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Quorn vs Racecourse Bay — Which is Safer?

Compare climate risk between Quorn, South Australia and Racecourse Bay, South Australia. Our analysis uses data from BOM, CSIRO, and state hazard authorities to score each suburb across 6 climate hazards.

45/100
Moderate
37/100
Moderate
Hazard
Flood50/10029/100
Bushfire59/10043/100
Heat69/10070/100
Storm40/10049/100
Coastal24/10012/100
Cyclone26/10016/100

How to Interpret These Scores

Each hazard is scored from 0 (minimal risk) to 100 (severe risk). Scores are derived from BOM historical data, CSIRO climate projections, and state hazard authority mapping. A score of 50 means the property is in the moderate range — above average risk but not extreme. Scores above 67 indicate high risk requiring due diligence.

Minimal
0-16
Low
17-33
Moderate
34-50
Elevated
51-66
High
67-83
Severe
84-100

Insurance Cost Trajectory

Based on the hazard scores for these suburbs, current annual insurance premiums are estimated around A$5,960. With projected climate changes under RCP 8.5, premiums could rise to approximately A$8,344 by 2030 and A$15,496 by 2050. These projections align with Insurance Council of Australia data showing 28% average premium increases nationally between 2022-2025, with higher-risk areas seeing 80-120% increases.

Current
A$5,960
2030 (RCP 4.5)
A$8,344
2050 (RCP 8.5)
A$15,496

Property Value Climate Impact

Rising insurance premiums directly impact property values. Research from the Insurance Council of Australia and climate risk analysts shows that properties in areas with higher climate risk can experience a climate value drag. For a median-priced home, this could mean a potential impact of around A$47,680 or more over time.

Verdict

Racecourse Bay has a lower overall climate risk score (37/100) compared to Quorn (45/100). We recommend getting an address-level report for properties in both suburbs before making a purchase decision.

Frequently Asked Questions

Is Quorn or Racecourse Bay safer from flooding?
Quorn has a flood risk score of 50/100, while Racecourse Bay scores 29/100. A lower score indicates lower flood risk. Get an address-level flood risk report for a specific property.
Which suburb has lower bushfire risk?
Quorn scores 59/100 for bushfire risk. Racecourse Bay scores 43/100. Fire risk depends on proximity to vegetation and local fire history.
Should I buy in Quorn or Racecourse Bay?
Both suburbs have climate considerations. Racecourse Bay has a lower overall climate risk score. We recommend getting a full ClimateNest report for any specific property you're considering, which includes 8 hazard scores, insurance projections, and actionable recommendations.

Explore Detailed Reports

Quorn Flood RiskRacecourse Bay Flood RiskQuorn Should I Buy?Racecourse Bay Should I Buy?

Check Your Flood Risk Now

Check Quorn's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data
Get Your Flood Risk Report — A$69

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections