Is Phillip, ACT Climate Safe? 2026 Assessment
Climate Safety Score
5.5/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Phillip faces a moderate risk of flooding, primarily from intense rainfall events and localised stormwater runoff. Development and urbanisation have altered natural drainage patterns, increasing vulnerability.
- Bushfire
- Phillip has a relatively low bushfire risk due to its urban location and distance from large areas of dense vegetation. However, nearby grasslands and reserves pose a potential threat during dry periods with strong winds.
- Heat
- Phillip is susceptible to heatwaves, with increasing average temperatures and more frequent extreme heat days. Urban heat island effect exacerbates the risk, particularly in densely built areas with limited green space.
- Storm
- Moderate storm risk — severe thunderstorms in warmer months
- Postcode
- 2606
- Region
- Regional
- Median property value
- $500,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 6.9% of land (bushfire)
Climate Safety Analysis
Phillip in Australian Capital Territory has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Phillip's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Phillip is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Phillip including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Phillip located in Regional (postcode 2606), is an Australian Capital Territory suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Phillip.
Across the six hazard axes ClimateNest models, the dominant climate risk in Phillip is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Phillip, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Phillip are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Severe thunderstorms caused flash flooding and property damage in Phillip.
Prolonged heatwave conditions resulted in increased hospital admissions and strain on infrastructure.
Heavy rainfall led to localised flooding in low-lying areas of Phillip, impacting businesses and residences.
Adaptation & Mitigation Actions
Improve stormwater drainage infrastructure
Near-termUpgrade existing drainage systems to handle increased rainfall intensity and reduce flood risk.
Est. cost: High
Implement urban greening initiatives
Near-termIncrease tree canopy cover and green spaces to mitigate the urban heat island effect and provide shade.
Est. cost: Medium
Develop a heatwave management plan
ImmediateEstablish a comprehensive plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.
Est. cost: Medium
Promote community awareness and preparedness
Long-termEducate residents about climate risks and provide resources for preparing for extreme weather events.
Est. cost: Low
Council & Emergency Services
Explore Phillip Risk Reports
View other climate risk assessments for Phillip:
Frequently Asked Questions
Is Phillip safe from climate change?
No location in Australia is entirely immune to climate change impacts. Phillip has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Phillip?
The dominant hazard for Phillip depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Phillip compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Australian Capital Territory suburbs.
Should I be concerned about buying property in Phillip?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Phillip?
Key projections for Australian Capital Territory from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Phillip.
What are the main climate risks in Phillip?
ClimateNest's suburb model rates Phillip's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Phillip.
What share of Phillip is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 6.9% of Phillip in high-risk zones for bushfire, with a further 72.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Phillip Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Phillip, Australian Capital Territory, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections