📮 Tenby Point postcode: 3984

Is Tenby Point, VIC Climate Safe? 2026 Assessment

Tenby Point, Victoria· Bass Coast Shire Council· 3984
Moderate climate risk — address-specificUpdated 28 June 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Moderate flood risk due to proximity to coastal waters and potential for storm surge.
Bushfire
Low to moderate bushfire risk, with some surrounding vegetation.
Heat
High heat risk, with significant increases in extreme heat days projected.
Storm
Moderate storm risk — severe thunderstorms with hail and damaging winds
Postcode
3984
Highest high-risk exposure
7.4% of land (bushfire)

Climate Safety Analysis

Tenby Point in Victoria has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Tenby Point's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Tenby Point is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Tenby Point including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Tenby Point (postcode 3984) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7.4% of land in high-risk zones), surface flood (5.7% of land in high-risk zones), riverine flood (4.1% of land in high-risk zones). Exposure is not uniform across Tenby Point — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to coastal heathland and scattered vegetation
BAL OverlayFire Danger Rating Areas
Nearest WaterwayWestern Port Bay
Flood ZoneCoastal inundation and storm surge prone
Avg January Max24.5 °C

Historical Events

2021
Moderate

King tides combined with storm surge led to coastal inundation in low-lying areas of Western Port Bay, affecting foreshore infrastructure near Tenby Point.

2016
Moderate

Severe weather event brought heavy rainfall and strong winds to Gippsland and the Bass Coast, causing localized flooding and power outages.

2009
Major

Black Saturday bushfires impacted Victoria, with widespread extreme heat affecting the entire state, including the Bass Coast region.

1998
Major

Significant storm surge caused coastal erosion and minor flooding along parts of the Bass Coast, impacting areas near Tenby Point.

Adaptation & Mitigation Actions

Coastal Dune Restoration and Protection

Near-term

Implement programs to restore and enhance coastal dunes with native vegetation to act as natural buffers against storm surges and erosion.

Est. cost: $50,000 - $150,000

Upgrade Stormwater Drainage Systems

Near-term

Invest in upgrading and maintaining local stormwater infrastructure to better manage increased rainfall intensity and reduce localized flooding.

Est. cost: $100,000 - $300,000

Promote Water-Wise Landscaping and Green Infrastructure

Immediate

Encourage residents and developers to adopt water-wise landscaping practices and incorporate green infrastructure (e.g., rain gardens) to mitigate heat and manage stormwater.

Est. cost: $10,000 - $50,000 (for council initiatives)

Develop Community Heatwave Response Plan

Immediate

Establish a community-based plan to support vulnerable residents during heatwaves, including identifying cooling centers and communication strategies.

Est. cost: $5,000 - $20,000

Review and Update Building Regulations for Coastal Areas

Long-term

Work with state authorities to review and potentially update building regulations to account for increased flood and erosion risks in coastal developments.

Est. cost: Variable (policy development)

Council & Emergency Services

Bass Coast Shire Council
Emergency Services

Data last updated: 28 June 2026

Explore Tenby Point Risk Reports

Frequently Asked Questions

Is Tenby Point safe from climate change?

No location in Australia is entirely immune to climate change impacts. Tenby Point has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Tenby Point?

The dominant hazard for Tenby Point depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Tenby Point compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Victoria suburbs.

Should I be concerned about buying property in Tenby Point?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Tenby Point?

Key projections for Victoria from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tenby Point.

What share of Tenby Point is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.4% of Tenby Point in high-risk zones for bushfire, with a further 79.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tenby Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tenby Point, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections