QLD300 suburbs assessed

Climate Risk in Queensland Suburbs

Queensland suburbs experience cyclone and flood risk in coastal areas, extreme heat across the state, and increasing storm surge risk for properties in South East Queensland and the tropical north. Brisbane River flooding remains a major risk for inner and outer metropolitan suburbs.

FloodCycloneExtreme HeatStorm Surge

Innisfail

UNKNOWN

High
72/100 risk score

Innisfail faces significant climate risks, particularly from flooding and coastal hazards.

Longreach

Longreach Regional

High
72/100 risk score

Longreach faces significant risks from heatwaves and moderate risks from flooding and bushfires.

Mount Isa

UNKNOWN

High
72/100 risk score

Mount Isa faces significant climate risks, particularly from heatwaves, bushfires, and flooding.

Home Hill

Burdekin

Medium
58/100 risk score

Home Hill is a town in the Burdekin region of Queensland, known for its agricultural industry.

Indooroopilly

Brisbane City

Medium
58/100 risk score

Indooroopilly faces a medium climate risk, primarily due to flooding and heatwaves.

Ingenia

UNKNOWN

Medium
58/100 risk score

Ingenia faces a moderate overall climate risk, with the most significant threats stemming from heatwaves and flooding.

Ingham

Hinchinbrook

Medium
58/100 risk score

Ingham faces significant risks from flooding due to its location in a floodplain.

Ipswich

Ipswich City Council

Medium
58/100 risk score

Ipswich faces increasing risks from flooding and heatwaves due to climate change.

Karalee

UNKNOWN

Medium
58/100 risk score

Karalee faces moderate climate risks, primarily from flooding and heatwaves.

Karana Downs

Ipswich

Medium
58/100 risk score

Karana Downs is a suburb located near the Brisbane River, making it susceptible to flooding.

Kippa-Ring

Moreton Bay

Medium
58/100 risk score

Kippa-Ring is a suburb in Queensland that faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Kirwan

UNKNOWN

Medium
58/100 risk score

Kirwan, Queensland, faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Laidley

UNKNOWN

Medium
58/100 risk score

Laidley faces increasing risks from flooding and heatwaves due to climate change.

Logan

Logan City Council

Medium
58/100 risk score

Logan is a suburb in Queensland that faces moderate climate risks, primarily from flooding and heatwaves.

Mackay Harbour

UNKNOWN

Medium
58/100 risk score

Mackay Harbour faces significant climate risks, particularly from flooding, heatwaves, and coastal hazards.

Mackay

Mackay Regional Council

Medium
58/100 risk score

Mackay is a coastal city in Queensland that faces several climate-related risks, including flooding, heatwaves, and coastal erosion.

Mango Hill

UNKNOWN

Medium
58/100 risk score

Mango Hill faces moderate climate risks, primarily related to flooding and heatwaves.

Manly

Brisbane City

Medium
58/100 risk score

Manly, Queensland, faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Manunda

Cairns

Medium
58/100 risk score

Manunda is a suburb in Cairns, Queensland, that faces several climate-related risks.

Mareeba

UNKNOWN

Medium
58/100 risk score

Mareeba faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Maryborough

UNKNOWN

Medium
58/100 risk score

Maryborough faces increasing risks from flooding, heatwaves, and coastal influences due to climate change.

Mermaid Beach

City of Gold Coast

Medium
58/100 risk score

Mermaid Beach faces moderate risks from flooding, heatwaves, and coastal hazards.

Mooloolaba

Sunshine Coast

Medium
58/100 risk score

Mooloolaba is a coastal suburb in Queensland that faces moderate climate risks.

Morayfield

Moreton Bay

Medium
58/100 risk score

Morayfield faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mornington

UNKNOWN

Medium
58/100 risk score

Mornington, QLD, faces a medium overall climate risk.

Mossman

UNKNOWN

Medium
58/100 risk score

Mossman faces a range of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.

Mount Louisa

UNKNOWN

Medium
58/100 risk score

Mount Louisa faces moderate climate risks, primarily related to flooding and heatwaves.

Mount Sheridan

UNKNOWN

Medium
58/100 risk score

Mount Sheridan faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Hope Island

Gold Coast

Medium
55/100 risk score

Hope Island faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Idalia

UNKNOWN

Medium
55/100 risk score

Idalia is a suburb of Townsville, Queensland, that faces moderate climate risks, primarily from flooding and heatwaves.

Inala

Brisbane City

Medium
55/100 risk score

Inala faces a moderate climate risk, primarily due to flooding and heatwaves.

Ingenia Lifestyle Hervey Bay

UNKNOWN

Medium
55/100 risk score

Ingenia Lifestyle Hervey Bay faces moderate climate risks, primarily related to heatwaves, flooding, and coastal hazards.

Kedron

Brisbane City

Medium
55/100 risk score

Kedron faces moderate climate risks, primarily from flooding and heatwaves.

Kenmore

Brisbane City

Medium
55/100 risk score

Kenmore is a suburb of Brisbane with a moderate overall climate risk.

Keperra

Brisbane City

Medium
55/100 risk score

Keperra faces increasing risks from flooding and heatwaves due to climate change.

Logan Central

UNKNOWN

Medium
55/100 risk score

Logan Central faces moderate climate risks, primarily from flooding and heatwaves.

Lowood

UNKNOWN

Medium
55/100 risk score

Lowood faces increasing risks from flooding and heatwaves due to climate change.

Meringandan West

UNKNOWN

Medium
55/100 risk score

Meringandan West faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Milton

Brisbane City

Medium
55/100 risk score

Milton is a suburb of Brisbane that faces moderate climate risks, primarily from flooding and heatwaves.

Mitchell

UNKNOWN

Medium
55/100 risk score

Mitchell, Queensland, faces moderate climate risks, primarily from flooding and heatwaves.

Moggill

Brisbane City

Medium
55/100 risk score

Moggill faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Mooroobool

Cairns

Medium
55/100 risk score

Mooroobool is a suburb in Cairns, Queensland, facing moderate climate risks.

Moorooka

Brisbane City

Medium
55/100 risk score

Moorooka faces moderate climate risks, primarily from flooding and heatwaves.

Mount Cotton

UNKNOWN

Medium
55/100 risk score

Mount Cotton faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Howard

Fraser Coast Regional

Medium
52/100 risk score

Howard, Queensland, faces increasing climate risks, particularly from flooding and heatwaves.

Hughenden

UNKNOWN

Medium
52/100 risk score

Hughenden faces moderate risks from flooding and bushfires, with a significant risk from increasing heatwaves.

Inglewood

Goondiwindi Regional

Medium
52/100 risk score

Inglewood, Queensland, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Jimboomba

UNKNOWN

Medium
52/100 risk score

Jimboomba faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Kallangur

Moreton Bay

Medium
52/100 risk score

Kallangur faces moderate climate risks, primarily from flooding and heatwaves.

Kenilworth

Sunshine Coast

Medium
52/100 risk score

Kenilworth faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Kin Kora

Gladstone Regional

Medium
52/100 risk score

Kin Kora is a suburb in Queensland that faces moderate risks from climate change.

Kingaroy

South Burnett

Medium
52/100 risk score

Kingaroy faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Labrador

City of Gold Coast

Medium
52/100 risk score

Labrador is a coastal suburb on the Gold Coast facing increasing climate risks.

Lawnton

Moreton Bay Regional

Medium
52/100 risk score

Lawnton is a suburb in Queensland that faces moderate climate risks, primarily from flooding and heatwaves.

Miallo

UNKNOWN

Medium
52/100 risk score

Miallo faces moderate climate risks, primarily from flooding and heatwaves.

Miles

Western Downs

Medium
52/100 risk score

Miles, Queensland, faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Monto

UNKNOWN

Medium
52/100 risk score

Monto faces moderate risks from flooding, bushfires, and heatwaves.

Mount Larcom

Gladstone Regional

Medium
52/100 risk score

Mount Larcom is a rural town in Queensland that faces moderate climate risks, primarily from flooding and heatwaves.

Mount Morgan

Rockhampton Regional

Medium
52/100 risk score

Mount Morgan faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Maroochydore

Unknown

Assessment in progress

About Climate Risk in Queensland

Queensland suburbs experience cyclone and flood risk in coastal areas, extreme heat across the state, and increasing storm surge risk for properties in South East Queensland and the tropical north. Brisbane River flooding remains a major risk for inner and outer metropolitan suburbs.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

All Queensland Suburbs (300)
Acacia Ridge QLDAirlie Beach QLDAitkenvale QLDAlbany Creek QLDAlexandra Hills QLDAlgester QLDArana Hills QLDAratula QLDAscot QLDAshgrove QLDAspley QLDAtherton QLDAuchenflower QLDAyr QLDBabinda QLDBargara QLDBeachmere QLDBeaudesert QLDBeechmont QLDBeelarong QLDBeenleigh QLDBellbird Park QLDBellbowrie QLDBellmere QLDBerserker QLDBlackwater QLDBluewater QLDBongaree QLDBoonah QLDBooval QLDBowen QLDBoyne Island QLDBracken Ridge QLDBribie Island QLDBrisbaneBrisbane Cbd QLDBrisbane QLDBroadbeach QLDBrowns Plains QLDBuderim QLDBundaberg North QLDBundaberg QLDBundaberg South QLDBurketown QLDBurleigh Heads QLDBurleigh Waters QLDBurnett Heads QLDBurpengary QLDBurrum Heads QLDCaboolture QLDCaboolture South QLDCairnsCairns North QLDCairns QLDCalamvale QLDCaloundra QLDCannonvale QLDCanungra QLDCapalaba QLDCardiff QLDCardstone QLDCardwell QLDChapel Hill QLDCharleville QLDCharters Towers QLDChelmer QLDChermside QLDChilders QLDChinchilla QLDClermont QLDCleveland QLDClontarf QLDCollinsville QLDCooktown QLDCoolangatta QLDCoolum Beach QLDCoomera QLDCorinda QLDCranbrook QLDCurrumbin QLDDalby QLDDeagon QLDDeception Bay QLDDeeral QLDDoolandella QLDDouglas QLDDutton Park QLDEast Toowoomba QLDEdmonton QLDEli Waters QLDEmerald QLDEsk QLDEverton Hills QLDEverton Park QLDFairfield QLDFerny Grove QLDFerny Hills QLDFig Tree Pocket QLDForest Hill QLDForest Lake QLDFortitude Valley QLDFremantle QLDGatton QLDGayndah QLDGin Gin QLDGladstone QLDGold CoastGold Coast QLDGoodna QLDGoondiwindi QLDGordonvale QLDGracemere QLDGraceville QLDGrange QLDGympie QLDHarristown QLDHelensvale QLDHelidon QLDHervey Bay QLDHighfields QLDHome Hill QLDHope Island QLDHoward QLDHughenden QLDIdalia QLDInala QLDIndooroopilly QLDIngenia Lifestyle Hervey Bay QLDIngenia QLDIngham QLDInglewood QLDInnisfail QLDIpswich QLDJimboomba QLDKallangur QLDKaralee QLDKarana Downs QLDKedron QLDKenilworth QLDKenmore QLDKeperra QLDKin Kora QLDKingaroy QLDKippa Ring QLDKirwan QLDLabrador QLDLaidley QLDLawnton QLDLogan Central QLDLogan QLDLongreach QLDLowood QLDMackay Harbour QLDMackay QLDMango Hill QLDManly QLDManunda QLDMareeba QLDMaroochydore QLDMaryborough QLDMeringandan West QLDMermaid Beach QLDMiallo QLDMiles QLDMilton QLDMitchell QLDMoggill QLDMonto QLDMooloolaba QLDMooroobool QLDMoorooka QLDMorayfield QLDMornington QLDMossman QLDMount Cotton QLDMount Isa QLDMount Larcom QLDMount Louisa QLDMount Morgan QLDMount Sheridan QLDMoura QLDMudgeeraba QLDMundingburra QLDMundoo QLDMundoolun QLDMundubbera QLDNambour QLDNanango QLDNarangba QLDNatural Bridge QLDNerang QLDNew Beith QLDNew Farm QLDNewstead QLDNoosa Heads QLDNoosa QLDNoosaville QLDNormanton QLDNorth Lakes QLDNorth Mackay QLDNsw QLDNundah QLDOonoonba QLDOrmeau QLDOxley QLDPaddington QLDPaget QLDPalm Beach QLDParadise Point QLDParadise QLDPark Avenue QLDParkinson QLDPeregian Beach QLDPetrie QLDPialba QLDPlainland QLDPort Douglas QLDPort Melbourne QLDProserpine QLDQld QLDRaceview QLDRangeville QLDRathdowney QLDRedbank Plains QLDRedcliffe QLDRedland Bay QLDRedlynch QLDRichlands QLDRichmond QLDRobina QLDRockhampton QLDRocklea QLDRoma QLDRosewood QLDRoss River QLDRosslea QLDRosslyn Bay QLDRosslyn QLDRossmoya QLDRossville QLDRuncorn QLDSandgate QLDSarina QLDScarness QLDSmithfield QLDSouth Brisbane QLDSouth Mission Beach QLDSouthport QLDSpringbrook QLDSpringfield QLDSpringwood QLDSt Lucia QLDStafford Heights QLDStafford QLDStanthorpe QLDStrathpine QLDSunnybank QLDSunshine CoastSunshine Coast QLDSurfers Paradise QLDTamborine Mountain QLDTamborine QLDTannum Sands QLDTaringa QLDTeneriffe QLDTewantin QLDThe Gap QLDThornlands QLDThuringowa QLDThursday Island QLDTin Can Bay QLDTingalpa QLDToowong QLDToowoomba QLDTorquay QLDTownsvilleTownsville QLDTrinity Beach QLDTully QLDUpper Coomera QLDUrangan QLDUrraween QLDVarsity Lakes QLDVic QLDVictoria Point QLDWa QLDWacol QLDWalkerston QLDWandal QLDWarwick QLDWavell Heights QLDWeipa QLDWest End QLDWoodridge QLDWoree QLDWynnum QLDYeppoon QLDYeronga QLDYorkeys Knob QLDZillmere QLD

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections