ClimateNest
ClimateNest

Powered by Australia's most trusted official data sources

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16+ government and scientific datasets. Updated continuously.

See What a Report Looks Like

Every ClimateNest report gives you address-level risk scores across 8 hazards, insurance impact projections, and adaptation recommendations — all backed by BOM, CSIRO, and ABS data.

View a Sample Report

What Our Users Say

“ClimateNest gave us the confidence to walk away from a property with hidden flood overlay issues. The report paid for itself 100 times over.”

Emma & Tom Richardson

First Home Buyers

Brisbane, QLD

“As a buyer's agent, I now run a ClimateNest report on every property before my clients bid. It's become my competitive advantage — and my clients love the data-backed confidence.”

Sarah Chen

Buyer's Agent

Sydney, NSW

“The insurance premium trajectory section alone is worth it. I showed my client a $4,200/year premium projection on a beachfront property — they passed and bought two streets back instead.”

David Park

Property Investor

Melbourne, VIC

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How ClimateNest works

From address to insight in minutes

No waiting. No forms. No guesswork. Just science-backed climate risk intelligence for any Australian property.

01

Enter your address

Search any Australian property by address.

✓ 16+ data sources
02

Get your ClimateNest Index™

Our engine scores 8 hazards weighted to your goal — buying, renting, insuring, or investing.

✓ 0–100 score
03

Download your report

A full PDF with your 0–100 score, band rating, hazard breakdown, and tailored recommendations.

✓ Professional PDF

Trusted by Australian home buyers, property investors, conveyancers, and solicitors.

What your report covers

Explore a live report preview

ClimateNest turns climate risk into an action plan for property value. One clear ClimateNest Index, 8 hazard categories, financial impact insights, and Recommended Actions to reduce exposure.

One clear ClimateNest Index

A single 0–100 score that synthesises 8 climate hazards into one property-level rating. Lower scores mean lower climate risk exposure.

52

Moderate

Current

52

Moderate overall exposure

2030

58

Increasing heat and storm pressure

2050

67

Sustained escalation across 5 hazards

What drives the score

·Flood zone proximity·Bushfire exposure level·Heat day projections·Coastal erosion overlay·Wind/cyclone corridor·Storm event frequency·Community resilience·Energy grid reliability

Sources: BOM, CSIRO, Geoscience Australia, ABS, NSW Spatial Services

One clear ClimateNest Index. 8 hazard categories. Financial impact and Recommended Actions. Get your report from A$69.

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The risk is real

1 in 6 Australian properties faces significant climate risk

Properties already exhibit climate discount of up to A$71,920 in high-risk areas.

Source: Reserve Bank of Australia, 2024

2 min
average analysis time
AU$69
starting price
16+
data sources
100%
Australian coverage
⚠️

Without ClimateNest

  • ✕Buying blind — no idea if your suburb will be uninsurable by 2035
  • ✕Relying on an agent who has no obligation to disclose climate risk
  • ✕Discovering flood risk after settlement when insurers load your premium
  • ✕No way to quantify "climate discount" in a negotiation or due diligence report
  • ✕Climate risk buried in hundreds of pages of council overlays
✅

With ClimateNest

  • ✓Flood, bushfire, heat, coastal & storm risk mapped to your exact address
  • ✓Independent AI analysis — no conflicts of interest, no vested interests
  • ✓Insurance cost trajectory modelled to 2030 and 2050
  • ✓Financial impact in dollars — ready for negotiation and lender reports
  • ✓Professional PDF in minutes — BOM, CSIRO, ABS sources

Built for every property decision-maker

Who uses ClimateNest

From homeowners and agents to banks, insurers, and developers — ClimateNest gives you the data you need.

Residential & Professional

Homeowners

Protect your biggest asset

Know what climate change will cost your home. Get property-specific insurance projections to 2050, property value impact estimates, and 8 hazard scores from A$69.

Learn more

Property Investors

Future-proof your portfolio

Climate risk is the biggest unpriced factor in Australian property. Identify which assets face value discount trajectories and which are resilient to 2050.

Learn more

Mortgage Brokers

Earn referral fees, protect your clients

Become a ClimateNest referral partner. Offer your clients an exclusive discount on property climate risk reports and earn a referral fee on every sale. Strengthen your due diligence offering.

Become a partner

Buyers' Agents

Add climate intelligence to every brief

ClimateNest enterprise gives your team bulk reports and API access. White-label branding available on request. Deliver climate risk assessments as part of every buyer's brief.

Learn more
Enterprise & AASB S2 Compliance

Banks & Lenders

AASB S2 mortgage portfolio compliance

Quantify physical climate risk across your mortgage book. AASB S2 disclosure, APRA CPS 230 stress testing, and real-time origination screening via REST API.

Enterprise solution

Insurers

Property-level underwriting intelligence

Integrate 8-hazard climate risk scores into underwriting workflows. Portfolio aggregation, uninsurability trajectory, and premium impact modelling to 2050.

Insurance solution

API & MCP for Developers

5-minute integration, any Australian address

REST API and MCP server for property-level climate risk data. 8 hazards, deterministic government scoring, batch screening, and OpenAPI 3.1 documentation.

Developer docs
View all solutions

Why ClimateNest is different

Science-backed. Transparent. Built for Australia.

We don't invent risk scores. We synthesise the best available Australian government and scientific data and make it legible for property decisions.

Official Australian Data

Every insight is sourced from BOM, CSIRO, Geoscience Australia, and state agencies — not proprietary estimates. We cite every source, every time.

BOM · CSIRO · GA

Transparent Methodology

Our scoring model is fully documented — you can read exactly how each risk score is calculated. No black boxes. No vendor lock-in.

Full docs available

Comprehensive Coverage

Flood, bushfire, heat, coastal erosion, wind, storm, social stability, energy trajectory — all 8 hazard dimensions that affect property value and liveability.

8 climate hazards

Professional-Grade PDFs

Every report generates a branded, client-ready PDF with executive summary, methodology citations, and risk scores — trusted by conveyancers, solicitors and lenders.

PDF + dashboard

Pricing

Know your climate risk before you sign

One-time reports. No subscription. No hidden fees.

Climate Check

Deep climate risk scan for 1 property.

AU$69
  • ✓ 1 climate risk report
  • ✓ PDF download & email
  • ✓ Share with solicitor/agent
Start Climate Check
Most Popular

Smart Comparison

Compare 3 shortlisted properties side by side.

AU$129
  • ✓ 3 climate risk reports
  • ✓ Side-by-side comparison table
  • ✓ Best climate choice highlight
Compare 3 Properties
Best Value

Portfolio Screening

Screen 5 properties for climate and social risk.

AU$199
  • ✓ 5 climate risk reports
  • ✓ Portfolio comparison dashboard
  • ✓ Bulk address upload
Screen My Portfolio

All-Access Pass

30 reports in 30 days for professionals.

AU$499/mo
  • ✓ 30 reports per 30-day cycle
  • ✓ Enterprise Dashboard access
  • ✓ REST API access included
Get All-Access Pass

Need bulk reports? View enterprise plans →

Frequently Asked Questions

Get answers to common questions about residential property climate risk in Australia.

Australian Data Sources
Instant Analysis
24hr Money-Back Guarantee
Research by PropTrack and the Climate Council (2025) found the median flood-prone home in Australia is valued $75,500 lower than a comparable flood-free property — not because of size or location, but because of climate risk. Across Australia, flood-prone homes collectively represent $42.2 billion in foregone wealth. ClimateNest helps you identify that risk before you sign, so you can negotiate with confidence or avoid the loss altogether.
The ClimateNest Index™ is our proprietary 0–100 climate risk score calculated for every Australian residential property. It combines 8 climate hazards — including flood, bushfire, heat stress, and coastal erosion — sourced from 16+ official Australian datasets (BOM, CSIRO, Geoscience Australia, ABS, and state mapping agencies). A score closer to 0 means lower climate risk; closer to 100 means higher risk. It gives buyers, investors, and renters a single comparable number for climate due diligence.
Australian properties face flood, bushfire, coastal inundation, extreme heat, storm surge, and wind hazards. ClimateNest assesses all six against official BOM, CSIRO, and ABS datasets.
Enter the property address on ClimateNest. Our system cross-references state flood mapping, BOM rainfall data, and historical flood events to give you a clear flood risk rating.
Yes. RBA research shows flood-prone properties trade at discounts of up to A$71,920. ClimateNest quantifies this risk so you can negotiate or walk away with confidence.
Coastal Queensland, Northern NSW, and parts of Victoria face elevated compound risk. ClimateNest provides suburb-level risk profiles at climatenest.org.
Enter any Australian address above, select a report tier, complete payment, and receive your PDF report within 2 minutes.
Australia's National Climate Risk Assessment (2025) warns that higher insurance premiums, non-insurance, and under-insurance are accelerating consequences of climate-exposed properties. Insurers are already pricing flood, bushfire, and extreme heat into annual premiums — with some high-risk properties becoming uninsurable entirely. A ClimateNest report shows your property's risk profile across all 8 hazards, helping you understand insurance exposure before you buy.
Research shows it increasingly is. PropTrack's 2025 analysis found flood-prone homes consistently sell at a structural discount — a gap that compounds over time and doesn't fully recover even after prices rise. 1 in 6 Australian homes are currently at flood risk, and the national price growth gap between flood-prone and flood-free homes has reached 22 percentage points since 2000. Buying without climate due diligence means the risk may already be priced against you.

Ready to check a property's climate risk?

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Don't risk your biggest financial decision

Know your property's climate risk before you sign

Trusted by Australian home buyers, investors and property professionals to make climate-informed decisions.

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16+ official Australian data sources

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