Yarragon Climate Risk Profile

Yarragon, Victoria· Baw Baw Shire Council· 3820
Medium Risk
Updated June 2026

Yarragon, Victoria, faces a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding and bushfires. While not directly impacted by coastal hazards, the suburb's future climate projections indicate an increasing risk across most categories.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
N/A

Climate Hazard Breakdown for Yarragon

increasing

Flood

60/100

Yarragon faces a moderate to high risk of flooding, primarily due to its proximity to waterways and low-lying areas. Heavy rainfall events can overwhelm local drainage systems and lead to inundation.

Key drivers:

  • ·Increased frequency and intensity of rainfall events
  • ·Urbanisation leading to increased impervious surfaces
increasing

Bushfire

40/100

The suburb has a moderate bushfire risk due to its location on the fringe of vegetated areas and proximity to the Baw Baw National Park. While not in a high-risk zone, ember attack and direct flame contact are potential threats during extreme fire weather.

Key drivers:

  • ·Increased frequency of extreme heat and dry conditions
  • ·Proximity to bushland reserves
increasing

Heat

70/100

Yarragon experiences a high risk from heatwaves, with a significant number of days exceeding 35°C projected to increase. Limited tree canopy in some areas and the urban heat island effect contribute to higher temperatures.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency and intensity of heatwaves
stable

Coastal

0/100

Yarragon is located inland and is not exposed to coastal erosion or sea-level rise risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Yarragon

Detailed Hazard Analysis

heat Risk

70/100

Yarragon experiences a high risk from heatwaves, with a significant number of days exceeding 35°C projected to increase. Limited tree canopy in some areas and the urban heat island effect contribute to higher temperatures.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency and intensity of heatwaves
  • ·Urban development and reduced green space

Projections (RCP 4.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Yarragon faces a moderate to high risk of flooding, primarily due to its proximity to waterways and low-lying areas. Heavy rainfall events can overwhelm local drainage systems and lead to inundation.

Primary Drivers

  • ·Increased frequency and intensity of rainfall events
  • ·Urbanisation leading to increased impervious surfaces
  • ·Potential for riverine flooding from nearby waterways

Projections (RCP 4.5)

2030

6.5

2050

7.0

Data source

coastal Risk

0/100

Yarragon is located inland and is not exposed to coastal erosion or sea-level rise risks.

Projections (N/A)

2030

0.0

2050

0.0

Data source

bushfire Risk

40/100

The suburb has a moderate bushfire risk due to its location on the fringe of vegetated areas and proximity to the Baw Baw National Park. While not in a high-risk zone, ember attack and direct flame contact are potential threats during extreme fire weather.

Primary Drivers

  • ·Increased frequency of extreme heat and dry conditions
  • ·Proximity to bushland reserves
  • ·Prevailing wind patterns during fire events

Projections (RCP 4.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Moderate to High risk of increased premiums and stricter policy conditions due to increasing flood and bushfire risks.

Price Impact

Potential for negative impact on property values in areas identified as higher risk for flooding or bushfire, particularly as awareness grows.

Buyer Checklist

  • 1.Review current and historical flood reports for the specific property.
  • 2.Check bushfire attack level (BAL) rating if near vegetated areas.
  • 3.Assess proximity to waterways and drainage systems.
  • 4.Investigate local tree canopy cover and potential for urban heat island effect.
  • 5.Understand local council's emergency management and climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Yarragon Creek
Elevation Range
Approximately 50-100 meters above sea level
Flood Zone
Areas adjacent to Yarragon Creek and low-lying depressions may be susceptible to flooding.

While no major historical flood events are widely documented for Yarragon itself, the general susceptibility of the region to heavy rainfall means localised flooding is a possibility.

View council flood map

Bushfire Evidence

Distance to Bushland
Variable, with some properties bordering or in close proximity to vegetated areas and rural land.
Planning Overlay
Specific bushfire prone area overlays may apply to surrounding rural fringes, but the core of Yarragon is generally considered lower risk.
Bushfire Prone Area
Yes

The Baw Baw Shire Council area is generally considered bushfire-prone, and residents in Yarragon should maintain awareness and preparedness, especially during high-risk periods.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
8 days

Temperatures in Yarragon can regularly exceed 30°C during summer, with heatwave conditions becoming more frequent and intense. The lack of extensive urban tree canopy in some parts of the suburb can exacerbate the urban heat island effect.

Coastal Evidence

Distance to Coast
100 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

1934
heatwaveMajor

The Black Friday bushfires were preceded by an intense heatwave across Victoria, with temperatures soaring. While Yarragon itself was not directly devastated by the fires, the regional conditions contributed to extreme fire behaviour.

Source
2011
floodModerate

Significant rainfall across Gippsland led to localised flooding, impacting several towns including those in the Baw Baw Shire. While specific details for Yarragon are scarce, nearby areas experienced disruptions.

Source
2021
stormMinor

A series of intense thunderstorms affected parts of Victoria, including the Gippsland region. While not a major event for Yarragon, localised flash flooding and wind damage were reported in the broader area.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood606.3(+0.3)6.6(+0.6)
bushfire404.2(+0.2)4.5(+0.5)
heat707.7(+0.7)8.5(+1.5)
coastal00.00.0

By 2030, Yarragon is projected to experience a noticeable increase in overall climate risk, primarily driven by a significant rise in heatwave intensity and frequency. Flood and bushfire risks are also expected to incrementally increase.

CSIRO Climate Projections

Adaptation Recommendations

Enhance Urban Greening and Tree Canopy

Near-term

Increase tree planting in public spaces, streets, and encourage private property owners to plant trees to mitigate the urban heat island effect and provide shade.

Est. cost: $$

Learn more

Improve Stormwater Management Systems

Near-term

Upgrade existing drainage infrastructure and implement nature-based solutions like rain gardens and permeable pavements to better manage heavy rainfall and reduce localised flooding.

Est. cost: $$$

Learn more

Develop Community Bushfire Preparedness Plans

Immediate

Conduct community workshops on bushfire preparedness, including creating household fire plans, understanding Fire Danger Ratings, and evacuation strategies.

Est. cost: $

Learn more

Promote Water-Sensitive Urban Design (WSUD)

Long-term

Integrate WSUD principles into new developments and retrofits to manage stormwater runoff, reduce flood risk, and improve water quality.

Est. cost: $$$

Learn more

Establish Cooling Centres and Heatwave Action Plans

Immediate

Identify and equip public spaces as cooling centres during extreme heat events and develop clear action plans for vulnerable residents.

Est. cost: $$

Learn more

About Yarragon's Climate Risk Profile

Yarragon, situated in Victoria's Baw Baw Shire, presents a mixed climate risk profile for its residents. The suburb is particularly vulnerable to the impacts of increasing temperatures and heatwaves, with projections indicating a rise in extreme heat days. This poses significant health risks, especially for vulnerable populations, and places a strain on infrastructure and energy resources.

Flood risk is another notable concern for Yarragon. Its geographical location, with proximity to local waterways and potentially lower-lying areas, makes it susceptible to inundation during periods of intense rainfall. While not classified as a major flood plain, localised flooding can disrupt transport, damage property, and impact essential services. The increasing intensity of rainfall events due to climate change exacerbates this risk.

The suburb also contends with a moderate bushfire risk. Located on the edge of vegetated areas and within a reasonable distance of larger natural reserves, Yarragon can be exposed to ember attack and, in severe cases, direct flame contact. While specific bushfire overlays might not cover the entire suburb, the general risk associated with the broader region's climate conditions necessitates preparedness.

In contrast, Yarragon is not exposed to coastal hazards such as sea-level rise or coastal erosion, given its inland location. This removes a significant layer of climate risk faced by many other Australian communities. However, the cumulative impact of heat, flood, and bushfire risks requires a comprehensive approach to climate adaptation and resilience building within the community.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · Victorian State Emergency Service (SES) · Baw Baw Shire Council · Geoscience Australia

Local Government Resources

Frequently Asked Questions

What is the main flood risk in Yarragon?

The main flood risk in Yarragon is localised flooding due to heavy rainfall overwhelming drainage systems and potential overflow from Yarragon Creek, particularly in low-lying areas adjacent to the creek.

How likely are heatwaves to affect Yarragon in the future?

Climate projections indicate a significant increase in the frequency and intensity of heatwaves in Yarragon, making them a primary climate concern for the suburb.

Is Yarragon considered a high-risk bushfire area?

Yarragon has a moderate bushfire risk. While not in a high-risk zone, its proximity to vegetated areas means residents should be prepared for potential ember attack and fire events, especially during extreme weather.

What can I do to prepare my home for climate risks in Yarragon?

Prepare by having a household fire plan, ensuring your property's drainage is clear, considering heat-reflective materials for your home, and staying informed about local emergency warnings.

Does Yarragon experience coastal flooding or erosion?

No, Yarragon is located inland and is not exposed to coastal flooding, sea-level rise, or coastal erosion risks.

Where can I find the most up-to-date flood information for Yarragon?

The most up-to-date flood information and maps for Yarragon can typically be found on the Baw Baw Shire Council's website under their planning and emergency management sections.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections