Climate Risk Assessment for Howard, QLD

Howard, Queensland· Fraser Coast Regional· 4659
Medium Risk
Updated Apr 2026

Howard, Queensland, faces increasing climate risks, particularly from flooding and heatwaves. The town's proximity to the Burrum River and surrounding bushland increases its vulnerability to these hazards. Climate change projections indicate a worsening of these risks in the coming decades.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
4.3

Climate Hazard Breakdown for Howard

increasing

Flood

65/100

Howard is located near the Burrum River and is susceptible to flooding from heavy rainfall events. Climate change is expected to increase the intensity of rainfall, leading to more frequent and severe flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

40/100

Howard has areas of bushland surrounding the town, making it vulnerable to bushfires, especially during dry periods. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

60/100

Howard is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress and heatstroke, particularly for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
increasing

Coastal

43/100

Howard is located inland, but is still indirectly affected by coastal hazards. Sea level rise can exacerbate flooding in the Burrum River, and changes in coastal weather patterns can affect rainfall and storm intensity.

Key drivers:

  • ·Sea level rise
  • ·Storm surge
increasing

Wind

35/100

Notable wind risk — tropical cyclone wind fields

increasing

Storm

39/100

Notable storm risk — cyclones and thunderstorms

stable

Social

24/100

Moderate social stability — growth regions

increasing

Energy

42/100

Elevated energy costs — high cooling demand

In-Depth Climate Risk Guides for Howard

Detailed Hazard Analysis

heat Risk

60/100

Howard is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress and heatstroke, particularly for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Howard is located near the Burrum River and is susceptible to flooding from heavy rainfall events. Climate change is expected to increase the intensity of rainfall, leading to more frequent and severe flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

43/100

Howard is located inland, but is still indirectly affected by coastal hazards. Sea level rise can exacerbate flooding in the Burrum River, and changes in coastal weather patterns can affect rainfall and storm intensity.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
  • ·Coastal erosion

Projections (RCP8.5)

2030

4.6

2050

5.0

Data source

bushfire Risk

40/100

Howard has areas of bushland surrounding the town, making it vulnerable to bushfires, especially during dry periods. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance coverage and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Burrum River
Elevation Range
5-15 meters
Flood Zone
Areas near the Burrum River are designated as flood zones.

Historical flood data indicates that Howard has experienced several significant flood events in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland areas.
Planning Overlay
Refer to the Queensland Bushfire Prone Area map.
Bushfire Prone Area
Yes

The area experiences dry conditions during the bushfire season, increasing the risk of fire.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
5 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Indirectly affected by sea level rise through riverine flooding.
Erosion Risk
Low

Historical Climate Events

2013
floodModerate

The Burrum River flooded, inundating low-lying areas of Howard and causing property damage.

Source
2019
bushfireMinor

A bushfire near Howard threatened homes and required firefighting efforts to contain.

Source
2020
heatwaveModerate

Howard experienced a prolonged heatwave with temperatures exceeding 35°C for several days, leading to heat stress and health concerns.

Source
2022
floodMajor

Significant flooding occurred in Howard due to heavy rainfall, causing widespread damage and displacement.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.7(+0.7)
heat606.7(+0.7)7.2(+1.2)
coastal434.6(+0.3)5.0(+0.7)

By 2030, Howard is projected to experience a notable increase in flood risk due to more intense rainfall events. Heatwaves will become more frequent and severe, posing a greater threat to public health. Bushfire risk will also increase due to drier conditions.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Mitigation

Near-term

Implement bushfire mitigation measures such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Learn more

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan and establish cooling centers for vulnerable populations.

Est. cost: Low

Learn more

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: High

Learn more

About Howard's Climate Risk Profile

Howard is a town in the Fraser Coast Region of Queensland, located near the Burrum River. The town's climate is subtropical, with warm, humid summers and mild, dry winters. Climate change is expected to significantly impact Howard, primarily through increased flooding, bushfire risk, and heatwaves.

Flooding is a major concern for Howard due to its location near the Burrum River. Increased rainfall intensity and sea level rise are projected to exacerbate flooding events, potentially damaging property and infrastructure. Bushfire risk is also expected to increase due to hotter, drier conditions, posing a threat to homes and businesses.

Heatwaves are becoming more frequent and intense, increasing the risk of heat stress and heatstroke, especially for vulnerable populations such as the elderly and those with chronic health conditions. The town's infrastructure and emergency services will need to adapt to cope with these increasing risks.

Coastal hazards, while not directly impacting Howard, can indirectly affect the town through changes in weather patterns and increased flooding in the Burrum River. It is important for residents and businesses to be aware of these risks and take steps to prepare for them.

Data sources: BOM · CSIRO · Queensland Fire and Emergency Services · Fraser Coast Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Howard?

The main climate change risks in Howard are increased flooding, bushfire risk, and heatwaves.

How will climate change affect property values in Howard?

Properties in flood-prone areas may experience a decrease in value due to increased flood risk.

What can I do to prepare for heatwaves in Howard?

Stay hydrated, avoid strenuous activity during the hottest part of the day, and seek shelter in air-conditioned environments.

Where can I find information about flood risks in Howard?

You can find information about flood risks on the Fraser Coast Regional Council website and the Queensland Government website.

What is the council doing to address climate change in Howard?

The Fraser Coast Regional Council is developing and implementing climate change adaptation strategies to reduce the risks to the community.

Are there any grants available for climate change adaptation measures?

Check the Fraser Coast Regional Council and Queensland Government websites for information on available grants.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections