Climate Risk in Gympie, QLD

Gympie, Queensland
Medium Risk
Updated Mar 2026

Gympie faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also expected to increase. Coastal risks are minimal due to its inland location.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
7.0
Bushfire
4.0
Heat
6.0
Coastal
2.0

Climate Hazard Breakdown for Gympie

increasing

Flood

70/100

Gympie is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise (affecting riverine flooding)
increasing

Bushfire

40/100

While Gympie is not immediately adjacent to dense bushland, there are areas with vegetation that could pose a bushfire risk. Hotter, drier conditions due to climate change will increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Decreased rainfall
increasing

Heat

60/100

Gympie is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress, particularly for vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·More frequent heatwaves
stable

Coastal

20/100

Gympie is located inland and is not directly exposed to coastal hazards such as sea level rise and storm surge. However, changes in rainfall patterns and river flows could indirectly affect the region.

Key drivers:

  • ·Sea level rise (indirect effects)
  • ·Changes in rainfall patterns
increasing

Wind

35/100

Notable wind risk — tropical cyclone wind fields

increasing

Storm

39/100

Notable storm risk — cyclones and thunderstorms

stable

Social

24/100

Moderate social stability — growth regions

increasing

Energy

42/100

Elevated energy costs — high cooling demand

In-Depth Climate Risk Guides for Gympie

Detailed Hazard Analysis

heat Risk

60/100

Gympie is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress, particularly for vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

70/100

Gympie is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise (affecting riverine flooding)
  • ·Urban development increasing runoff

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

coastal Risk

20/100

Gympie is located inland and is not directly exposed to coastal hazards such as sea level rise and storm surge. However, changes in rainfall patterns and river flows could indirectly affect the region.

Primary Drivers

  • ·Sea level rise (indirect effects)
  • ·Changes in rainfall patterns

Projections (RCP8.5)

2030

2.0

2050

2.0

Data source

bushfire Risk

40/100

While Gympie is not immediately adjacent to dense bushland, there are areas with vegetation that could pose a bushfire risk. Hotter, drier conditions due to climate change will increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Decreased rainfall
  • ·Drier vegetation

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas prone to flooding and bushfires.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area maps.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Obtain insurance quotes.
  • 4.Consider the long-term climate risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Mary River
Elevation Range
Varies across the region
Flood Zone
Areas along the Mary River are designated as flood zones.

Gympie Regional Council provides flood maps and information to residents.

View council flood map

Bushfire Evidence

Distance to Bushland
Varies across the region
Planning Overlay
Refer to Queensland Bushfire Prone Area maps.
Bushfire Prone Area
Yes

Check the Queensland Rural Fire Service website for bushfire prone area maps.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
5 days

Data from Bureau of Meteorology indicates increasing average temperatures.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Not directly exposed
Erosion Risk
Not applicable

Historical Climate Events

2022
floodMajor

Severe flooding occurred in Gympie due to heavy rainfall and the overflowing of the Mary River, causing widespread damage and evacuations.

Source
2013
floodMajor

Gympie experienced significant flooding as a result of ex-Tropical Cyclone Oswald, leading to evacuations and damage to homes and businesses.

Source
2011
floodMajor

Widespread flooding affected Gympie and surrounding areas due to heavy rainfall and overflowing rivers.

Source
2019
bushfireModerate

Bushfires impacted areas around Gympie, leading to property damage and evacuations.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood707.5(+0.5)8.0(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal202.02.0

By 2030, Gympie is projected to experience a notable increase in flood risk due to more intense rainfall events. Heatwave frequency and intensity are also expected to rise, posing challenges for public health. Bushfire risk will also increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees, flood walls, and improved drainage systems.

Est. cost: High

Learn more

Develop Heatwave Early Warning System

Near-term

Implement a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Medium

Learn more

Manage Bushfire Risk

Near-term

Implement bushfire management strategies, such as controlled burns and vegetation clearing, to reduce the risk of bushfires.

Est. cost: Medium

Learn more

Upgrade Infrastructure

Long-term

Ensure infrastructure is resilient to climate change impacts, such as flooding and extreme heat.

Est. cost: High

Learn more

About Gympie's Climate Risk Profile

Gympie is a regional town in Queensland that is vulnerable to the impacts of climate change. The most significant risks are related to flooding, as the town is located on the Mary River and has a history of major flood events. Climate change is projected to increase the frequency and intensity of heavy rainfall, leading to more severe flooding.

In addition to flooding, Gympie is also expected to experience more frequent and intense heatwaves. This will increase the risk of heat stress, particularly for vulnerable populations such as the elderly and those with chronic health conditions. The urban heat island effect could further exacerbate the impacts of heatwaves in built-up areas.

Bushfire risk is also a concern, as hotter, drier conditions will increase the likelihood of bushfires in the surrounding areas. While Gympie is not immediately adjacent to dense bushland, there are areas with vegetation that could pose a risk.

Coastal hazards are less of a direct threat to Gympie due to its inland location. However, changes in rainfall patterns and river flows could indirectly affect the region, potentially exacerbating flood risks.

Addressing these climate risks will require a combination of adaptation and mitigation measures. Adaptation strategies could include improving flood defenses, implementing heatwave early warning systems, and managing bushfire risk. Mitigation efforts to reduce greenhouse gas emissions are also essential to limit the long-term impacts of climate change.

Data sources: BOM · CSIRO · Queensland Rural Fire Service · Gympie Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Gympie?

The main climate change risks for Gympie are flooding, heatwaves, and bushfires. Flooding is a particular concern due to the town's location on the Mary River.

How will climate change affect property values in Gympie?

Properties in high-risk areas, such as those prone to flooding, may experience price reductions. Insurance premiums may also increase.

What is the Gympie Regional Council doing to address climate change?

The Gympie Regional Council is developing and implementing strategies to address climate change, including improving flood defenses and managing bushfire risk. Check their website for details.

Where can I find information about flood risks in Gympie?

You can find information about flood risks in Gympie on the Gympie Regional Council website and the Queensland Government website.

How can I prepare for heatwaves in Gympie?

You can prepare for heatwaves by staying hydrated, seeking shade, and avoiding strenuous activity during the hottest part of the day. Check the Queensland Health website for more information.

What should I do during a flood in Gympie?

During a flood, follow the instructions of emergency services. Evacuate if necessary and avoid driving through floodwaters. Stay informed via local news and the Gympie Regional Council website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections