Kongwak Climate Risk Profile

Kongwak, Victoria· South Gippsland Shire Council· 3944
Medium Risk
Updated June 2026

Kongwak faces a medium overall climate risk, primarily driven by moderate flood and bushfire threats. While coastal risks are negligible, increasing heatwave intensity is a growing concern. Proactive adaptation is recommended to mitigate future impacts.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
5.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Kongwak

increasing

Flood

60/100

Moderate flood risk due to proximity to waterways and low-lying areas, with potential for flash flooding during intense rainfall events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Land use changes
increasing

Bushfire

50/100

Moderate bushfire risk due to surrounding vegetation and historical fire activity in the region.

Key drivers:

  • ·Increased dry periods
  • ·Vegetation fuel load
increasing

Heat

50/100

Moderate heat risk, with potential for heatwaves impacting vulnerable populations and increasing fire danger.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent and intense heatwaves
stable

Coastal

10/100

Very low coastal risk due to significant distance from the coast.

Key drivers:

  • ·N/A
stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Kongwak

Detailed Hazard Analysis

heat Risk

50/100

Moderate heat risk, with potential for heatwaves impacting vulnerable populations and increasing fire danger.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent and intense heatwaves
  • ·Urban heat island effect (minor in rural areas)

Projections (SSP2-4.5)

2030

5.5

2050

6.5

Data source

flood Risk

60/100

Moderate flood risk due to proximity to waterways and low-lying areas, with potential for flash flooding during intense rainfall events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Land use changes
  • ·Inadequate drainage infrastructure

Projections (SSP2-4.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Very low coastal risk due to significant distance from the coast.

Primary Drivers

  • ·N/A

Projections (SSP2-4.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

50/100

Moderate bushfire risk due to surrounding vegetation and historical fire activity in the region.

Primary Drivers

  • ·Increased dry periods
  • ·Vegetation fuel load
  • ·Climate change exacerbating fire conditions

Projections (SSP2-4.5)

2030

5.5

2050

6.0

Data source

What This Means for Property Owners

Insurance Outlook

Moderate increase in premiums expected due to rising climate risks, particularly flood and bushfire.

Price Impact

Potential for negative impact on property values in high-risk zones, though currently minor.

Buyer Checklist

  • 1.Review current and future flood risk maps.
  • 2.Check bushfire attack level (BAL) rating for the property.
  • 3.Assess proximity to vegetation and potential fire corridors.
  • 4.Investigate local drainage and stormwater management.
  • 5.Consider water security and rainwater harvesting options.
  • 6.Evaluate property's insulation and cooling potential.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Various small creeks and tributaries feeding into the Tarwin River system
Elevation Range
10-50 meters above sea level
Flood Zone
Low to moderate flood risk in low-lying areas near waterways.

The area is susceptible to flash flooding following heavy rainfall events, with potential for creek overflow impacting local roads and properties.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to mixed farmland and scattered bushland reserves.
Planning Overlay
Designated Bushfire Prone Area.
Bushfire Prone Area
Yes

The risk is elevated during hot, dry, and windy conditions. Community Fireguard groups are active in the region.

Heat Evidence

Avg January Max Temp
26.5°C
Heat Stress Days/Year
5 days

Average January maximum temperatures are moderate, but the frequency of days exceeding 35°C is projected to increase.

Coastal Evidence

Distance to Coast
35 km
Sea Level Rise Exposure
Negligible
Erosion Risk
Negligible

Historical Climate Events

1977
bushfireMajor

The 'Black Sunday' fires impacted large areas of Gippsland, including regions near Kongwak, causing significant destruction.

Source
2011
floodModerate

Significant rainfall led to localised flooding in South Gippsland, affecting roads and some properties in low-lying areas.

Source
2016
heatwaveModerate

A prolonged heatwave affected Victoria, with temperatures in the Gippsland region reaching above 40°C, increasing fire danger.

Source
2019
bushfireModerate

Dry conditions and high temperatures led to several bushfires across Gippsland, requiring significant response efforts.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: SSP2-4.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire505.5(+0.5)6.0(+1.0)
heat505.5(+0.5)6.5(+1.5)
coastal101.01.0

By 2030, Kongwak is projected to experience a moderate increase in overall climate risk. Flood and bushfire risks are expected to rise due to more intense rainfall and drier conditions, respectively. Heatwave frequency and intensity will also likely increase, posing greater health and fire risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Stormwater Drainage

Near-term

Upgrade and maintain local stormwater drainage systems to better manage intense rainfall events and reduce flash flooding.

Est. cost: $50,000 - $200,000

Learn more

Community Bushfire Preparedness Plan

Immediate

Develop and regularly update a community-wide bushfire preparedness plan, including evacuation routes and communication strategies.

Est. cost: $5,000 - $15,000

Learn more

Promote Water-Sensitive Urban Design (WSUD)

Long-term

Encourage the adoption of WSUD principles in new developments and retrofits to manage water runoff and improve local water quality.

Est. cost: Variable (integrated into development costs)

Learn more

Increase Green Cover and Tree Planting

Near-term

Implement strategic tree planting programs, particularly native species, to provide shade, reduce urban heat island effect, and improve biodiversity.

Est. cost: $10,000 - $50,000

Learn more

Develop Heatwave Action Plan

Near-term

Create a local action plan to support vulnerable residents during heatwaves, including establishing cooling centres and public awareness campaigns.

Est. cost: $5,000 - $20,000

Learn more

About Kongwak's Climate Risk Profile

Kongwak, situated within the South Gippsland Shire, presents a mixed climate risk profile. The suburb experiences a moderate overall risk, largely influenced by its susceptibility to flooding and bushfires. While not directly on the coast, the region's climate is projected to become more volatile, necessitating careful planning and adaptation measures.

The primary concern for Kongwak is its vulnerability to flooding. Proximity to local waterways and the generally low-lying topography in some areas increase the risk of inundation, particularly during periods of intense rainfall. Historical data and climate projections indicate an increasing trend in the severity and frequency of such events, demanding attention to drainage and land management.

Bushfire risk is another significant factor for Kongwak. The surrounding rural landscape and proximity to bushland areas mean that the suburb is situated within a fire-prone region. While not as high as some other areas, the risk is substantial and is projected to increase due to hotter, drier conditions associated with climate change. Community preparedness and adherence to fire safety regulations are crucial.

Heatwaves pose a growing threat to Kongwak. As global temperatures rise, the frequency and intensity of extreme heat events are expected to increase. This poses risks to human health, particularly for vulnerable populations, and can exacerbate bushfire conditions. Mitigation strategies focusing on cooling and water management will become increasingly important.

While coastal inundation is not a direct threat due to its inland location, the broader climatic shifts impacting Victoria will indirectly affect Kongwak. Changes in rainfall patterns, temperature extremes, and the overall environment necessitate a forward-thinking approach to resilience and adaptation. Understanding these risks and implementing appropriate measures is key to safeguarding the community.

Data sources: Bureau of Meteorology (BOM) · CSIRO · Country Fire Authority (CFA) · State Emergency Service (SES) Victoria · South Gippsland Shire Council · Geoscience Australia · Victorian Government Planning Schemes

Local Government Resources

Frequently Asked Questions

What is the primary flood risk in Kongwak?

The primary flood risk in Kongwak stems from localised flash flooding due to intense rainfall overwhelming natural drainage systems and small creeks. Low-lying areas near these waterways are most susceptible.

How often should I update my bushfire survival plan for Kongwak?

It is recommended to review and update your bushfire survival plan annually, especially before the start of the fire season, and after any significant changes to your household or property.

Are there specific heatwave support services available in the South Gippsland Shire?

The South Gippsland Shire Council, in conjunction with state health authorities, provides information and support during heatwaves. Check their website or contact them for the latest advice and available resources.

What are the main drivers of increasing bushfire risk in the Kongwak region?

The increasing bushfire risk is driven by a combination of factors including longer and more intense dry periods, increased fuel loads in surrounding vegetation, and higher average temperatures contributing to more extreme fire weather conditions.

Does Kongwak have specific zoning regulations related to climate risks like bushfire or flood?

Yes, Kongwak falls within a designated Bushfire Prone Area, and the South Gippsland Planning Scheme includes overlays related to flood risk, which may affect development and building requirements. It's advisable to check the specific planning scheme for detailed regulations.

What can I do to make my property more resilient to heatwaves in Kongwak?

To improve heatwave resilience, consider planting deciduous trees for shade, improving home insulation, installing efficient cooling systems, and ensuring adequate water storage.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections