Education

Long-term

Conduct regular workshops and distribute information on bushfire preparedness, including creating defendable space and understanding Fire Danger Ratings.

Est. cost: $

Learn more

About Magpie's Climate Risk Profile

Magpie, located within the City of Greater Geelong, Victoria, presents a mixed climate risk profile. The suburb experiences a medium overall rating, largely influenced by its susceptibility to heatwaves and moderate flood risks. Understanding these specific hazards is key to developing effective local adaptation strategies.

The primary concern for Magpie is the escalating risk of heatwaves. With rising average temperatures and the urban heat island effect, residents are increasingly exposed to dangerous heat stress. The limited tree canopy and prevalence of hard surfaces exacerbate this issue, leading to higher ambient temperatures compared to surrounding rural areas. Projections indicate a significant increase in the frequency and intensity of extreme heat events in the coming decades.

Flood risk in Magpie is a secondary but notable concern. While not directly on a major river, the suburb's topography and proximity to smaller waterways, coupled with increased rainfall intensity, contribute to a moderate flood hazard. Stormwater management systems may be challenged by more extreme weather events, potentially leading to localized flooding, particularly in lower-lying areas. The City of Greater Geelong's flood studies highlight specific zones requiring attention.

Bushfire risk in Magpie is considered low to moderate. The suburb is not typically classified as a high-risk bushfire zone, but the presence of nearby vegetated reserves and parklands means that properties on the urban fringe may face some level of risk, especially during prolonged dry periods. Effective fuel load management and adherence to fire regulations are important preventative measures.

Coastal risks are negligible for Magpie due to its inland location, well removed from the coastline. Therefore, sea-level rise and coastal erosion are not significant factors impacting the suburb. However, the broader regional climate trends, particularly concerning heat and rainfall, will continue to shape the environmental conditions for Magpie residents.

Data sources: City of Greater Geelong Council · CFA - Country Fire Authority · BOM - Bureau of Meteorology · CSIRO - Climate Science Centre · Geelong Water

Local Government Resources

Frequently Asked Questions

What is the main climate risk for Magpie residents?

The primary climate risk for Magpie is extreme heat and heatwaves, driven by rising temperatures and the urban heat island effect. Moderate flood risk from intense rainfall is also a concern.

Is Magpie prone to bushfires?

Magpie is classified as a bushfire-prone area, though the risk is generally considered low to moderate. It is important to be aware of nearby vegetated areas and follow CFA guidelines.

How will climate change affect flooding in Magpie?

Climate change is projected to increase the intensity of rainfall events, which could overwhelm existing stormwater systems and lead to more frequent or severe localized flooding in Magpie, particularly in lower-lying areas.

What can I do to prepare my home in Magpie for heatwaves?

To prepare for heatwaves, consider improving home insulation, installing efficient cooling systems, planting shade trees, and ensuring you have a supply of water. Staying informed about heatwave warnings is also crucial.

Does Magpie face any coastal erosion or sea-level rise risks?

No, Magpie is located significantly inland and does not face any direct risks from sea-level rise or coastal erosion.

Where can I find the official flood map for Magpie?

The official flood maps and information for Magpie can be found on the City of Greater Geelong's website under Planning and Building services, specifically related to flood and stormwater management.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections