Flood Risk in Gympie, QLD: 2026 Assessment
Flood Risk Score
7.0/10Gympie is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.
Key Facts
- Flood Risk
- Gympie is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.
- Trend
- increasing
- Suburb
- Gympie, QLD
- Overall Risk
- Medium
- Postcode
- 4570
- Highest high-risk exposure
- 12% of land (bushfire)
Flood Risk Analysis
Gympie, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.
Gympie Regional Council provides flood maps and information to residents.
Gympie is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Gympie sits within ClimateNest's suburb-level hazard model for flood risk. 7.2% of the suburb's land area is mapped in high-risk flood zones and 83.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gympie.
Gympie (postcode 4570) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12% of land in high-risk zones), surface flood (11.3% of land in high-risk zones), tropical cyclone (7.5% of land in high-risk zones). Exposure is not uniform across Gympie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Severe flooding occurred in Gympie due to heavy rainfall and the overflowing of the Mary River, causing widespread damage and evacuations.
Gympie experienced significant flooding as a result of ex-Tropical Cyclone Oswald, leading to evacuations and damage to homes and businesses.
Widespread flooding affected Gympie and surrounding areas due to heavy rainfall and overflowing rivers.
Adaptation & Mitigation Actions
Improve Flood Defenses
ImmediateInvest in infrastructure to protect against flooding, such as levees, flood walls, and improved drainage systems.
Est. cost: High
Develop Heatwave Early Warning System
Near-termImplement a system to alert residents of impending heatwaves and provide guidance on how to stay safe.
Est. cost: Medium
Manage Bushfire Risk
Near-termImplement bushfire management strategies, such as controlled burns and vegetation clearing, to reduce the risk of bushfires.
Est. cost: Medium
Upgrade Infrastructure
Long-termEnsure infrastructure is resilient to climate change impacts, such as flooding and extreme heat.
Est. cost: High
Council & Emergency Services
Explore Gympie Risk Reports
View other climate risk assessments for Gympie:
Frequently Asked Questions
Is Gympie at risk of flooding?
Based on available data, Gympie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Gympie?
Insurance costs for flood cover in Gympie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Gympie?
Yes, flood risk can affect property values in Gympie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Gympie?
Elevation is a critical factor in flood risk. Properties at higher elevations within Gympie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What share of Gympie is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 12% of Gympie in high-risk zones for bushfire, with a further 70.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Gympie Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Gympie, Queensland, covering flood, bushfire, sea level rise and more.
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