Ascot Climate Risk Profile

Ascot, Victoria· City of Moonee Valley· 3000
Medium Risk
Updated June 2026

Ascot, a well-established inner-northern suburb of Melbourne, faces a medium overall climate risk. While its bushfire and coastal risks are low, the suburb is increasingly vulnerable to heatwaves and moderate flood events, particularly those associated with Moonee Ponds Creek. Future projections indicate an intensification of heat risks and a continued moderate flood threat.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.0
Bushfire
2.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Ascot

increasing

Flood

40/100

Ascot has a moderate flood risk, primarily due to its proximity to the Moonee Ponds Creek and potential for flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urbanisation and impervious surfaces
stable

Bushfire

20/100

Ascot has a low bushfire risk due to its predominantly urban setting and distance from significant bushland areas.

Key drivers:

  • ·Limited nearby vegetation
  • ·Urban planning controls
increasing

Heat

70/100

Ascot faces a high heat risk, characterized by increasing frequency and intensity of heatwaves, exacerbated by the urban heat island effect.

Key drivers:

  • ·Rising average temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Ascot has a very low coastal risk due to its inland location, well away from the coastline.

Key drivers:

  • ·Significant distance from coast
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Ascot

Detailed Hazard Analysis

heat Risk

70/100

Ascot faces a high heat risk, characterized by increasing frequency and intensity of heatwaves, exacerbated by the urban heat island effect.

Primary Drivers

  • ·Rising average temperatures
  • ·Urban heat island effect
  • ·Reduced cooling breezes

Projections (RCP 8.5)

2030

8.0

2050

9.0

Data source

flood Risk

40/100

Ascot has a moderate flood risk, primarily due to its proximity to the Moonee Ponds Creek and potential for flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urbanisation and impervious surfaces
  • ·Moonee Ponds Creek overflow

Projections (RCP 4.5)

2030

5.0

2050

6.5

Data source

coastal Risk

10/100

Ascot has a very low coastal risk due to its inland location, well away from the coastline.

Primary Drivers

  • ·Significant distance from coast

Projections (RCP 4.5)

2030

1.1

2050

1.2

Data source

bushfire Risk

20/100

Ascot has a low bushfire risk due to its predominantly urban setting and distance from significant bushland areas.

Primary Drivers

  • ·Limited nearby vegetation
  • ·Urban planning controls

Projections (RCP 4.5)

2030

2.2

2050

2.5

Data source

What This Means for Property Owners

Insurance Outlook

Moderate increase in premiums expected due to heatwave and potential flood events.

Price Impact

Potential for negative impact on property values in flood-prone areas or for properties poorly equipped for heatwaves.

Buyer Checklist

  • 1.Check flood maps for specific property location.
  • 2.Assess property's cooling and insulation.
  • 3.Inquire about past storm or flood damage.
  • 4.Review council's climate adaptation plans.
  • 5.Consider proximity to green spaces for heat mitigation.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Moonee Ponds Creek
Elevation Range
10-30 meters above sea level
Flood Zone
Areas adjacent to Moonee Ponds Creek may be subject to inundation.

While Ascot is not in a high-risk flood zone, localised flash flooding can occur during extreme rainfall events, particularly in areas closer to Moonee Ponds Creek.

View council flood map

Bushfire Evidence

Distance to Bushland
Greater than 1 km
Planning Overlay
Not significantly bushfire-prone
Bushfire Prone Area
No

Ascot is a well-developed urban area with minimal natural bushland, significantly reducing its bushfire risk.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
12 days

Ascot experiences a significant number of days above 35°C annually, with the urban heat island effect intensifying these temperatures compared to surrounding rural areas. Data sourced from BOM historical records for the Melbourne region.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Very Low
Erosion Risk
Negligible

Historical Climate Events

1934
heatwaveMajor

Melbourne experienced a severe heatwave with temperatures reaching 45.6°C, impacting public health and infrastructure across Victoria.

Source
1972
floodModerate

Significant flooding occurred in Melbourne's western suburbs, including areas near Moonee Ponds Creek, following heavy rainfall.

Source
2009
bushfireCatastrophic

The Black Saturday bushfires devastated large parts of Victoria, though Ascot itself was not directly impacted due to its urban nature.

Source
2016
stormMajor

A severe thunderstorm caused widespread damage across Melbourne, including flash flooding and power outages in suburbs like Ascot.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP 4.5

HazardToday20302050
flood404.5(+0.5)4.8(+0.8)
bushfire202.1(+0.1)2.2(+0.2)
heat708.0(+1.0)9.0(+2.0)
coastal101.01.1(+0.1)

By 2030, Ascot is projected to experience a noticeable increase in overall climate risk, primarily driven by more frequent and intense heatwaves. Flood risk will remain moderate but show a slight increase due to heavier rainfall events. Bushfire and coastal risks are expected to remain low.

CSIRO Climate Projections

Adaptation Recommendations

Enhance Urban Cooling Strategies

Near-term

Increase tree canopy cover, promote green roofs and walls, and implement cool pavement technologies to mitigate the urban heat island effect.

Est. cost: $$$

Learn more

Improve Stormwater Management

Near-term

Invest in Sustainable Drainage Systems (SuDS), upgrade existing drainage infrastructure, and implement permeable paving to reduce flash flooding.

Est. cost: $$$

Learn more

Develop Heatwave Response Plans

Immediate

Establish community cooling centres, improve public health warnings, and provide resources for vulnerable residents during extreme heat events.

Est. cost: $$

Learn more

Retrofit Properties for Resilience

Long-term

Encourage and subsidise retrofitting of homes with better insulation, reflective roofing, and efficient cooling systems.

Est. cost: $$

Learn more

Community Education and Awareness

Near-term

Run campaigns to educate residents about climate risks, preparedness measures, and available support services.

Est. cost: $

Learn more

About Ascot's Climate Risk Profile

Ascot, located approximately 6 kilometres north of Melbourne's CBD, is a suburb characterised by its leafy streets, heritage homes, and proximity to key amenities. Historically, Ascot has been part of the broader Moonee Valley region, which has experienced a range of weather events.

The suburb's primary climate vulnerabilities lie in its susceptibility to extreme heat and moderate flood risks. The urban environment, with its concentration of buildings and paved surfaces, contributes to the urban heat island effect, making Ascot particularly vulnerable during heatwave events. Projections suggest these events will become more frequent and severe in the coming decades.

Flood risk in Ascot is primarily linked to the Moonee Ponds Creek catchment. While not directly on the coast, intense rainfall events can lead to localised flooding and inundation, especially in lower-lying areas or those with inadequate drainage. The increasing intensity of rainfall due to climate change exacerbates this risk.

Conversely, Ascot benefits from a low bushfire risk due to its highly urbanised nature and the absence of significant, contiguous bushland within or immediately adjacent to the suburb. Similarly, its inland position means coastal inundation and erosion are not significant concerns.

Future climate projections for Ascot indicate a notable increase in heat stress and a persistent, albeit manageable, flood risk. Adaptation strategies will need to focus on mitigating the impacts of extreme heat and improving stormwater management to cope with more intense rainfall events. The suburb's resilience will depend on both individual property-level actions and broader community and council initiatives.

Data sources: Bureau of Meteorology (BOM) · CSIRO · City of Moonee Valley Council · Country Fire Authority (CFA) · State Emergency Service (SES) · Melbourne Water · Geoscience Australia

Local Government Resources

Frequently Asked Questions

What is the main flood risk for Ascot residents?

The primary flood risk in Ascot is associated with Moonee Ponds Creek and potential flash flooding during intense rainfall events. While not a high-risk area, localised inundation can occur.

How will climate change affect heatwaves in Ascot?

Climate change is projected to increase the frequency and intensity of heatwaves in Ascot. The urban heat island effect will likely exacerbate these temperatures, making extreme heat a significant concern.

Does Ascot have a significant bushfire risk?

No, Ascot has a very low bushfire risk due to its highly urbanised environment and distance from major bushland areas.

What can I do to prepare my property for climate risks in Ascot?

Consider improving your home's insulation and cooling efficiency for heatwaves, ensure your property has adequate stormwater drainage, and stay informed about emergency warnings.

Which council is responsible for climate adaptation in Ascot?

The City of Moonee Valley is responsible for climate adaptation strategies and planning within Ascot.

Are there any coastal risks for Ascot?

No, Ascot is located inland and is not exposed to any risks associated with sea-level rise or coastal erosion.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections