Best suburbs-with-lowest-bushfire-risk in Melbourne for Climate Safety

Climate risk affects property values, insurance costs, and long-term liveability. Melbourne's suburbs vary significantly in their exposure to flood, bushfire, extreme heat, and storm hazards. This guide ranks the top 10 safest suburbs in Melbourne for suburbs-with-lowest-bushfire-risk.

Remember that suburb-level scores are indicative. Every property within a suburb has a unique risk profile depending on its exact location, elevation, proximity to vegetation or waterways, and building characteristics. Always get an address-level report for the specific property you're considering.

Scores range from 0 (Minimal risk) to 100 (Severe risk). A score below 34 is considered Low, 34-50 Moderate, 51-66 Elevated, 67-83 High, and above 84 Severe.

#SuburbRisk Score
1Arcadia26/100
2Bahgallah27/100
3Agnes28/100
4Ancona28/100
5Baddaginnie28/100
6Badger Creek29/100
7Arthurs Creek31/100
8Arthurs Seat31/100
9Avenel31/100
10Aspendale32/100

Frequently Asked Questions

What are the safest suburbs in Melbourne for suburbs-with-lowest-bushfire-risk?
Based on our analysis, Arcadia has the lowest overall climate risk score (26/100) in Melbourne, followed by Bahgallah and Agnes. These scores combine flood, bushfire, heat, storm, and other hazard assessments.
How does climate risk affect property in Melbourne?
Climate risk can impact insurance premiums, property resale value, and long-term ownership costs in Melbourne. Properties in higher-risk areas may face increasing insurance costs and potential value depreciation. A full climate risk report provides detailed projections.

Is Arcadia Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Arcadia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections