Flood Risk in Moncrieff, ACT: 2026 Assessment
Flood Risk Score
1.4/10Lower flood risk — localised flash flooding in drainage areas
Key Facts
- Flood Risk
- Lower flood risk — localised flash flooding in drainage areas
- Trend
- stable
- Suburb
- Moncrieff, ACT
- Overall Risk
- Moderate
- Postcode
- 2914
- Region
- ACT
- Median property value
- $700,000
- Dominant hazard
- bushfire (6/10)
- Highest high-risk exposure
- 13.5% of land (surface flood)
Flood Risk Analysis
Moncrieff, located in Australian Capital Territory, has a moderate flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Australian Capital Territory.
Flood risk in Moncrieff is shaped by local topography and catchment characteristics. Even within a single suburb, elevation differences can significantly change flood exposure. Properties near waterways or in low-lying areas warrant closer assessment.
Lower flood risk — localised flash flooding in drainage areas
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Moncrieff sits within ClimateNest's suburb-level hazard model for flood risk. 3.1% of the suburb's land area is mapped in high-risk flood zones and 86.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moncrieff.
On ClimateNest's 0–10 suburb hazard index, Moncrieff scores 2 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Moncrieff can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Moncrieff (postcode 2914), is an Australian Capital Territory suburb tracked by ClimateNest. The suburb's median property value is $700,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Moncrieff.
Across the six hazard axes ClimateNest models, the dominant climate risk in Moncrieff is bushfire (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Moncrieff, bushfire is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Moncrieff are increasingly made with an address-level climate report in hand.
Explore Moncrieff Risk Reports
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Frequently Asked Questions
Is Moncrieff at risk of flooding?
Based on available data, Moncrieff has a moderate flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Moncrieff?
Insurance costs for flood cover in Moncrieff depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Moncrieff?
Yes, flood risk can affect property values in Moncrieff. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Moncrieff?
Elevation is a critical factor in flood risk. Properties at higher elevations within Moncrieff typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Moncrieff?
ClimateNest's suburb model rates Moncrieff's dominant climate risk as bushfire at 6/10 on a 0–10 index, followed by extreme heat (5/10) and damaging wind (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Moncrieff.
What share of Moncrieff is exposed to high surface flood risk?
ClimateNest's hazard overlay maps 13.5% of Moncrieff in high-risk zones for surface flood, with a further 80.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Moncrieff Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Moncrieff, Australian Capital Territory, covering flood, bushfire, sea level rise and more.
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections