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Hackett vs Hall — Which is Safer?

Compare climate risk between Hackett, Australian Capital Territory and Hall, Australian Capital Territory. Our analysis uses data from BOM, CSIRO, and state hazard authorities to score each suburb across 6 climate hazards.

40/100
Moderate
37/100
Moderate
Hazard
Flood49/10026/100
Bushfire56/10054/100
Heat63/10064/100
Storm33/10047/100
Coastal20/10018/100
Cyclone19/10015/100

How to Interpret These Scores

Each hazard is scored from 0 (minimal risk) to 100 (severe risk). Scores are derived from BOM historical data, CSIRO climate projections, and state hazard authority mapping. A score of 50 means the property is in the moderate range — above average risk but not extreme. Scores above 67 indicate high risk requiring due diligence.

Minimal
0-16
Low
17-33
Moderate
34-50
Elevated
51-66
High
67-83
Severe
84-100

Insurance Cost Trajectory

Based on the hazard scores for these suburbs, current annual insurance premiums are estimated around A$5,552. With projected climate changes under RCP 8.5, premiums could rise to approximately A$7,773 by 2030 and A$14,435 by 2050. These projections align with Insurance Council of Australia data showing 28% average premium increases nationally between 2022-2025, with higher-risk areas seeing 80-120% increases.

Current
A$5,552
2030 (RCP 4.5)
A$7,773
2050 (RCP 8.5)
A$14,435

Property Value Climate Impact

Rising insurance premiums directly impact property values. Research from the Insurance Council of Australia and climate risk analysts shows that properties in areas with higher climate risk can experience a climate value drag. For a median-priced home, this could mean a potential impact of around A$44,415 or more over time.

Verdict

Hall has a lower overall climate risk score (37/100) compared to Hackett (40/100). We recommend getting an address-level report for properties in both suburbs before making a purchase decision.

Frequently Asked Questions

Is Hackett or Hall safer from flooding?
Hackett has a flood risk score of 49/100, while Hall scores 26/100. A lower score indicates lower flood risk. Get an address-level flood risk report for a specific property.
Which suburb has lower bushfire risk?
Hackett scores 56/100 for bushfire risk. Hall scores 54/100. Fire risk depends on proximity to vegetation and local fire history.
Should I buy in Hackett or Hall?
Both suburbs have climate considerations. Hall has a lower overall climate risk score. We recommend getting a full ClimateNest report for any specific property you're considering, which includes 8 hazard scores, insurance projections, and actionable recommendations.

Explore Detailed Reports

Hackett Flood RiskHall Flood RiskHackett Should I Buy?Hall Should I Buy?

Check Your Flood Risk Now

Check Hackett's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections