Climate Risk for Postcode 3644
Postcode 3644 contains 3 suburbs across New South Wales, Victoria in the Regional NSW, Coastal VIC regions. The average climate risk score is 3.8/10. The safest suburb in this postcode is Barooga (3.7/10). The highest risk is Cobram east (3.8/10).
Properties in postcode 3644 face a range of climate hazards. The most significant risks vary by exact location — elevation, proximity to waterways, vegetation, and drainage all affect the specific risk profile of any address. For a property-level assessment, check flood zones, BAL ratings and coastal erosion exposure.
Suburbs in Postcode 3644
- Barooga — Overall: 3.7/10 · Median A$550K · Top hazard: heat (6)
- Cobram — Overall: 3.8/10 · Median A$725K · Top hazard: wind (5)
- Cobram east — Overall: 3.8/10 · Median A$725K · Top hazard: wind (5)
Nearby Postcodes
Compare climate risk across postcodes near 3644:
- Postcode 3608
- Postcode 3610
- Postcode 3616
- Postcode 3617
- Postcode 3623
- Postcode 3624
- Postcode 3629
- Postcode 3630
Insurance & Property Values in Postcode 3644
Insurance premiums in postcode 3644 reflect the combined risk profile of its suburbs. The safest suburb (Barooga) typically has lower premiums than the highest-risk suburb (Cobram east). Property values in Barooga may benefit from lower insurance costs.
Get an Address-Level Report
Suburb-level data is a starting point. For an accurate assessment of your specific property in postcode 3644, get a ClimateNest report with 8-hazard scoring and 2030/2050 projections.