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D'Estrees Bay vs Danggali — Which is Safer?

Compare climate risk between D'Estrees Bay, South Australia and Danggali, South Australia. Our analysis uses data from BOM, CSIRO, and state hazard authorities to score each suburb across 6 climate hazards.

38/100
Moderate
44/100
Moderate
Hazard
Flood42/10059/100
Bushfire41/10065/100
Heat68/10077/100
Storm30/10033/100
Coastal25/10012/100
Cyclone22/10016/100

How to Interpret These Scores

Each hazard is scored from 0 (minimal risk) to 100 (severe risk). Scores are derived from BOM historical data, CSIRO climate projections, and state hazard authority mapping. A score of 50 means the property is in the moderate range — above average risk but not extreme. Scores above 67 indicate high risk requiring due diligence.

Minimal
0-16
Low
17-33
Moderate
34-50
Elevated
51-66
High
67-83
Severe
84-100

Insurance Cost Trajectory

Based on the hazard scores for these suburbs, current annual insurance premiums are estimated around A$6,436. With projected climate changes under RCP 8.5, premiums could rise to approximately A$9,010 by 2030 and A$16,734 by 2050. These projections align with Insurance Council of Australia data showing 28% average premium increases nationally between 2022-2025, with higher-risk areas seeing 80-120% increases.

Current
A$6,436
2030 (RCP 4.5)
A$9,010
2050 (RCP 8.5)
A$16,734

Property Value Climate Impact

Rising insurance premiums directly impact property values. Research from the Insurance Council of Australia and climate risk analysts shows that properties in areas with higher climate risk can experience a climate value drag. For a median-priced home, this could mean a potential impact of around A$51,490 or more over time.

Verdict

D'Estrees Bay has a lower overall climate risk score (38/100) compared to Danggali (44/100). We recommend getting an address-level report for properties in both suburbs before making a purchase decision.

Frequently Asked Questions

Is D'Estrees Bay or Danggali safer from flooding?
D'Estrees Bay has a flood risk score of 42/100, while Danggali scores 59/100. A lower score indicates lower flood risk. Get an address-level flood risk report for a specific property.
Which suburb has lower bushfire risk?
D'Estrees Bay scores 41/100 for bushfire risk. Danggali scores 65/100. Fire risk depends on proximity to vegetation and local fire history.
Should I buy in D'Estrees Bay or Danggali?
Both suburbs have climate considerations. D'Estrees Bay has a lower overall climate risk score. We recommend getting a full ClimateNest report for any specific property you're considering, which includes 8 hazard scores, insurance projections, and actionable recommendations.

Explore Detailed Reports

D'Estrees Bay Flood RiskDanggali Flood RiskD'Estrees Bay Should I Buy?Danggali Should I Buy?

Check Your Flood Risk Now

Check D Estrees Bay's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data
Get Your Flood Risk Report — A$69

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections