๐Ÿ“ฎ Magpie postcode: 3215

Flood Risk in Magpie, VIC: 2026 Assessment

Magpie, Victoriaยท City of Greater Geelongยท 3215
Moderate flood risk due to proximity to waterways and low-lying areas.Updated 20 June 2026

Flood Risk Score

6.0/10

Moderate flood risk due to proximity to waterways and low-lying areas.

Key Facts

Flood Risk
Moderate flood risk due to proximity to waterways and low-lying areas.
Trend
increasing
Suburb
Magpie, VIC
Overall Risk
Medium
Postcode
3352
Highest high-risk exposure
7.4% of land (bushfire)

Flood Risk Analysis

Magpie, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

While not directly on the Barwon River, localized flooding can occur due to intense rainfall overwhelming stormwater infrastructure and drainage in lower-lying areas.

Moderate flood risk due to proximity to waterways and low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Magpie sits within ClimateNest's suburb-level hazard model for flood risk. 5% of the suburb's land area is mapped in high-risk flood zones and 79.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Magpie.

Magpie (postcode 3352) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7.4% of land in high-risk zones), surface flood (5.3% of land in high-risk zones), riverine flood (5% of land in high-risk zones). Exposure is not uniform across Magpie โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBarwon River (approx. 5km)
Elevation Range10-30m AHD
Flood Zone ClassificationLow to Medium risk in specific depressions and near drainage lines

Historical Events

2011
Moderate

Significant rainfall caused flash flooding in parts of the Geelong region, impacting low-lying areas and some properties in suburbs like Magpie.

Adaptation & Mitigation Actions

Increase Urban Tree Canopy

Near-term

Implement a large-scale tree planting program along streets and in public spaces to mitigate the urban heat island effect and provide shade.

Est. cost: $$$

Upgrade Stormwater Infrastructure

Near-term

Invest in upgrading and expanding stormwater drainage systems to better cope with increased intensity of rainfall events and reduce localized flooding.

Est. cost: $$$$

Promote Cool Roofs and Permeable Surfaces

Near-term

Encourage or mandate the use of cool roofing materials and permeable paving in new developments and renovations to reduce heat absorption and improve water infiltration.

Est. cost: $$

Develop Heatwave Action Plan

Immediate

Establish a clear community-based heatwave action plan, including identifying vulnerable populations, establishing cooling centres, and providing public health advice.

Est. cost: $

Community Bushfire Preparedness Education

Long-term

Conduct regular workshops and distribute information on bushfire preparedness, including creating defendable space and understanding Fire Danger Ratings.

Est. cost: $

Council & Emergency Services

City of Greater Geelong
Emergency Services

Data last updated: 20 June 2026

Explore Magpie Risk Reports

Frequently Asked Questions

Is Magpie at risk of flooding?

Based on available data, Magpie has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Magpie?

Insurance costs for flood cover in Magpie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Magpie?

Yes, flood risk can affect property values in Magpie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Magpie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Magpie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Magpie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.4% of Magpie in high-risk zones for bushfire, with a further 84.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Magpie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Magpie, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections