Climate Risk for Postcode 3921
Postcode 3921 contains 2 suburbs across Victoria in the Regional VIC, Coastal VIC regions. The average climate risk score is 3.6/10. The safest suburb in this postcode is Elizabeth island (3.3/10). The highest risk is French island (3.8/10).
Properties in postcode 3921 face a range of climate hazards. The most significant risks vary by exact location — elevation, proximity to waterways, vegetation, and drainage all affect the specific risk profile of any address. For a property-level assessment, check flood zones, BAL ratings and coastal erosion exposure.
Suburbs in Postcode 3921
- Elizabeth island — Overall: 3.3/10 · Median A$475K · Top hazard: heat (5)
- French island — Overall: 3.8/10 · Median A$725K · Top hazard: wind (5)
Nearby Postcodes
Compare climate risk across postcodes near 3921:
- Postcode 3900
- Postcode 3902
- Postcode 3911
- Postcode 3918
- Postcode 3919
- Postcode 3922
- Postcode 3925
- Postcode 3926
Insurance & Property Values in Postcode 3921
Insurance premiums in postcode 3921 reflect the combined risk profile of its suburbs. The safest suburb (Elizabeth island) typically has lower premiums than the highest-risk suburb (French island). Property values in Elizabeth island may benefit from lower insurance costs.
Get an Address-Level Report
Suburb-level data is a starting point. For an accurate assessment of your specific property in postcode 3921, get a ClimateNest report with 8-hazard scoring and 2030/2050 projections.