Carole Park vs Carpendale — Which is Safer?

Compare climate risk between Carole Park, Queensland and Carpendale, Queensland. Our analysis uses data from BOM, CSIRO, and state hazard authorities to score each suburb across 6 climate hazards.

39/100

Moderate

39/100

Moderate

Hazard
Flood	50/100	59/100
Bushfire	47/100	40/100
Heat	32/100	49/100
Storm	33/100	35/100
Coastal	53/100	35/100
Cyclone	19/100	16/100

How to Interpret These Scores

Each hazard is scored from 0 (minimal risk) to 100 (severe risk). Scores are derived from BOM historical data, CSIRO climate projections, and state hazard authority mapping. A score of 50 means the property is in the moderate range — above average risk but not extreme. Scores above 67 indicate high risk requiring due diligence.

Minimal

0-16

Low

17-33

Moderate

34-50

Elevated

51-66

High

67-83

Severe

84-100

Insurance Cost Trajectory

Based on the hazard scores for these suburbs, current annual insurance premiums are estimated around A$5,212. With projected climate changes under RCP 8.5, premiums could rise to approximately A$7,297 by 2030 and A$13,551 by 2050. These projections align with Insurance Council of Australia data showing 28% average premium increases nationally between 2022-2025, with higher-risk areas seeing 80-120% increases.

Current

A$5,212

2030 (RCP 4.5)

A$7,297

2050 (RCP 8.5)

A$13,551

Property Value Climate Impact

Rising insurance premiums directly impact property values. Research from the Insurance Council of Australia and climate risk analysts shows that properties in areas with higher climate risk can experience a climate value drag. For a median-priced home, this could mean a potential impact of around A$41,695 or more over time.

Verdict

Carole Park and Carpendale have similar overall climate risk scores.

Frequently Asked Questions

Is Carole Park or Carpendale safer from flooding?

Carole Park has a flood risk score of 50/100, while Carpendale scores 59/100. A lower score indicates lower flood risk. Get an address-level flood risk report for a specific property.

Which suburb has lower bushfire risk?

Carole Park scores 47/100 for bushfire risk. Carpendale scores 40/100. Fire risk depends on proximity to vegetation and local fire history.

Should I buy in Carole Park or Carpendale?

Both suburbs have climate considerations. Carole Park has a lower overall climate risk score. We recommend getting a full ClimateNest report for any specific property you're considering, which includes 8 hazard scores, insurance projections, and actionable recommendations.

Explore Detailed Reports

Carole Park Flood Risk Carpendale Flood Risk Carole Park Should I Buy?Carpendale Should I Buy?

Check Your Flood Risk Now

Check Carole Park's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

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Get Your Flood Risk Report — A$69

What A$69 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections