Tenby Point Climate Risk and Resilience

Tenby Point, Victoria· Bass Coast Shire Council· 3984
Medium Risk
Updated June 2026

Tenby Point faces a medium overall climate risk, primarily driven by significant heat and coastal hazards. While bushfire risk is lower, increasing temperatures and sea level rise pose substantial threats to the area's future.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
7.5

Climate Hazard Breakdown for Tenby Point

increasing

Flood

60/100

Moderate flood risk due to proximity to coastal waters and potential for storm surge.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity
stable

Bushfire

40/100

Low to moderate bushfire risk, with some surrounding vegetation.

Key drivers:

  • ·Vegetation proximity
  • ·Dry conditions
increasing

Heat

70/100

High heat risk, with significant increases in extreme heat days projected.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
increasing

Coastal

75/100

High coastal erosion and inundation risk due to exposed coastline and sea level rise.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Tenby Point

Detailed Hazard Analysis

heat Risk

70/100

High heat risk, with significant increases in extreme heat days projected.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect (minor)

Projections (RCP 4.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Moderate flood risk due to proximity to coastal waters and potential for storm surge.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
  • ·Coastal inundation

Projections (RCP 4.5)

2030

6.5

2050

7.0

Data source

coastal Risk

75/100

High coastal erosion and inundation risk due to exposed coastline and sea level rise.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
  • ·Coastal erosion

Projections (RCP 4.5)

2030

8.0

2050

8.5

Data source

bushfire Risk

40/100

Low to moderate bushfire risk, with some surrounding vegetation.

Primary Drivers

  • ·Vegetation proximity
  • ·Dry conditions

Projections (RCP 4.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Increasing premiums and potential for reduced coverage in high-risk coastal zones.

Price Impact

Potential negative impact on property values in highly exposed areas, especially with increasing insurance costs.

Buyer Checklist

  • 1.Review flood and coastal hazard maps.
  • 2.Check current and future insurance costs.
  • 3.Assess proximity to bushland and fire risk.
  • 4.Investigate local council's climate adaptation plans.
  • 5.Consider property elevation and drainage.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Western Port Bay
Elevation Range
0-10m AHD
Flood Zone
Coastal inundation and storm surge prone

Low-lying areas near the coast are most vulnerable to tidal influences and storm surges.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to coastal heathland and scattered vegetation
Planning Overlay
Fire Danger Rating Areas
Bushfire Prone Area
Yes

While not a high-risk zone, properties bordering vegetation require vigilance during fire danger periods.

Heat Evidence

Avg January Max Temp
24.5°C
Heat Stress Days/Year
5.2 days

Temperatures are projected to rise, increasing the number and intensity of heatwave events.

Coastal Evidence

Distance to Coast
0.1 km
Sea Level Rise Exposure
High
Erosion Risk
High

Historical Climate Events

1998
stormMajor

Significant storm surge caused coastal erosion and minor flooding along parts of the Bass Coast, impacting areas near Tenby Point.

Source
2009
heatwaveMajor

Black Saturday bushfires impacted Victoria, with widespread extreme heat affecting the entire state, including the Bass Coast region.

Source
2016
stormModerate

Severe weather event brought heavy rainfall and strong winds to Gippsland and the Bass Coast, causing localized flooding and power outages.

Source
2021
coastalModerate

King tides combined with storm surge led to coastal inundation in low-lying areas of Western Port Bay, affecting foreshore infrastructure near Tenby Point.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.2(+0.2)4.5(+0.5)
heat708.0(+1.0)8.5(+1.5)
coastal758.2(+0.7)8.8(+1.3)

By 2030, Tenby Point is projected to experience a noticeable increase in overall climate risk, driven primarily by more frequent and intense heatwaves and a heightened risk of coastal inundation due to sea level rise.

CSIRO Climate Projections

Adaptation Recommendations

Coastal Dune Restoration and Protection

Near-term

Implement programs to restore and enhance coastal dunes with native vegetation to act as natural buffers against storm surges and erosion.

Est. cost: $50,000 - $150,000

Learn more

Upgrade Stormwater Drainage Systems

Near-term

Invest in upgrading and maintaining local stormwater infrastructure to better manage increased rainfall intensity and reduce localized flooding.

Est. cost: $100,000 - $300,000

Learn more

Promote Water-Wise Landscaping and Green Infrastructure

Immediate

Encourage residents and developers to adopt water-wise landscaping practices and incorporate green infrastructure (e.g., rain gardens) to mitigate heat and manage stormwater.

Est. cost: $10,000 - $50,000 (for council initiatives)

Learn more

Develop Community Heatwave Response Plan

Immediate

Establish a community-based plan to support vulnerable residents during heatwaves, including identifying cooling centers and communication strategies.

Est. cost: $5,000 - $20,000

Learn more

Review and Update Building Regulations for Coastal Areas

Long-term

Work with state authorities to review and potentially update building regulations to account for increased flood and erosion risks in coastal developments.

Est. cost: Variable (policy development)

Learn more

About Tenby Point's Climate Risk Profile

Tenby Point, located within the Bass Coast Shire, is a coastal locality with a growing population. Its geographical position exposes it to a range of climate-related risks, with coastal inundation and erosion being prominent concerns due to its proximity to Western Port Bay and the Bass Strait.

The suburb experiences a temperate climate, but projections indicate a significant increase in average temperatures and the frequency of extreme heat days. This elevates the risk of heat stress for residents and can impact local ecosystems and infrastructure. The surrounding natural vegetation, while contributing to the area's appeal, also presents a low to moderate bushfire risk, particularly during prolonged dry periods.

Sea level rise is a critical factor for Tenby Point. Combined with increased storm intensity, it exacerbates the risk of coastal flooding and erosion, threatening properties and public spaces along the foreshore. Understanding these risks is crucial for effective planning and adaptation measures.

While Tenby Point has not experienced major historical climate-related disasters directly within its boundaries, the broader Bass Coast region has faced challenges from storms and heatwaves. Future climate projections suggest an intensification of these events, necessitating proactive adaptation strategies to build resilience within the community.

Data sources: Bass Coast Shire Council · CFA Victoria · CSIRO · Bureau of Meteorology (BOM) · Geoscience Australia · Victorian State Government (DELWP)

Local Government Resources

Frequently Asked Questions

What is the primary flood risk for Tenby Point?

The primary flood risk for Tenby Point is coastal inundation and storm surge, particularly affecting low-lying areas near Western Port Bay.

How will sea level rise affect Tenby Point?

Sea level rise will increase the frequency and severity of coastal flooding and erosion, impacting properties and infrastructure along the foreshore.

Is Tenby Point prone to bushfires?

Tenby Point has a low to moderate bushfire risk, mainly due to its proximity to coastal heathland and scattered vegetation. Residents should still be prepared during high-risk periods.

What are the projected changes in temperature for Tenby Point?

Temperatures in Tenby Point are projected to increase, leading to more frequent and intense heatwaves, posing a risk to health and well-being.

What can I do to protect my property from coastal erosion in Tenby Point?

Consider landscaping with native, salt-tolerant plants, ensure proper drainage, and stay informed about council plans for coastal protection measures. For significant risks, consult with coastal engineers.

Where can I find the official flood maps for Tenby Point?

Official flood maps for Tenby Point can be found on the Bass Coast Shire Council website under their planning scheme maps section.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections