Climate Risk Assessment for Chermside, QLD

Chermside, Queensland· Brisbane City· 4032
Medium Risk
Updated Apr 2026

Chermside faces moderate climate risks, primarily from flooding and heatwaves. Climate change is expected to increase the frequency and intensity of these events, posing challenges for residents and infrastructure. Proactive adaptation measures are needed to mitigate these risks.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
3.2
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Chermside

increasing

Flood

65/100

Chermside has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase the frequency and intensity of rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

32/100

Chermside has a low risk of bushfire due to its urban environment and distance from large bushland areas. However, dry conditions and strong winds can increase the risk.

Key drivers:

  • ·Dry vegetation
  • ·Strong winds
increasing

Heat

70/100

Chermside experiences high temperatures during summer, with heatwaves becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
increasing

Coastal

10/100

Chermside has a very low risk of coastal hazards due to its distance from the coastline. Sea level rise is not expected to have a significant impact on the suburb.

Key drivers:

  • ·Sea level rise
  • ·Storm surge
increasing

Wind

35/100

Notable wind risk — tropical cyclone wind fields

increasing

Storm

39/100

Notable storm risk — cyclones and thunderstorms

stable

Social

24/100

Moderate social stability — growth regions

increasing

Energy

42/100

Elevated energy costs — high cooling demand

In-Depth Climate Risk Guides for Chermside

Detailed Hazard Analysis

heat Risk

70/100

Chermside experiences high temperatures during summer, with heatwaves becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
  • ·Reduced vegetation cover

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

Chermside has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase the frequency and intensity of rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Sea level rise

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Chermside has a very low risk of coastal hazards due to its distance from the coastline. Sea level rise is not expected to have a significant impact on the suburb.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge

Projections (RCP8.5)

2030

1.2

2050

1.5

Data source

bushfire Risk

32/100

Chermside has a low risk of bushfire due to its urban environment and distance from large bushland areas. However, dry conditions and strong winds can increase the risk.

Primary Drivers

  • ·Dry vegetation
  • ·Strong winds
  • ·Arson

Projections (RCP8.5)

2030

3.5

2050

3.8

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to increased flood risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's elevation and drainage.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider the property's vulnerability to heatwaves.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Kedron Brook
Elevation Range
20-40 meters
Flood Zone
Medium

Several properties in Chermside are located in areas identified as potential flood zones by the Brisbane City Council.

View council flood map

Bushfire Evidence

Distance to Bushland
5 km
Planning Overlay
Not significantly affected
Bushfire Prone Area
No

Chermside is primarily an urban area, with limited bushland interface.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

Chermside experiences several days above 30 degrees Celsius during summer months.

Coastal Evidence

Distance to Coast
12 km
Sea Level Rise Exposure
Low
Erosion Risk
Negligible

Historical Climate Events

2011
floodModerate

The 2011 Brisbane floods affected parts of Chermside, causing property damage and disruption to transportation.

Source
2013
stormMinor

A severe thunderstorm caused localized flooding and power outages in Chermside.

Source
2019
heatwaveModerate

Chermside experienced a prolonged heatwave with temperatures exceeding 35 degrees Celsius for several days.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire323.4(+0.2)3.6(+0.4)
heat707.8(+0.8)8.5(+1.5)
coastal101.1(+0.1)1.2(+0.2)

By 2030, Chermside is projected to experience an increase in flood risk due to more intense rainfall events. Heatwaves are also expected to become more frequent and severe.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade stormwater drainage infrastructure

Near-term

Improve the capacity of stormwater drains to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: High

Learn more

Implement urban greening initiatives

Near-term

Increase tree cover and green spaces to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Learn more

Develop a heatwave response plan

Immediate

Establish a plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Learn more

Raise community awareness about climate risks

Near-term

Educate residents about the risks of flooding and heatwaves and provide guidance on how to prepare and respond.

Est. cost: Low

Learn more

About Chermside's Climate Risk Profile

Chermside, a suburb of Brisbane, Queensland, is increasingly vulnerable to the impacts of climate change. The primary risks include flooding due to increased rainfall intensity and heatwaves due to rising temperatures. While the suburb is not directly exposed to coastal hazards, the broader region is susceptible to sea level rise and storm surges, which can indirectly affect Chermside through economic and social disruptions.

Flooding is a significant concern for Chermside, with several waterways and low-lying areas prone to inundation during heavy rainfall events. Climate change is projected to increase the frequency and intensity of these events, potentially leading to more widespread and severe flooding. This can damage property, disrupt transportation, and pose risks to human health and safety.

Heatwaves are another growing threat, with rising temperatures exacerbating the urban heat island effect in Chermside. This can lead to increased energy consumption for cooling, strain on the electricity grid, and health impacts, particularly for vulnerable populations such as the elderly and those with chronic health conditions.

While bushfire risk is relatively low due to the suburb's urban environment, dry conditions and strong winds can still pose a threat. It is important to maintain vegetation and implement fire safety measures to minimize the risk of bushfires.

Addressing these climate risks requires a multi-faceted approach, including investments in flood mitigation infrastructure, urban greening to reduce the urban heat island effect, and community awareness programs to promote preparedness and resilience.

Data sources: BOM · CSIRO · Queensland Emergency Services · Brisbane City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Chermside?

The main climate change risks in Chermside are flooding due to increased rainfall intensity and heatwaves due to rising temperatures.

How is the Brisbane City Council addressing climate change?

The Brisbane City Council is implementing various initiatives to address climate change, including investing in flood mitigation infrastructure and promoting urban greening.

What can I do to prepare for a flood in Chermside?

You can prepare for a flood by checking flood maps, assessing your property's elevation, and having an emergency plan in place.

How can I stay safe during a heatwave in Chermside?

You can stay safe during a heatwave by staying hydrated, seeking shade, and avoiding strenuous activities during the hottest part of the day.

Where can I find more information about climate change in Brisbane?

You can find more information about climate change in Brisbane on the Brisbane City Council website and the Queensland Government website.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections