Best family-suburbs in Melbourne for Climate Safety

Climate risk affects property values, insurance costs, and long-term liveability. Melbourne's suburbs vary significantly in their exposure to flood, bushfire, extreme heat, and storm hazards. This guide ranks the top 10 safest suburbs in Melbourne for family-suburbs.

Remember that suburb-level scores are indicative. Every property within a suburb has a unique risk profile depending on its exact location, elevation, proximity to vegetation or waterways, and building characteristics. Always get an address-level report for the specific property you're considering.

Scores range from 0 (Minimal risk) to 100 (Severe risk). A score below 34 is considered Low, 34-50 Moderate, 51-66 Elevated, 67-83 High, and above 84 Severe.

#	Suburb	Risk Score
1	Ashburton	29/100
2	Albanvale	30/100
3	Amherst	30/100
4	Ararat	30/100
5	Ashwood	30/100
6	Bacchus Marsh	30/100
7	Alfredton	31/100
8	Arcadia	31/100
9	Avon Plains	31/100
10	Bael Bael	31/100

Frequently Asked Questions

What are the safest suburbs in Melbourne for family-suburbs?

Based on our analysis, Ashburton has the lowest overall climate risk score (29/100) in Melbourne, followed by Albanvale and Amherst. These scores combine flood, bushfire, heat, storm, and other hazard assessments.

How does climate risk affect property in Melbourne?

Climate risk can impact insurance premiums, property resale value, and long-term ownership costs in Melbourne. Properties in higher-risk areas may face increasing insurance costs and potential value depreciation. A full climate risk report provides detailed projections.

Explore Suburbs

Ashburton Climate Risk Albanvale Climate Risk Amherst Climate Risk Ararat Climate Risk Ashwood Climate Risk Bacchus Marsh Climate Risk Alfredton Climate Risk Arcadia Climate Risk Avon Plains Climate Risk Bael Bael Climate Risk

Is Ashburton Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ashburton, covering flood, bushfire, sea level rise and more.

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Get Your Full Report — A$69

What A$69 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections